Bajaj General Travel Ace Insurance 2026 - Formerly Bajaj Allianz Travel Ace

Bajaj General Travel ACE Insurance – FAQs

• Is Bajaj General Travel Ace the same as Bajaj Allianz Travel Ace?

  Yes. Bajaj General Insurance was formerly known as Bajaj Allianz General Insurance Company. The Bajaj Allianz Travel Ace travel insurance plan is now issued under the Bajaj General Travel Ace brand. The Bajaj Ace plan structure, benefits and claim process remain identical. You can download the Bajaj Allianz Travel Ace brochure PDF or the Travel Ace policy wording for full details.

  
  

  What happens if I get sick or have an accident during my international trip?

  You should immediately seek medical help and inform your insurer. This Bajaj General Travel Ace (Formerly Bajaj Allianz Travel Ace) policy covers necessary medical expenses for sickness or accidental injury which results in hospitalisation.

  
  

  Does the policy provide cover if I need emergency dental treatment during my travel?

  Yes, Bajaj General Travel Ace (Formerly Bajaj Allianz Travel Ace) policy also provides emergency dental pain relief benefit. It covers necessary dental expenses incurred overseas due to sudden acute pain in one or more teeth.

  
  

  What is the Compassionate Visit benefit under the Travel Ace Plan?

  The Compassionate Visit benefit covers the cost of an economy-class ticket for a family member, friend, or relative to travel to your location if you are hospitalised due to an accidental injury or sickness. This applies when no one is available to attend to your medical emergency during your overseas visit.

  
  

  What is the sub-limit clause under the Travel Ace International Plan?

  Under the Travel Ace plan, sub-limits apply to individuals over 50 who require OPD or hospitalisation. These include a daily limit of USD 1,700 for hospital rooms, emergency rooms, boarding, and hospitalisation, and USD 2,500 for ICU care. Surgical treatment is covered up to USD 11,500, with anaesthetic services reimbursed at 25% of the surgical cost.

  
  

  Is there a Travel Ace domestic insurance option for travel within India?

  Yes. Bajaj General offers a Travel Ace domestic insurance plan for travel within India, separate from the international variants. The domestic plan covers accidental injury, baggage loss, and trip-related inconveniences for journeys within India. Contact NRIOL at 080-41101026 for details on the domestic Travel Ace plan.

  
  

• What happens if my personal belongings are lost or stolen overseas?

  Bajaj General Travel Ace (Formerly Bajaj Allianz Travel Ace) policy covers you for the loss or damage of your personal belongings due to theft, robbery, or hold-up outside India.

  
  

  What is the provision for the delay in checked baggage under the Travel Ace Plan?

  This coverage compensates for delays in receiving your checked baggage when travelling to India. To claim, you must obtain a written non-delivery confirmation from the airline stating the delay period. If multiple claims arise during your trip, the total compensation is limited to the sum insured under this section. A 12-hour deductible applies separately for each claim.

  
  

  What is the Loss of Checked-In Baggage cover under the Travel Ace Plan?

  The Loss of Checked-In Baggage cover compensates you if the airline loses your checked-in baggage. It provides the sum insured specified in the Policy Schedule for the complete and permanent loss of your baggage, including its contents. To file a claim, you must obtain a Property Irregularity Report (PIR) from the airline upon discovering the loss.

  
  

• Am I covered if I miss my connecting flight?

  The policy provides coverage if you fail to board your connecting flight. This can be due to a delay of the earlier flight caused by reasons beyond your control.

  
  

  What if I’m forced to cancel or cut short my trip?

  This Bajaj General Travel Ace (Formerly Bajaj Allianz Travel Ace) policy offers coverage for trip cancellation and trip interruption. This includes coverage for unrecoverable costs if your trip is cancelled or interrupted due to specific events like serious injury, sudden sickness, or death of a family member, etc.

  
  

  What is the Trip Interruption coverage under the Travel Ace Plan?

  The Trip Interruption cover compensates for non-refundable expenses if you need to change your travel plans. This includes accommodation cancellations, event or tour cancellations, early flight charges, and en-route accommodation extensions. The coverage applies if your trip is interrupted due to situations such as illness, injury, or family emergencies.

  
  

  What is the Trip Delay Delight benefit under the Travel Ace plan?

  Trip Delay Delight (ACE) is a unique benefit paying a fixed amount - $80 for Standard, up to $150 for Platinum - after your flight is delayed beyond the specified hours (4–6 hours depending on plan). Unlike standard trip delay cover, no expense receipts are required. It applies to all overseas flights taken during the insured trip.

  
  

• What is the replacement of staff coverage under the Travel Ace Plan?

  The Travel Ace Plan provides coverage for the transportation and accommodation costs of a substitute to carry out your duties if you are unable to work for over 10 days due to specific situations like accidental injury, illness requiring hospitalisation, disability, death of a close family member, compulsory quarantine, or legal obligations in India.