Bajaj Allianz Student Elite Insurance Plan

Buy Bajaj Allianz student travel insurance plans
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Key Features of Bajaj Allianz Student Elite insurance

  • Over 200 STUDENTS have purchased BAJAJ ALLIANZ STUDENT INSURANCE from us this season
  • Coverage options from $50,000, to $200,000.
  • Bajaj Allianz student plan covers Covid19 under Hospitalization Medical Expenses.
  • Bajaj Allianz student insurance plans are widely purchased for Schengen visa
  • Mental & Nervous disorders, Maternity benefit and Pre-existing condition cover as an add-on benefit based on the plan maximum.
  • Medical expenses, evacuation repatriation.
  • AD&D common carrier, Bail Bond insurance.
  • Emergency Dental Coverage, Personal accident, Tuition fee, Accident to sponsor, Family visit.

Bajaj Allianz Student medical insurance extension/renewal while outside India

Indian students who are studying outside India and are stranded due to coronavirus and are unable to travel back home and want to extend or renew Bajaj Allianz student insurance online. These students can complete the Bajaj Allianz international student travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Bajaj Allianz travel medical insurance for Indian students - Useful links

buy bajaj student insuranceHow to buy Bajaj student insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Student Outside IndiaBajaj Allianz Student Outside India

Student medical insurance for Indian students already outside India.

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Bajaj Allianz student travel insurance BrochureBajaj Allianz student travel insurance Brochure

Download Bajaj Allianz student travel medical insurance brochure.

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Bajaj Allianz student travel insurance claimsBajaj Allianz student travel insurance claims

In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz student travel medical insurance.

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Bajaj Allianz student insurance FAQBajaj Allianz student insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding international student medical insurance by Bajaj Allianz.

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Bajaj Allianz student travel plan renewalBajaj Allianz student travel plan renewal

Students can renew their existing policy online before the exipry date at any time.

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Student UniversitiesBajaj Allianz Student Universities

List of some of the Universities whose students have purchased Bajaj Allianz student insurance in the past.

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Bajaj Allianz student insurance ForumBajaj Allianz student insurance Forum

Useful discussions and forum entries for best international Bajaj Allianz health insurance for students studying abroad.

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Bajaj student insurance for students studying abroad - Special features

  • Bajaj Allianz student insurance offers health insurance cover ranging from $50,000 to $10,00,000 US dollars.
  • Most popular student medical insurance and best student travel insurance India plan opted by students studying overseas.
  • Pro-rata refund of premium (refund of premium for unused portion of the policy) in case of cancellation if the university rejects the policy.
  • This is the best student overseas health insurance as the premium is paid in Indian rupees for US Dollar coverage.
  • Cashless claim settlement both for in-patient and OPD medical expenses in a network hospital in USA.

Advantages of Bajaj Allianz student insurance compared to University insurance plans

  • The Bajaj Allianz student medical insurance are designed specifically for Indian students studying abroad
  • Bajaj Allianz student travel insurance plans are charged in Indian Rupees with coverage in US Dollars and are much cheaper (usually 20% to 25% of University plans)
  • Bajaj Allianz student health insurance provides coverage throughout the country and are not limited to the college campus
  • Indian student travel insurance also cover travel related expenses and health expenses far from University campus.
  • Bajaj Allianz student insurance also includes personal liability, sponsor protection, study interruption, baggage loss, trip delay, compassionate visit, repatriation of remains coverage.

Steps to buy Bajaj Allian international student insurance

The following are the steps to buy Bajaj Allianz student insurance for Indian students studying abroad

  • Find out if your University offers an health insurance policy for international students
  • If so, is it mandatory to buy that University plan, or can international students buy other insurance
  • If you are allowed to buy Indian student insurance, then review the student insurance offered by Bajaj Allianz (Bajaj Allianz is much cheaper)
  • Compare the Bajaj Allianz student medical insurance plans with the University plan based on price as well as coverage benefits
  • Select the student health insurance plan that best fits your budget and needs.
  • If you buy the Bajaj Allianz student insurance online here, you will receive the policy documents by email
  • If applicable, we can complete the University student insurance waiver form.

Bajaj Allianz Student Elite Insurance plan details, Student overseas health insurance benefits

  • Why do I need an Indian student medical insurance Plan?

