Bajaj Allianz Silver Health Insurance

Health Insurance Quotes

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        OR age      years
Policy Start Date
Policy End Date
(Name, Phone number, Email id are optional)


  • Pre-existing diseases covered from the second year of the policy.
  • A flat benefit of 3% of admissible hospitalization expenses are paid towards pre & post hospitalization expenses.
  • Cashless facility: With Silver Health plan, the member has access to cashless facility at various network of over 2400 hospitals across India (subject to exclusions and conditions)
  • If admission in non-network hospitals the expenses incurred would be reimbursed within 14 days from the submission of all documents.
  • 20% of co-payment of the admissible claim to be paid by the member if treatment is taken in a hospital other than a network hospital.
  • Waiver of co-payment is available on payment of additional premium.

When i can increase the sum insured?

  • Sum insured enhancement will be allowed only at the time of renewals
  • The enhancement should be proportionate for all the insured members
  • Sum insured enhancement would ne subject to the underwriting approval based on the declaration on the proposal form
  • No claim in the expiring policies - in case of a claim referral to be made t underwriting doctors for further advise
  • 20% of co-payment of the admissible claim to be paid by the member if treatment is taken in a hospital other than a network hospital.
  • For enhancement of sum insured, fresh proposal form along with the renewal notice should be submitted.


  • Cumulative bonus of 10% of sum insured for every claim free year upto a maximum of 50% of sum insured.
  • Health Check up at the end of continuous four claim free years.
  • Family discount of 5% if two or more members are covered
  • Pre and Post hospitalisation expenses of an amount equivalent to 3% of admissible hospitalisation expenses.
  • Income tax benefit on the premium paid as per section 80-D of the Income Tax Act as per existing IT law.
  • Covers ambulance charges in an emergency subject to a limit of Rs 1000/- per claim.
  • The Company's liability in case of any pre-existing illness from the second year of the policy would be restricted to 50% of the sum insured in a policy year
  • 130 daycare procedures are covered subject to terms and conditions.


  • Policy can be taken form 46-70yrs *
  • Renewal - Under normal circumstances, lifetime renewal benefit is available under the policy except on the grounds of fraud, misrepresentation or moral hazard.
  • Sum insured can be opted form 50,000 - 5, 00,000.
  • This is annual policy period.
  • This policy is offered on individuals sum insured basis
  • Self,Spouse can be covered under this policy

  • * Conditions apply.
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