Bajaj Allianz Health Guard insurance

Buy health insurance plans by Bajaj Allianz

Coverage type

Coverage State

Coverage City

Coverage amount

Date of Birth

OR age years

Policy duration

Gender

Male Female

Sum insured

3 lacs − 50 lacs options available

Tenure options

For a period of 3 years

Claims incurred ratio *

85.00%

Claims settlement ratio **

94.55%

List of network hospitals

6,500+ hospitals

Number of Policies issued *

531,046

Number of lives covered *

2,46,85,000

Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Personal Guard insurance key features
- Covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total Disability
- Children's Educational Bonus benefit.
- Daily hospital confinement allowance payable in case of hospitalization due to accident*
- Medical expenses reimbursement in case of hospitalization due to accidents*
*if this add-on cover is opted
Bajaj Allianz medical insurance benefits
- Highest compensation of 125% of the sum insured in case of Permanent Total Disability.
- Children's education is not hampered due to your accidental death or injury
- Hassle free in house claim settlement.
- Cumulative bonus @ 10% per claim free year to a maximum of 50%,if there is a claim then 10% of the sum insured will be reduced on the next renewal.
- Family discount of 10%
Bajaj Allianz Personal Guard insurance coverage
- Covers Death, Permanent Partiality Disability, Permanent Total Disability, & Temporary Total disability.
- In case of Temporary Total Disability 1% of sum insured or Rs 5000 / week (whichever is lesser) will be payable up to max 100 weeks.