Bajaj Travel Ace Insurance
Bajaj Travel Ace is an international travel insurance plan for Indian travellers, with Standard, Silver, Gold and Platinum options offering up to USD 500,000 in medical coverage. Premiums start from ₹32/day, depending on age, destination, trip duration and plan selected.
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Why Choose Bajaj Travel Ace Insurance?
Bajaj Travel Ace is the most comprehensive modular ace travel insurance plan available from India - designed for individuals, families, senior citizens and business travellers. As a complete travel ace international insurance product, it offers unique benefits not found in standard Bajaj General travel insurance plans, including Trip Delay Delight, Child Education Benefit, Lifestyle Modification Benefit, Bounced Hotel cover, Weather Guarantee, Car Hire Excess Insurance and Home Burglary Insurance.
Whether you need ace business travel insurance through the Corporate Lite or Corporate Plus variants, or individual coverage through Standard, Silver, Gold and Platinum - Travel Ace has a modular plan for every traveler.
Bajaj General Travel Ace - Formerly Bajaj Allianz Travel Ace Insurance
Bajaj General Insurance, formerly known as Bajaj Allianz Insurance Company, now offers the Travel Ace plan under the Bajaj General brand. If you are searching for Bajaj Allianz Travel Ace travel insurance, Bajaj Allianz Travel Ace, or the Bajaj Allianz Ace plan, these terms refer to the Travel Ace insurance offering. The plan provides multiple coverage options, defined benefits, and claim support for eligible international trips.
You can download the Bajaj Travel Ace brochure PDF for complete plan details, or view the Travel Ace policy wording document for full terms and conditions.
Looking for detailed plan options? Click here to choose your Bajaj General Travel Ace plan or download the Travel Ace brochure.
Who Should Consider Bajaj General Travel Ace Insurance?
- Indian tourists travelling abroad
- Families travelling internationally
- Senior travellers
- Business travellers
- Travellers visiting the USA or Canada
- Travellers seeking higher medical coverage
- Travellers who want additional trip-related benefits
How Much Does Bajaj General Travel Ace Insurance Cost in 2026?
The Bajaj Ace plan for international travel starts at ₹32 per day, with Travel Ace international insurance options covering from $50,000 up to $500,000. The Bajaj General Travel Ace Lite Gold variant offers $200,000 medical cover at ₹43/day - ideal for USA, Canada and Europe trips. All plans include medical emergencies, trip interruption, baggage loss and cashless hospitalization. Get your instant quote in 2 minutes →
| Feature | Standard | Silver | Gold | Platinum |
|---|---|---|---|---|
| Medical cover | $50,000 | $100,000 | $200,000 | $500,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 | Up to $5,000 |
| Baggage loss | $500 | $500 | $750 | $1,000 |
| Trip cancellation | $1,000 | $1,500 | $2,000 | $5,000 |
| Starting premium | ₹32/day* |
₹37/day* |
₹43/day* |
₹138/day* |
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35.
What Is the Cheapest Bajaj General Travel ACE Insurance?
The cheapest travel insurance from Bajaj General Travel ACE is the Standard Plan starting at ₹32/day*
Why Choose the Travel Ace Standard Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹32/day*
- check_circle Personal accident coverage: up to $10,000.
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $500.
This plan provides basic yet sufficient protection for budget-conscious travelers.
Which Is the Best Travel Insurance from Bajaj General Travel ACE?
The Silver Plan is considered the best travel insurance plan from Bajaj General Travel ACE, starting at ₹37/day*
Why Choose the Silver Plan?
- check_circle Medical coverage up to $100,000
- check_circle Premiums starting at ₹37/day*
- check_circle Personal accident coverage: up to $12,000.
- check_circle Emergency medical evacuation: up to $200,000.
- check_circle Baggage loss coverage: $500.
This plan is ideal for travelers seeking more comprehensive coverage at a reasonable cost.
What Is the Bajaj General Travel Ace Plan?
