Bajaj Allianz Critical Illness Insurance

List of illnesses or medical conditions

This is a benefit policy which pays the sum insured as lump sum amount once you are diagnosed with one of the listed critical illness*:
  Cancer
  Multiple Sclerosis
  Paralysis
  Coronary Artery Bypass Surgery
  Major Organ Transplant
  Primary Pulmonary Arterial Hypertension
  First Heart Attack
  Stroke
  Kidney Failure
  Arota Graft Surgery

Bajaj Allianz Critical Illness insurance key features

• Covers 10major illnesses like cancer, heart attack, paralysis, etc.
• The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis*
• Medical examination may be required in some cases based on the age and the benefit amount opted by the propose.

Bajaj Allianz Critical Illness insurance benefits

• Very competitive premium rates.
• The insured receives the amount as lump sum so that he can plan the treatment accordingly.
• Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover.
• Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
• Hassle-free in house claim settlement.

Bajaj Allianz Critical Illness insurance coverage

• Sum insured available from 1,00,000 to Rs. 50,00,000
• Age band - 6 yrs - 59 Years.

* Conditions apply.

Bajaj Allianz Critical Illness insurance exclusions

• Any Critical Illness for which care, treatment, or advice was recommended by or received from a Physician, or which first manifested itself or was contracted before the start of the Policy Period, or for which a claim has or could have been made under any earlier policy./li>
• Treatment arising from or traceable to pregnancy, childbirth postpartum complications including but not limited to caesarian section, birth defects and congenital anomalies.
• Any Critical Illness diagnosed within the first 90 days of the date of commencement of the Policy is excluded. This exclusion shall not apply to an Insured for whom coverage has been renewed by the Named Insured, without a break, for subsequent years.