Bajaj Allianz Health Guard insurance

Buy health insurance plans by Bajaj Allianz

Coverage type

Coverage State

Coverage City

Coverage amount

Date of Birth

Individual: OR age years

Policy duration

Gender

Male Female

Key featuresBenefitsCoverage
Key features
Bajaj Allianz Personal Guard insurance key features
- Covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total Disability
- Children's Educational Bonus benefit.
- Daily hospital confinement allowance payable in case of hospitalization due to accident*
- Medical expenses reimbursement in case of hospitalization due to accidents*
*if this add-on cover is opted
Benefits
Bajaj Allianz medical insurance benefits
- Highest compensation of 125% of the sum insured in case of Permanent Total Disability.
- Children's education is not hampered due to your accidental death or injury
- Hassle free in house claim settlement.
- Cumulative bonus @ 10% per claim free year to a maximum of 50%,if there is a claim then 10% of the sum insured will be reduced on the next renewal.
- Family discount of 10%
Coverage
Bajaj Allianz Personal Guard insurance coverage
- Covers Death, Permanent Partiality Disability, Permanent Total Disability, & Temporary Total disability.
- In case of Temporary Total Disability 1% of sum insured or Rs 5000 / week (whichever is lesser) will be payable up to max 100 weeks.

Sum insured

3 lacs − 50 lacs options available

Tenure options

For a period of 3 years

Claims incurred ratio *

85.00%

Claims settlement ratio **

94.55%

List of network hospitals

6,500+ hospitals

Number of Policies issued *

531,046

Number of lives covered *

2,46,85,000

Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website