The Bajaj Ace plan (previously the Bajaj Allianz travel ace travel insurance plan) is a modular overseas travel insurance product that lets you build coverage to suit your exact needs. It is available as both an ace travel insurance plan for international trips and a travel ace domestic insurance plan for travel within India.
Available Travel Ace international insurance variants:
- Travel Ace Standard - USD 50,000 medical cover, from ₹32/day
- Travel Ace Silver - USD 100,000 medical cover, from ₹37/day
- Travel Ace Lite Gold / Travel Ace Gold - USD 200,000 medical cover, from ₹43/day
- Travel Ace Platinum - USD 500,000 medical cover, from ₹138/day
- Travel Ace Super Age - USD 50,000 for travelers above 70 years
- Travel Ace Corporate Lite - USD 250,000 for ace business travel insurance
- Travel Ace Corporate Plus - USD 500,000 for ace business travel insurance
A key unique benefit is the Trip Delay Delight (ACE) - compensation starting from $80 after a 6-hour delay, paid directly to you without requiring expense receipts. Download the Travel Ace brochure PDF for full plan comparison.
What are the benefits of Bajaj General Travel Ace insurance?
| Benefits | Standard - $50,000 |
|---|---|
| Eligibility | 1 day - 70 years |
| Accident & Sickness medical expenses help Deductible: $100 |
$50,000 |
| Medical evacuation help | Up to $50,000 (Benefit included under sickness medical expenses) |
| Repatriation of Remains help | Up to $50,000 (Benefit included under sickness medical expenses) |
| Pre - Existing Illness Cover Deductible $100 |
Up to $3,000 |
| Emergency Dental Pain Relief Deductible $25 |
$500 |
| Hospitalization Daily Allowance help | $50 per day, max 7 days |
| Loss of Checked-in Baggage | $500 |
| Delay of Checked-in Baggage | Geography(Abroad) - Up to $100 , Geography(India) - Up to Rs.1,000 (Deductible 10 hrs) |
| Personal Accident (International) | $10,000 |
| Personal Accident Cover in India (INR) | Rs.1 Lakh |
| Accidental Death & Disability- Common Carrier (AD&D) help | $5,000 |
| Lifestyle Modification Benefit help | $3,000 |
| Child Education Benefit help | $2,000 |
| Compassionate Visit help | Optional |
| Compassionate Stay help | Optional |
| Loss of Personal Belongings help (Including Mobile, Laptop, I-Pad, E-Reader) |
Optional |
| Car Hire Excess Insurance help | Optional |
| Legal Expenses help | Optional |
| Extended Pet Stay (INR) help | Optional |
| Trip and Event Cancellation | $1,000 |
| Trip Delay Delight | $80 (Deductible: 6hrs) |
| Trip Interruption | $500 |
| Missed Connection | $250 |
| Bounced Hotel | Optional |
| Trip Extension help | Optional |
| Ticket Overbooking | Optional |
| Loss of Passport and Driving License | $300 |
| Return of Minor Child | Optional |
| Hijack Cover | $2,000 |
| Personal Liability | $50,000 |
| Alternative Transport Expenses help | Optional |
| Weather Guarantee help | Optional |
| Golfers Hole-in-one help | $300 |
| Emergency Cash Assistance Service | $500 |
| Home Burglary and Robbery Insurance (INR) | Portable equipments excluding laptop - Rs.1 lakh, Laptop - Rs.1 lakh, Others - 1 Lakh |
| Standard Fire and Special Perils Cover (INR) | Portable equipments excluding laptop - Rs.1 lakh, Laptop - Rs.1 lakh, Others - 1 Lakh |
| Benefits | Silver - $100,000 |
|---|---|
| Eligibility | 1 day - 70 years |
| Accident & Sickness medical expenses Deductible: $100 |
$100,000 |
| Medical evacuation | Up to $100,000 (Benefit included under sickness medical expenses) |
| Repatriation of Remains | Up to $100,000 (Benefit included under sickness medical expenses) |
| Pre - Existing Illness Cover Deductible $100 |
Up to $3,000 |
| Emergency Dental Pain Relief Deductible $25 |
$500 |
| Hospitalization Daily Allowance | $50 per day, max 7 days |
