Bajaj General Senior Citizen Travel Insurance 2026

There are coverage restrictions for senior citizens in Bajaj General overseas travel insurance plans. the details are as below

Senior citizens who are 71 years and above can avail a maximum coverage of $50,000.

Parents with pre-existing conditions can buy the Bajaj General assist card. The is the only plan which covers declared pre-existing conditions for a limited amount as below

Age	Policy Maximum	Coverage for pre-existing medical conditions
up to 60 years	$50,000	$300 (deductible - $100)
up to 60 years	$200,000	$500 (deductible - $100)
up to 60 years	$500,000	$1,000 (deductible - $100)
61 years to 70 years	$50,000	$300 (deductible - $100)

This benefit is payable as per the policy terms and conditions of the policy.

The maximum entry age for the parents to buy Bajaj General senior citizen health insurance is up to 99 years.

Yes, after paying the deductible any eligible medical claim where the policy holder stays for more than 24 hours in the hospital is cashless. The policy holder has to get in touch with assistance service provider who will arrange for cashless facility as per terms and conditions of the policy.

Bajaj General travel insurance is very popular in India. Bajaj General insurance is one of the most reputed general insurance companies in India, and its travel insurance product is one of the best Indian travel insurance products available. Bajaj General travel insurance offers overseas travel insurance for Indians worldwide with coverage for medical expenses rising out of sickness or accidents while outside India. Travelers can get cashless benefits for hospitalization.

You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy. Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Bajaj General overseas travel insurance offers Covid19 coverage. All COVID related expensed are covered up to the chosen sum insured.

Bajaj General travel health insurance rates are based on many factors. Some of them are

• Age
• Traveling duration
• Destination you are traveling
• Health plan you choose
• Any optional add-ons you choose.

Older people pay a little more when compared to the younger travellers. However they can compare and choose between the best plan.

Bajaj General senior citizen travel health insurance can be renewed online. Initially they can purchase the policy for 6 months and later on renew for another 6 months. Renewal is based on good health, no claims and approval from the Bajaj General head office.

Bajaj travel insurance works in the similar way as other policies. Bajaj General senior citizen travel plan offers cashless hospitalization for sickness medical expenses. Outpatient medical expenses are on a reimbursement basis. In case of using the policy senior citizens can call the relevant phone numbers and the service provider offers assistance as per the needs of the senior citizens.

Bajaj General Travel Ace health insurance covers declared pre-existing diseases under its platinum plan. Currently it offers a cover up to $5,000 for $500,000 policy maximum. Please note that the cover for declared pre-existing conditions is based on approval from the head office. Please call us at 080- 41101026 for more information

Indian travellers over 70 have three dedicated travel insurance over 70 options from Bajaj General:

• Senior Citizen Plan (₹110/day*): The most affordable option for ages 71–85. Provides $50,000 in medical coverage, trip cancellation up to $500, and baggage protection. Ideal for trips to UAE, Singapore, Malaysia, and other mid-cost destinations.
• Prime Super Age (₹187/day*): Also covers ages 71–99 with $50,000 in medical coverage, but with higher medical sub-limits - meaning the insurer pays more per hospital component (room, surgery, ICU). Recommended for trips to the USA, UK, or Europe where individual medical service costs are higher.
• Travel ACE Super Age (₹238/day*): Covers ages 71–99 with $50,000 medical coverage and the highest trip cancellation benefit at $1,000. The premium is flat for travellers aged 86 and above, making it predictable for very elderly travellers.

All three plans include cashless hospitalization, 24/7 global emergency assistance, and coverage for pre-existing conditions in life-threatening emergencies. The policy is purchased in Indian Rupees and coverage applies in US Dollars.

*Starting premium for a 71-year-old traveling to UAE for 60 days.

The best overseas travel insurance for Indian senior citizens depends on age, destination, health condition, and budget. Here is a quick decision guide:

• Budget-conscious seniors (71–85) traveling to UAE, Singapore, or Malaysia: Senior Citizen Plan at ₹110/day - the most cost-effective option that meets visa requirements for most Gulf and Asian countries.
• Seniors (71–99) traveling to USA, UK, Europe, or Australia: Prime Super Age or Travel ACE Super Age - higher medical sub-limits are essential for expensive Western healthcare systems.
• Seniors over 85 or 90: Travel ACE Super Age - one of the very few plans available for this age group, with a flat-rate premium regardless of exact age.
• Seniors with declared pre-existing conditions: Bajaj General Assist Card plan (available up to 70) - the only plan that covers declared pre-existing conditions for a limited amount.

All plans are issued instantly online and the policy document is emailed within minutes — making it easy for family members in India to purchase international travel insurance for senior citizens on behalf of their parents.

The Travel ACE International Insurance plan is an international travel insurance product - it covers Indian travellers going abroad, not domestic travel within India. The Travel ACE Super Age variant specifically covers senior travellers aged 71–99 on international trips.

If you are looking for travel ACE domestic insurance (for travel within India), that is a separate product. Visit the Bajaj General Domestic Travel Insurance page for domestic trip coverage options. This page covers international travel insurance for senior citizens only.

The Travel ACE brochure covering all international variants (Standard, Silver, Gold, Platinum, and Super Age) can be downloaded from the Bajaj General travel insurance brochure PDF.

Travel Prime International (also called the Prime Plan) is Bajaj General's premium travel insurance range for Indian travellers going abroad. For senior citizens, the relevant variant is the Prime Super Age plan, which is specifically designed for travellers aged 71–99 years.

Key features of the Travel Prime International for senior citizens:

• Medical coverage up to $50,000 (applicable for the Super Age variant)
• Higher medical sub-limits compared to the standard Senior Citizen Plan - meaning larger individual payouts for hospital room, ICU, surgery, and physician visits
• Trip cancellation coverage up to $500
• Checked baggage loss coverage up to $500
• Pre-existing condition coverage for life-threatening emergencies up to $3,000
• Available for worldwide coverage including USA and Canada (at a higher premium)

For travellers aged 71–85 going to USA or Europe, Prime Super Age is generally recommended over the Senior Citizen Plan because the higher sub-limits better match the cost of medical services in expensive destinations. For a detailed plan comparison, use the quote calculator above.