Travel insurance is designed to protect the travellers against unforeseen medical and non-medical emergencies under its various plans. A global pandemic, COVID-19 has added a new layer of complexity to travel insurance that can affect travel plans.
All international travel insurance plans from Bajaj Allianz now include coverage for covid-19 related issues. Bajaj Allianz travel insurance covers covid-19 up to sum insured for all age group of travellers. This policy covers emergency medical expenses arising due to covid-19 during quarantine period when you are outside India. While accommodation and non-medical expenses during quarantine period are not covered.
If you are planning to travel during this covid pandemic, it is important to purchase an insurance which covers all covid-19 related expenses during your course of your journey. Check the latest travel restrictions and regulations for your destination, as these may change frequently due to the evolving nature of the pandemic. Also please go through the terms and conditions of the policy to know what is covered and what is not covered or get in touch with our insurance advisor who will clarify your queries and will guide to purchase the best travel insurance online.
Yes you can get travel insurance to cover Covid-19 related issues. Bajaj Allianz travel insurance covers covid 19 medical expenses up to sum insured independent of the age of the insured person.
Yes, obviously there will be exclusions related to covid-19 cover in travel insurance policies depending on the insurance company chosen. The general exclusions related to covid-19 in Bajaj Allianz travel insurance plans is it does not cover non-medical and accommodation expenses arising during quarantine period. It does not cover who are already having covid-19 and want to buy the policy. It does not cover high risk countries due to pandemic. These exclusion might change from time to time. Please get the updated exclusions before your trip.
No, most of the travel insurance policies do not cover trip cancellations if you cancel your trip due to fear of covid-19. However, some policies may offer coverage for cancellations due to government travel advisories or if the traveller becomes sick with COVID-19. But these terms and conditions might change from time to time and according to the pandemic situation. It is advisable to get the updated information before your trip.
If you become sick with COVID-19 while traveling, you should contact your assistance service company as early as possible so that they can assist you and per your plans terms and conditions.
Some of the general restrictions on travel insurance coverage for covid-19 could be
It is advisable to get the updated information before your trip.
Usually the answer is no. The insurance company does not cover the cost of covid-19 testing before or after travel. However it is good the latest information before you start your trip, as the rules might change depending on the pandemic situation.
Yes, Bajaj Allianz covers Medical Expenses incurred during Quarantine period subject to the policy terms and conditions. Accommodation and non-medical incidental expenses arising during Quarantine period stand excluded.
Bajaj Allianz covers Medical Expenses arising out of Covid-19 outside India.
If you test positive for Covid when you are on holiday in UK, Please get in touch with the travel assistance company so that they can assist you as per your needs. The relevant numbers are provided along with the policy copy.
Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Bajaj Allianz travel insurance online. These travelers can complete the Bajaj Allianz international travel insurance renewal request form online and we will try to get an approval for you.
USD 50,000/ 100,000 / 250,000 / 500,000 / 750,000 / 100,000
180 days( can be extended for further)
One day to upto 120 years
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers who have already traveled from India and do not have insurance can buy Bajaj Allianz travel medical insurance.
Download Bajaj Allianz travel insurance soft copy for overseas travel!
In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz travel health insurance.
Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj Allianz overseas travel health insurance.
Insurance customers can renew their existing policy online before the exipry date at any time.
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I want to add that 'NRIOL' has provided excellent service so far, for the past 3-4 years that we have used it.Seema Betigeri
Thanks insurance team for quick turnaround and going extra mile on this.Amit Agrawal
Thanks very much, your prompt response / help is appreciated.Nagarajan
Thank you very much for the excellent guidance in obtaining the renewal of medical insurance policy for my parents.Bala K.Palani
Thanks a lot for the quick help at this time of the evening.... Appreciate it.Satish Srinivas
I would like to thank each one of you for supports when I needed most.Anand S Bisht
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Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".