| Loss of Checked-in Baggage | $500 |
| Delay of Checked-in Baggage | Geography(Abroad) - Up to $100 , Geography(India) - Up to Rs.1,000 (Deductible 10 hrs) |
| Personal Accident (International) | $12,000 |
| Personal Accident Cover in India (INR) | Rs.2 Lakh |
| Accidental Death & Disability - Common Carrier (AD&D) | $6,000 |
| Lifestyle Modification Benefit | $5,000 |
| Child Education Benefit | $3,000 |
| Compassionate Visit | Optional |
| Compassionate Stay | Optional |
| Loss of Personal Belongings | Optional |
| Car Hire Excess Insurance | Optional |
| Legal Expenses | Optional |
| Extended Pet Stay (INR) | Optional |
| Trip and Event Cancellation | $1,500 |
| Trip Delay Delight | $100 Deductible: 6hrs |
| Trip Interruption | $750 |
| Missed Connection | $300 |
| Bounced Hotel | $400 |
| Trip Extension | $750 |
| Ticket Overbooking | Optional |
| Loss of Passport and Driving License | $300 |
| Return of Minor Child | Optional |
| Hijack Cover | $3,000 |
| Personal Liability | $1,00,000 |
| Alternative Transport Expenses | Optional |
| Weather Guarantee | Optional |
| Golfers Hole-in-one | $300 |
| Emergency Cash Assistance Service | $1,000 |
| Home Burglary and Robbery Insurance (INR) | Portable equipments excluding laptop - Rs.1.5 lakh, Laptop - Rs.1 lakh, Others - 1.5 Lakh |
| Standard Fire and Special Perils Cover (INR) | Portable equipments excluding laptop - Rs.1.5 lakh, Laptop - Rs.1 lakh, Others - 1.5 Lakh |
| Benefits | Gold - $200,000 |
|---|---|
| Eligibility | 1 day - 70 years |
| Accident & Sickness medical expenses Deductible: $100 |
$200,000 |
| Medical evacuation | Up to $200,000 (Benefit included under sickness medical expenses) |
| Repatriation of Remains | Up to $200,000 (Benefit included under sickness medical expenses) |
| Pre - Existing Illness Cover Deductible $100 |
Up to $3,000 |
| Emergency Dental Pain Relief Deductible $25 |
$500 |
| Hospitalization Daily Allowance | $75 per day, max 7 days |
| Loss of Checked-in Baggage | $750 |
| Delay of Checked-in Baggage | Geography(Abroad) - Up to $200 , Geography(India) - Up to Rs.2,000 (Deductible 8 hrs) |
| Personal Accident (International) | $15,000 |
| Personal Accident Cover in India (INR) | Rs.5 Lakh |
| Accidental Death & Disability - Common Carrier (AD&D) | $7,000 |
| Lifestyle Modification Benefit | $6,000 |
| Child Education Benefit | $4,000 |
| Compassionate Visit | Optional |
| Compassionate Stay | Optional |
| Loss of Personal Belongings | Optional |
| Car Hire Excess Insurance | Optional |
| Legal Expenses | $1,000 |
| Extended Pet Stay (INR) | Up to $3,000 |
| Trip and Event Cancellation | $2,000 |
| Trip Delay Delight | $120 Deductible: 5hrs |
| Trip Interruption | $1,000 |
| Missed Connection | $300 |
| Bounced Hotel | $500 |
| Trip Extension | $1,000 |
| Ticket Overbooking | Optional |
| Loss of Passport and Driving License | $400 |
| Return of Minor Child | Optional |
| Hijack Cover | $5,000 |
| Personal Liability | $1,50,000 |
| Alternative Transport Expenses | Optional |
| Weather Guarantee | $200 |
| Golfers Hole-in-one | $500 |
| Emergency Cash Assistance Service | $1,000 |
| Home Burglary and Robbery Insurance (INR) | Portable equipments excluding laptop - Rs.2 lakh, Laptop - Rs.1 lakh, Others - 2 Lakh |
| Standard Fire and Special Perils Cover (INR) | Portable equipments excluding laptop - Rs.2 lakh, Laptop - Rs.1 lakh, Others - 2 Lakh |
| Benefits | Platinum - $500,000 |
|---|---|
| Eligibility | 1 day - 70 years |
| Accident & Sickness medical expenses Deductible: $100 |
$500,000 |
| Medical evacuation | Up to $500,000 (Benefit included under sickness medical expenses) |
| Repatriation of Remains | Up to $500,000 (Benefit included under sickness medical expenses) |
