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Bajaj Allianz Health insurance Bajaj Allianz Star Package insuranc

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bajaj-allianz health insurance

Bajaj Allianz Star Package insurance overview

  • Room Rent : Upto 1% of the Base Sum Insured.
  • Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
  • Restoration Benefit : Restoration benefit available upto 100% of Base SI.
  • Star Package policy is a unique family floater policy which protects your family against various risks and contingencies.
  • It provides a gamut of covers for various health risks, household contents, education grant, travel baggage and public liability all under a single policy.

Bajaj Allianz health guard insurance overview

Health Guard – Silver Plan:

Rs.1.5 / 2lacs

Health Guard – Gold Plan:

3lacs / 50lacs

Bajaj Allianz Star Package insurance benefits

  • Key FeaturesAdvantagesCoverageexclusions
  • Key Features

    Bajaj Allianz Star Package insurance key features

    • Covers Hospital Cash, Health Guard, Critical Illness, Personal accident, Education Grant, Householders contents, Traveling Baggage & Public liability.
    • Family floater can be opted by paying 50% & 25% of self premium for spouse & children respectively.
    • Add on covers can be opted under Health Guard.
    • 12 Dreaded diseases are covered under Critical illness.
    • The policy can be taken for maximum 3 years to avoid yearly renewal.
    • 10-15% section discount can be availed if 4 or more sections are opted.
    • 10-15% Long term discount can be availed if the policy is taken for 2 or more years.
  • Advantages

    Bajaj Allianz Star Package insurance advantages

    • Wide coverage from Health to Home.
    • Access to over 2400 hospitals all over India for cashless facility.
    • No Sub-limits applicable on room rent and other expenses.
    • Hassle-free claim settlement due to In-house claim administration
    • Income tax benefit on the premium paid as per section 80-D of Income Tax Act* as per existing IT law
  • Coverage

    Bajaj Allianz Star Package insurance coverage

    • Policy can be taken form 46-70yrs *
    • Renewal up to 75 yrs*
    • Sum insured can be opted form Rs.50,000 - 5 Lakhs.
    * Conditions apply.
  • exclusions

    Bajaj Allianz Star Package insurance exclusions

    • Age - 3 Months - 55 years.
    • Wide range of Sum Insured is available under different cover
    Products Sum Insured
    Hospital cash 500 to 2500
    Health Guard 100,000 to 500,000
    Critical illness 100,000 to 300,000
    Personal Accident 200,000 to 500,000
    Education Grant 200,000 to 500,000
    House Holder Content 100,000 to 400,000
    Traveling Baggage 10,000 to 40,000
    Public Liability 200,000 to 500,000

Bajaj Allianz Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".