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Reliance Travel Insurance
Bajaj Allianz Travel insurance offers Travel Companion policy which is a comprehensive overseas travel insurance policy that complete medical and health cover to overseas travellers. Bajaj Allianz travel insurance - travel companion is a basic and most affordable plan in the market.

Bajaj Allianz travel companion insurance key features

Offers cashless service for hospitalization
Plans available for $50,000, $200,000 and $500,000 medical coverage
No sublimits till the age of 60 years i.e. Comprehensive coverage
OPD is reimbursed after deductible

Bajaj Allianz travel insurance review

Sum Insured

USD 50,000/ 100,000/250,000/500,000

Coverage period

180 days (can be extended for further)

Age of Entry

180 days to 99 years

Bajaj Travel insurance extension / renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Bajaj Allianz travel insurance online. These travelers can complete the Bajaj Allianz international travel insurance renewal request form online and we will try to get an approval for you.

Bajaj Allianz overseas travel insurance for Indians

Travellers visiting foreign countries require a bajaj travel medical insurance cover to cope with the expensive health expenses. Given the very high health care costs in the USA, Canada, Europe and Australia, overseas travel insurance is very strongly recommended.

Indian travel insurance for travel to Europe is required to get the Schengen visa. Emergencies can occur when least anticipated and Bajaj Allianz overseas travel insurance will come to your help to pay medical bills.

The medical benefits of Bajaj Allianz travel medical insurance are designed to suit the custom requirements of travelers.One of the unique features of the Bajaj Allianz travel insurance is refund of the part of the premium for early return as per terms and conditions.

Key features of Bajaj Allianz travel companion insurance

  • Available up to 70 years
  • Most Affordable
  • Comprehensive plan for travelers up to age 60 years
  • Maximum coverage up to $500,000 up to 60 years and $50,000 for 61-70 years
  • In case of early return of the insured prior to expiry of the policy period Bajaj Allianz will refund premium subject to terms and conditions
  • Cashless hospitalization (for more than 24 hours stay) after deductible
  • VFS Global Approved Plan for Schengen countries for travelers up to 60 years
  • Covers for baggage loss, baggage delay and loss of passport

Bajaj Allianz travel medical insurance products

  • Bajaj Allianz - travel companion insurance coverages and benefits

    Coverages in USD Asia Flair Asia Supreme Elite Asia Flair Elite Asia Supreme Prime Asia Flair Prime Asia Supreme
    Personal Accident* $7,500 $7,500 $7,500 $7,500 $7,500 $7,500
    Medical Expenses, Evacuation and Repatriation $15,000
    Deductible:$50
    $25,000
    Deductible:$50
    $15,000
    Deductible:$50
    $25,000
    Deductible:$50
    $15,000
    Deductible:$100
    $25,000
    Deductible:$100
    Emergency Dental Treatment $500
    Deductible:$50
    $500
    Deductible:$50
    $500
    Deductible:$50
    $500
    Deductible:$50
    $500
    Deductible:$100
    $500
    Deductible:$100
    Loss of Checked Baggage** $200 $200 $200 $200 $200 $200
    AD & D Common Carrier Nil Nil $2,500 $2,500 Nil Nil
    Loss of Passport $100
    Deductible:15
    $100
    Deductible:15
    $100
    Deductible:25
    $100
    Deductible:25
    Nil $100
    Deductible:15
    Personal Liability $10,000
    Deductible:100
    $10,000
    Deductible:100
    $10,000
    Deductible:100
    $10,000
    Deductible:100
    $10,000
    Deductible:100
    $10,000
    Deductible:100
    Hijack $20 per day to max $200 $20 per day to max $200 $50 per day to max $300 $60 per day to max $360 $50 per day to max $300 $60 per day to max $360
    Emergency Cash Advance*** Nil Nil $500 $500 Nil $500
    Delay of Baggage $100
    Deductible: 12hrs
    $100
    Deductible: 12hrs
    $100
    Deductible: 12hrs
    $100
    Deductible: 12hrs
    $100
    Deductible: 12hrs
    $100
    Deductible: 12hrs
    Trip Delay - - $ 20 per 12 hrs to max $ 120 $ 30 per 12 hrs to max $ 180
    Deductible: 12hrs
    $ 20 per 12 hrs to max $ 120
    Deductible: 12hrs
    $ 30 per 12 hrs to max $ 180
    Deductible: 12hrs

    *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

    **Per baggage maximum 50% and per item in the baggage restricted to 10%.

    ***Cash Advance Would include delivery charges.

  • Exclusions applicable to travel policies

    1. Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
    2. Routine physical or other examination where there is no objective indication of impairment of normal health.
    3. Medical expenses beyond the expiry of the policy period.
    4. Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
    5. Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
    6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
    7. Experimental, unproven or non-standard treatment.
    8. Treatment by another system other than modern medicine (also known as Allopathy).
    9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
    10. Delay of baggage when the intended destination is in India
    11. Loss or damage of the insureds passport as a result of the classification or detention by customs, police or any other authority.
    12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
    13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.

Customers testimonials

Bajaj Allianz Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".