| Pre - Existing Illness Cover Deductible $100 |
Up to $5,000 |
| Emergency Dental Pain Relief Deductible $25 |
$500 |
| Hospitalization Daily Allowance | $100 per day, max 7 days |
| Loss of Checked-in Baggage | $1,000 |
| Delay of Checked-in Baggage | Geography(Abroad) - Up to $300 , Geography(India) - Up to Rs.3,000 (Deductible 6 hrs) |
| Personal Accident (International) | $25,000 |
| Personal Accident Cover in India (INR) | Rs.10 Lakh |
| Accidental Death & Disability - Common Carrier (AD&D) | $10,000 |
| Lifestyle Modification Benefit | $10,000 |
| Child Education Benefit | $8,000 |
| Compassionate Visit | $1,000 |
| Compassionate Stay | $1,000 |
| Loss of Personal Belongings | $1,500 |
| Car Hire Excess Insurance | $50 |
| Legal Expenses | $1,000 |
| Extended Pet Stay (INR) | Up to $3,000 |
| Trip and Event Cancellation | $5,000 |
| Trip Delay Delight | $150 Deductible: 4hrs |
| Trip Interruption | $2,000 |
| Missed Connection | $300 |
| Bounced Hotel | $500 |
| Trip Extension | $1,500 |
| Ticket Overbooking | $200 |
| Loss of Passport and Driving License | $500 |
| Return of Minor Child | $1,000 |
| Hijack Cover | $10,000 |
| Personal Liability | $2,00,000 |
| Alternative Transport Expenses | $200 |
| Weather Guarantee | $500 |
| Golfers Hole-in-one | $1,000 |
| Emergency Cash Assistance Service | $1,500 |
| Home Burglary and Robbery Insurance (INR) | Portable equipments excluding laptop - Rs.5 lakh, Laptop - Rs.1 lakh, Others - 4 Lakh |
| Standard Fire and Special Perils Cover (INR) | Portable equipments excluding laptop - Rs.5 lakh, Laptop - Rs.1 lakh, Others - 5 Lakh |
| Benefits | Super Age - $50,000 |
|---|---|
| Eligibility | Above 70 years |
| Accident & Sickness medical expenses Deductible: $100 | $50,000 |
| Medical evacuation | Up to $50,000 (Benefit included under sickness medical expenses) |
| Repatriation of Remains | Up to $50,000 (Benefit included under sickness medical expenses) |
| Pre - Existing Illness Cover Deductible $100 | Not Covered |
| Emergency Dental Pain Relief Deductible $25 | $500 |
| Hospitalization Daily Allowance | $50 per day, max 7 days |
| Loss of Checked-in Baggage | $500 |
| Delay of Checked-in Baggage | Geography(Abroad) - Up to $200 , Geography(India) - Up to Rs.2,000 (Deductible 8 hrs) |
| Personal Accident (International) | $10,000 |
| Personal Accident Cover in India (INR) | Rs.1 Lakh |
| Accidental Death & Disability - Common Carrier (AD&D) | $2,000 |
| Lifestyle Modification Benefit | NA |
| Child Education Benefit | NA |
| Compassionate Visit | $1,000 |
| Compassionate Stay | $1,000 |
| Loss of Personal Belongings | Optional |
| Car Hire Excess Insurance | Optional |
| Legal Expenses | Optional |
| Extended Pet Stay (INR) | Optional |
| Trip and Event Cancellation | $1,000 |
| Trip Delay Delight | $80 Deductible: 6hrs |
| Trip Interruption | $500 |
| Missed Connection | $300 |
| Bounced Hotel | $500 |
| Trip Extension | $1,000 |
| Ticket Overbooking | $200 |
| Loss of Passport and Driving License | $250 |
| Return of Minor Child | NA |
| Hijack Cover | $3,000 |
| Personal Liability | $1,00,000 |
| Alternative Transport Expenses | Optional |
| Weather Guarantee | Optional |
| Golfers Hole-in-one | Optional |
| Emergency Cash Assistance Service | $1,000 |
| Home Burglary and Robbery Insurance (INR) | Portable equipments excluding laptop - Rs.1 lakh, Laptop - Rs.1 lakh, Others - 1 Lakh |
| Standard Fire and Special Perils Cover (INR) | Portable equipments excluding laptop - Rs.1 lakh, Laptop - Rs.1 lakh, Others - 1 Lakh |
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Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
What Are the Unique Benefits Offered by Bajaj General Travel Ace Insurance?