    Every student desires to study abroad. To make your travel risk free, Students travel plan brings you an array of policies to choose from which will provide the comprehensive cover for your journey.

    What is the Bajaj Student Elite insurance plan?

    The Student Elite plan is a customized medical insurance for Indian students studying abroad.

    What does the Bajaj Student Elite insurance plan cover?

    1. Reimbursement of the tuition fee paid in advance for the current semester (maximum limit mentioned), if the insured discontinues school owing to medical conditions requiring hospitalization; or due to serious injury / death of either parent.
    2. In case the sponsor named in the schedule meets with an accident resulting in death / permanent disability during the policy period, the company shall reimburse the remaining school fee subject to the maximum limit mentioned.
    3. In case the insured is hospitalized due to accidental injury / sickness covered in the policy and the attending physician advises the necessary attendance of a family member, the company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum sum insured (family means spouse, parent, sibling and in-laws of the insured)
    4. In addition to the sum in the personal accident section, the company will pay the sum insured specified in the schedule, if the insured sustains accidental bodily injury during travel by a common carrier; and the same takes place within 12 months of the date upon which it was sustained and resulted in the insured's death / loss of two eyes / loss of two limbs / loss of one limb and one eye.
    5. In case the insured is arrested for inadvertently breaking the law during overseas travel, the company will pay the amount as per the schedule, towards the bail amount for release except when the insured has been charged with breaking the law with criminal intent or for over speeding in a vehicle.
  • Bajaj Student insurance coverage benefits, Bajaj Allianz international student health insurance

    Coverage in USD Standard Silver Gold Deductible
    Medical Expenses, Evacuation and Repatriation $50,000 $100,000 $200,000 $100
    Emergency Dental Pain Relief $500 $500 $500 $100
    Personal Accident $25,000 $25,000 $25,000 Nil
    AD & D Common Carrier $2,500 $2,500 $2,500 Nil
    Loss of Checked Baggage** $1,000 $1,000 $1,000 $100
    Bail Bond Insurance $500 $500 $500 $50
    Tuition Fee $10,000 $10,000 $10,000 Nil
    Accident to Sponsor $10,000 $10,000 $10,000 Nil
    Family visit $7,500 $7,500 $7,500 Nil
    Personal liability $100,000 $100,000 $100,000 $200

    **Per baggage maximum 50% and per item in the baggage maximum 10%.
    ***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.


    Add on benefits Standard Silver Gold
    Mental & Nervous disorder, alcoholism and sports injuries Included in medical expenses Included in medical expenses Included in medical expenses
    Maternity Nil Nil Nil
    Pre-existing Condition Nil Nil Nil
  • Bajaj Student insurance coverage benefits, Bajaj Allianz international student health insurance

    1. Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
    2. Routine physical or other examination where there is no objective indication of impairment of normal health.
    3. Medical expenses beyond the expiry of the policy period.
    4. Suicide, attempted sucide or willfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs
    5. Manual work or hazardous occupation,self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
    6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
    7. Experimental, unproven or non-standard treatment.
    8. Treatment by another system other than modern medicine (also known as Allopathy).
    9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
    10. Delay of baggage when the intended destination is in India
    11. Loss or damage t the insured's passport as a result of the classification or detention by customs, police or any other authority.
    12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
    13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.

Bajaj Allianz Student Elite forum, Bajaj student Elite plan forum

Question
Dear NRIOL insurance desk,
I am opting for Student Elite Gold Plus plan with Add on 1 by Bajaj Allianz. Does it fulfills the following 2 condition, please confirm:
  • Cover inpatient and outpatient mental health services?
  • Have a maximum out of pocket limit of $2000 per individual and $4000 per family?
Thank you
Aditya

Answer   
Dear Mr. Aditya,
Thank you for contacting NRIOL for your Bajaj Allianz student insurance requirements. Please find the answers to your questions:
  • Yes it covers for inpatient and outpatient mental health services up to policy maximum.
  • There is a deductible of $100 US dollars for medical expenses.
Please feel free to call us at 080-41101026.

Regards,
Customer Care
080-41101026

Bajaj Allianz Student Elite Silver plan, Bajaj Allianz Student Travel Elite - FAQ's

Is Covid covered under international travel insurance for Indian students?

