Bajaj Allianz Travel Ace insurance

• Travelers of any age up to 99 years can buy Bajaj Allianz travel health insurance without providing any medical reports.
• up to $10,00,000 maximum coverage depending on the plan chosen and age of the traveler.
• After deductible, cashless hospitalization for more than 24 hrs stay in the hospital in overseas.
• After deductible, outpatient medical expenses are on reimbursement basis.
• Assist card plan covers for pre-existing medical conditions for a limited amount.
• Approved plans for Schengen countries for travelers up to the age of 99 years.
• Cover for Baggage Loss, Baggage delay, Trip Delay, Trip Cancellation, Trip Curtailment, Missed Connection, Bounced Hotel and more.
• Accident cover from your home to the airport during your departure from India and back from airport to home during your return trip.

• Call the assistance number, provide certificate number & insured name. Specify your geographic location. The assistance will guide you to the nearest hospital.
• Direct settlement will be done with the hospital for expenses under the covered benefits.

• After hospitalization insured/or someone on behalf of the insured have to call the assistance number. Provide the certificate number, insured name and hospital details to the assistance executive.
• GOP (guarantee of payment) is placed by the assistance company to the hospital.
• Direct settlement will be done with the hospital for expenses under the covered benefits.

Bajaj Allianz Travel Prime Insurance is available for Indian travelers up to the age of 99 years.

If the traveler is already outside India, you can fill the traveler outside India form with the requested details. We will try to get an approval from the Underwriting team for you to buy overseas mediclaim insurance.

For assistance and services, Insured can contact Bajaj Allianz using these toll free numbers

Bajaj Allianz Travel Assist Card Insurance offers limited coverage for pre-existing conditions.

• Travel Companion: This is the most affordable and cheaper plan which the travelers can choose from. Any traveler up to 70 years can buy this plan. This category offers coverage up to $500,000 for travelers under 60 years and $50,000 for 61-70 years.
• Travel Elite - It is a high end plan with more benefits. This category offers coverage up to $500,000 for travelers up to 70 years. For 71 - 85 years you can get cover for $50,000.
• Travel Prime - It is a very popular plan which is recently introduced. This offers more flexible coverage up $1000,000 for travelers up to 70 years and $50,000 for senior citizens 71 - 90+ years.
• Travel Assist Card - This is a special plan which offers pre-existing coverage for a limited amount. This category offers insurance coverage up to $500,000 for travelers under 60 years and $50,000 for 61-70 years.

Currently Bajaj Allianz does not offer any plans which provide comprehensive coverage (without any sub-limits) for Indian travelers above 60 years and traveling overseas.

Individual travel insurance cover give insurance cover individually for the travelers included in the policy while family floater is a common insurance cover which covers entire family included in one policy. In individual policy the policy holder can claim the entire amount while in a family floater.
It totally depends on what your requirement is. In case of people travelling alone or travel with friends colleagues, Individual travel plan is suitable. In case you are travelling with Spouse and children and you want a single policy to cover entire family, then in that case family floater is the better choice.

Yes, initially the policy holder has to bear all the medical expenses from his / her pocket and later file for reimbursement. The insurance company will reimburse all eligible outpatient medical expenses after a standard deductible.

Bajaj Allianz travel health insurance can be initially be purchased for a maximum of 6 months and later on can be renewed for another 6 months. Renewal is based on good health, no claims and approval from the head office.

Bajaj Allianz travel insurance is very popular in India. Bajaj Allianz general insurance is one of the most reputed general insurance companies in India, and its travel insurance product is one of the best Indian travel insurance products available. Bajaj Allianz travel insurance offers overseas travel insurance for Indians worldwide with coverage for medical expenses rising out of sickness or accidents while outside India. Travelers can get cashless benefits for hospitalization.

You can renew the Bajaj Allianz policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj Allianz insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Bajaj Allianz has an excellent track record of providing good travel insurance plans. There are multiple plans which provide comprehensive protection at a nominal cost. You can renew your travel insurance plan from the official website of Bajaj Allianz India.

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

When you go on long holidays, your travel insurance is likely to be more expensive. Health care in most countries outside India especially in the US and Europe is much more expensive than in India, and this explains the importance of travel insurance as well as why travel insurance is expensive. This is explained because the longer you are away from India, the more likely it becomes that you will have an accident, need medical treatment for an illness, or lose some personal belongings.
However Indian travel insurance by Bajaj Allianz is very affordable since it is priced in Indian Rupees while providing insurance coverage in US Dollars and has excellent value for the money spent on buying the best travel insurance from India.

Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Self-isolation, Covid-19 test, home/hotel quarantine, institutional quarantine expenditures, or any other type of quarantine will not be covered.

You can cancel the Bajaj Allianz policy after the policy has started on the condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.

Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying Bajaj travel medical insurance given the coverage benefits provided. Given that Bajaj Allianz travel insurance is priced in Indian Rupees while providing insurance coverage in US Dollars, it is excellent value for the money spent on buying the best travel insurance from India.