The unique benefits offered by Bajaj General insurance for travel policies - specifically the ace travel insurance range - go far beyond standard travel cover. These are exclusive to the Travel Ace plan and are not available in other Bajaj General travel products:
A unique benefit paying $80-$150 after just a 4-6 hour flight delay - no expense receipts required. Deductible starts at 4 hours for Platinum, 6 hours for Standard.
Up to $8,000 lump-sum paid towards your dependent child's education if you suffer accidental death or permanent total disability during the trip - unique to Travel Ace.
Up to $10,000 towards necessary lifestyle modifications following Permanent Total or Partial Disability caused by an accident during the trip.
Up to $500 compensation if your pre-booked hotel denies you accommodation on arrival - a unique benefit not available in standard travel plans.
Up to $500 for unavoidable day-itinerary cancellations due to adverse and unpredicted weather - available from Gold and Platinum plans.
Covers excess charges imposed by a car rental company if the hired vehicle is damaged or stolen - requires a valid international driving licence.
Reimburses your pet's extended stay at a pet house in India if your return flight is delayed by more than 24 hours due to weather, strikes or airline breakdown.
Up to $1,000 to arrange safe return of your unaccompanied minor child to India if you are hospitalized during the trip - available in the Platinum plan.
What Are the Exclusions in Bajaj General Travel ACE Insurance?
This Bajaj General Travel Ace policy is not liable to make a payment for certain claims or situations. The policy will not cover you if your claim is related to any of the following:- Travelling against Physician's Advice: If you are medically unfit to travel and your doctor has advised you against it.
- Medical Tourism: If you're travelling abroad specifically to get a medical treatment then it won't be covered.
- Taking part in Military Activities or Wars: This includes military exercises, war games, or actual fighting against an enemy, whether foreign or within the country.
- Events of War, Invasion or Civil Unrest: Any loss you face due to acts by a foreign enemy, hostilities, civil war, and civil unrest.
- Taking part in Strikes, Riots, or Civil Disturbances: Unless you are accidentally injured while not actively participating in such events, you won't be covered for losses related to these.
- Being Involved in Criminal/Illegal Act: Any claim you raise while you actively participated in unlawful acts won't be covered.
- Any Indirect Losses: These are losses that happen as a consequence of an insured event but are not the direct result.
- Travelling to Places with Travel Restrictions: This applies if India has placed general or special travel restrictions on the country you are travelling to. It also applies if that country has placed such restrictions on Indian citizens.
Buy Bajaj General Travel Ace Insurance Online 2026
The ace plan Bajaj General (formerly Bajaj Allianz Travel Ace) is India's most modular travel ace international insurance - buy online in minutes. Compare Standard, Silver, Gold and Platinum plans, check the unique benefits and get covered instantly. Download Travel Ace brochure before buying.
Bajaj General Travel ACE Insurance - FAQs
Is Bajaj General Travel Ace the same as Bajaj Allianz Travel Ace?
Yes. Bajaj General Insurance was formerly known as Bajaj Allianz General Insurance Company. The Bajaj Travel Ace travel insurance plan is now issued under the Bajaj General Travel Ace brand. The Bajaj Ace plan structure, benefits and claim process remain identical. You can download the Bajaj Allianz Travel Ace brochure PDF or the Travel Ace policy wording for full details.