Bajaj Allianz student insurance offers coverage for Covid19 illness for students under 30 years up to $10,000.

What are the key features of Bajaj Allianz Student Travel Elite insurance?

Bajaj Allianz medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.

  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

What are the salient features of Bajaj Allianz Student Elite Silver plan?

Bajaj Allianz has many customized plans to cover students going abroad for studies. Some of the key benefits of student health insurance are as below. This benefits will vary depending on the plan chosen.

  • Accident & Sickness Medical Expenses: The insurance company will indemnify the policy holder for the eligible medical and related expenses due to illness / injury outside India as per the policy terms and conditions. The expenses covered would include physician services, hospital and medical services and local emergency medical transportation.
  • Medical Evacuation: Medical Evacuation to a hospital in the Republic Of India required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey. The Medical Evacuation will have to be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Repatriation of Remains: In case of death of the policy holder due to a covered reason, the cost of repatriating the policy holder's body back to India or to the nearest burial ground where the insured has died is paid by the insurance company. These claim should be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Personal Accident: The insurance company pays the agreed amount as per the terms and conditions of the policy for policy holders death and / or permanent total disablement
  • Baggage Loss: The insurance company will pay the policy holder as per the policy schedule for complete and permanent loss or destruction of the policy holder checked baggage.
  • Bail bond: The company would pay the amount as mentioned in the policy schedule towards the bail amount for release of the policy holder in case of false arrest or wrongful detention in overseas.
  • Study Interruption: In the event if the policy holder is unable to continue the school semester due to policy holder's health or death / serious injury requiring hospitalization of either of the parents of the policy holder during the policy period, the insurance company shall reimburse the tuition fee paid in advance for the current semester as per the policy schedule.
  • Sponsor Protection: In the event of the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the insurance company shall reimburse the remaining school fee as per the policy schedule.
  • Family Visit: In the event if the policy holder is hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician recommends an immediate family member. The insurance company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum as per the schedule. These claim should be approved by the claims administrator of the Insurance Company.

Does Bajaj Allianz student travel health insurance is accepted by the overseas university?

Yes most of the foreign universities accept the Bajaj Allianz student health insurance.

I am going on F1 visa? Which plan is suitable for me?

Students who are wishing to study in the US universities can apply for F1 visa. As you are going for studies, first thing you need to check with the college you are getting admission is the health insurance requirements. If your college has any health insurance requirement, then you can look for matching Indian insurance policy and get a waiver or if there is no insurance requirement from the university, then you can buy any of the Bajaj Allianz medical insurance for students studying abroad.

I am going for research in foreign university? Can I get Bajaj Allianz student travel insurance for myself and my spouse?

If you are going on a student visa and registered in an overseas university, then you can buy the Bajaj Allianz student plan for yourself and for your spouse as s/he you can buy a regular travel medical insurance for 6 months and later on renew for another 6 more months with good health and no claim declaration.

What is the cost of Bajaj Allianz Student Elite Silver plan?

Bajaj Allianz Student Travel Elite insurance is much cheaper when compared to the university international student health insurance in overseas. The cost is almost 1/3rd of the overseas university policies. You can pay in rupees and get coverage in dollars. The university student policies mostly provide coverage only for medical expenses while Bajaj Allianz student health insurance provides coverage both medical and non-medical expenses. Compare student insurance for study abroad and buy best insurance policy for students. Download Bajaj Allianz Student Elite travel insurance brochure for more details.

Can I cancel the policy if my university does not accept the Bajaj Allianz student insurance? Is there any time limit?

You can cancel the Bajaj Allianz student travel insurance provided you have to provide the proof of rejection letter from the university.

How do I get University waiver insurance form?

As a student once you get admission in the college of your choice in overseas, check with the university is there any mandatory student health insurance requirement. If yes, then go through the benefits of the plan which the university is offering. Some universities are willing to waive off the university health insurance if you submit an equivalent health insurance from Bajaj Allianz with an equivalent health insurance cover.
Once you buy a suitable plan from Bajaj Allianz through us, you can then download the waiver and send to us and we will help us in filling the waiver and send it back to you so that you can submit this insurance and get a waiver.

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