What happens if I get sick or have an accident during my international trip?
You should immediately seek medical help and inform your insurer. This Bajaj General Travel Ace policy covers necessary medical expenses for sickness or accidental injury which results in hospitalisation.
Does the policy provide cover if I need emergency dental treatment during my travel?
Yes, Bajaj General Travel Ace policy also provides emergency dental pain relief benefit. It covers necessary dental expenses incurred overseas due to sudden acute pain in one or more teeth.
What is the Compassionate Visit benefit under the Travel Ace Plan?
The Compassionate Visit benefit covers the cost of an economy-class ticket for a family member, friend, or relative to travel to your location if you are hospitalised due to an accidental injury or sickness. This applies when no one is available to attend to your medical emergency during your overseas visit.
What is the sub-limit clause under the Travel Ace International Plan?
Under the Travel Ace plan, sub-limits apply to individuals over 50 who require OPD or hospitalisation. These include a daily limit of USD 1,700 for hospital rooms, emergency rooms, boarding, and hospitalisation, and USD 2,500 for ICU care. Surgical treatment is covered up to USD 11,500, with anaesthetic services reimbursed at 25% of the surgical cost.
Is there a Travel Ace domestic insurance option for travel within India?
Yes. Bajaj General offers a Travel Ace domestic insurance plan for travel within India, separate from the international variants. The domestic plan covers accidental injury, baggage loss, and trip-related inconveniences for journeys within India. Contact NRIOL at 080-41101026 for details on the domestic Travel Ace plan.
What happens if my personal belongings are lost or stolen overseas?
Bajaj General Travel Ace policy covers you for the loss or damage of your personal belongings due to theft, robbery, or hold-up outside India.
What is the provision for the delay in checked baggage under the Travel Ace Plan?
This coverage compensates for delays in receiving your checked baggage when travelling to India. To claim, you must obtain a written non-delivery confirmation from the airline stating the delay period. If multiple claims arise during your trip, the total compensation is limited to the sum insured under this section. A 12-hour deductible applies separately for each claim.
What is the Loss of Checked-In Baggage cover under the Travel Ace Plan?
The Loss of Checked-In Baggage cover compensates you if the airline loses your checked-in baggage. It provides the sum insured specified in the Policy Schedule for the complete and permanent loss of your baggage, including its contents. To file a claim, you must obtain a Property Irregularity Report (PIR) from the airline upon discovering the loss.
Am I covered if I miss my connecting flight?
The policy provides coverage if you fail to board your connecting flight. This can be due to a delay of the earlier flight caused by reasons beyond your control.
What if I’m forced to cancel or cut short my trip?
This Bajaj General Travel Ace policy offers coverage for trip cancellation and trip interruption. This includes coverage for unrecoverable costs if your trip is cancelled or interrupted due to specific events like serious injury, sudden sickness, or death of a family member, etc.
What is the Trip Interruption coverage under the Travel Ace Plan?
The Trip Interruption cover compensates for non-refundable expenses if you need to change your travel plans. This includes accommodation cancellations, event or tour cancellations, early flight charges, and en-route accommodation extensions. The coverage applies if your trip is interrupted due to situations such as illness, injury, or family emergencies.
What is the Trip Delay Delight benefit under the Travel Ace plan?
Trip Delay Delight (ACE) is a unique benefit paying a fixed amount - $80 for Standard, up to $150 for Platinum - after your flight is delayed beyond the specified hours (4-6 hours depending on plan). Unlike standard trip delay cover, no expense receipts are required. It applies to all overseas flights taken during the insured trip.
What is the replacement of staff coverage under the Travel Ace Plan?
The Travel Ace Plan provides coverage for the transportation and accommodation costs of a substitute to carry out your duties if you are unable to work for over 10 days due to specific situations like accidental injury, illness requiring hospitalisation, disability, death of a close family member, compulsory quarantine, or legal obligations in India.