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Bajaj student travel insurance Bajaj Allianz Travel Medical Insurance

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bajaj-allianz Travel Insurance

Bajaj Allianz overseas travel insurance key features

Cover for sickness and accident medical expenses in overseas.
Faster claims settlement and global assistance.
Cover for pre-existing diseases for a limited amount.
Seperate plans for individuals, family, seniors, corporates and students.
Flexible plans for travellers to Schengen, Asian countries and worldwide.
Buy online without submitting any medical reports or documents.

Bajaj Allianz travel insurance review

assignment
Sum Insured

USD 50,000 / 2Lakhs / 5Lakhs / 7.5Lakhs / 10Lakhs

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Coverage period

180 days (can be extended for further)

person
Eligibility

6 months to upto 99 years

Bajaj Travel insurance extension / renewal while outside India

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj Allianz and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.


Here are the simple steps to renew travel insurance online.
  • Click the url extend or renew Bajaj Allianz travel insurance online.
  • Fill the renewal form with correct information and click on submit.
  • Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
  • Your filled form will be then sent for approval to the head office.
  • Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
  • If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
  • Once payment is success you will get your renewed policy.
  • In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).

Bajaj Allianz travel insurance India - Overview

Due to the decrease in cost of international airfare and the availability of low cost travel packages these days there have been an increase in the number of Indians traveling overseas. According to few surveys of different countries, this has resulted in the rise of Indian travelers travelling abroad resulting in the growth of tourism industry in millions. As Indians become more affluent and travel to different countries, Indians are becoming familiar with the need for overseas travel insurance.

Travelers visiting foreign countries can buy Bajaj Allianz visitor medical insurance policy to cope with expensive health care. Emergencies occur when least expected and the coverage will come to your help to pay medical bills during hospitalization. Bajaj Allianz overseas travel plan is available for Indians traveling anywhere in the world, be it the USA (Bajaj Allianz travel insurance USA), the UK (Bajaj Allianz travel insurance UK), Canada (Bajaj Allianz travel insurance Canada), Europe, Australia or within Asia (Singapore, Hong Kong, Thailand etc..).

Insurance is in fact mandated by Schengen states before issuing the Schengen visa for travel to Europe. Bajaj international travel health insurance plans that we offer satisfies Schengen visa requirements.Indian tourists travelling overseas can get the complete travel insurance quotes using the Bajaj travel insurance premium chart.


Bajaj Allianz offers comprehensive travel insurance plans for individuals / family traveling abroad. Here's an overview of Bajaj Allianz travel insurance in India for overseas travel.

  • Recognition and brand value: Bajaj Allianz general insurance has gained recognition and brand value over the years of quality service given to the Indian insurance industry. It has also won several awards for the service rendered making it one of the popular insurance provider in the insurance industry.
  • Inhouse Claims : Since Bajaj Allianz has a well connected in-house claims team, and they have no tie up with any of the assistance providers for its claims settlement for its overseas travel policies. Hence quick turn around time for claims settlement.
  • Purchase Online : Bajaj Allianz overseas travel insurance plans are flexible and cost effective. These plans can be compared and purchased online.
  • Flexibilty : The Bajaj Allianz international travel insurance plans are flexible, cost effective and are designed such that they suit the travellers requirements. It provides various travel insurance plans catering to different needs of the travellers. The plans are broadly catogariesd into single trip travel insurance, family travel insurance, multi trip travel insurance, senior citizen travel insurance, student travel insurance, asia travel insurance, travel insurance to Schengen countries etc. There are plans like Bajaj Allianz travel ace where you make choose your benefits as per your requirements and pay the premium only for those for benefits.
  • Coverage Benefits: Their travel insurance policies typically cover a wide range of contingencies, including medical emergencies due to sickness / accidents, cover for pre-existing diseases, baggage loss, baggage delay, flight delay,trip cancellations and more. Some plans have add ons benefits like adventure sports cover, car rental and more.

Bajaj Allianz travel insurance benefits

  • Travel Ace Travel Prime Travel Elite Travel Companion Travel Assist
    Plans available for $50,000, $200,000 and $500,000 depending on the age Plans available for $50,000; $200,000; $500,000; $750,000; $1,000,000 depending on the age Plans available for $50,000, $200,000 and $500,000 depending on the age Plans available for $50,000, $200,000 and $500,000 depending on the age Plans available for $50,000, $200,000 and $500,000 depending on the age
    Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible)
    Emergency Medical Dental Expenses - 500
    Deductible:50
    Emergency Medical Dental Expenses - 500 Emergency Medical Dental Expenses - 500
    Deductible:50
    Emergency Medical Dental Expenses - 500
    Deductible:50
    Emergency Medical Dental Expenses - 500
    Deductible:50
    covers pre-existing medical conditions only under life threatening situation upto $5,000 only in the platinum plan. Pre-existing medical conditions are covered only in life threatening situation upto $3000. Pre-existing medical conditions are covered only in life threatening situation upto $3000. Pre-existing medical conditions are covered only in life threatening situation upto $3000. Pre-existing medical conditions are covered only in life threatening situation upto $3000.
    In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions
  • Multi Trip Insurance – Bajaj Allianz

    • Best suited for frequent international travelers making multiple trips annually
    • Each trip duration cannot exceed 45 days
    • Plans available for $250,000 and $500,000 medical coverage
  • Senior Citizen Travel Insurance – Bajaj Allianz

    • Maximum coverage is $50,000
    • Available for 180 days without any medical reports
    • Special Condition: Any one illness and accident medical expenses limit or break up in medical expenses varies depending on the age and the plan you purchase.
    • It covers Golfer Hole-in-one, Trip Cancellation, Home Burglary, Trip Curtailment, Hospitalization Daily Allowance and Trip Delay
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  • Bajaj Allianz Asia travel health insurance

    • This plan is suitable for traveling to Asian countries excluding Japan
    • Period of travel ranging from 1-30 days
    • Covers emergency cash advance
    • Different plans like Asia Flair and Asia Supreme.
  • List of Popular Schengen countries

    Bajaj Allianz travel insurance satisfies Schengen Visa requirements
    • Mandatory representative bureau of the insurance provider in Europe.
    • At least EUR 30,000/$50,000 coverage for Medical Evacuation and Repatriation.
    • Validity of the travel medical insurance must be for the entire stay in Austria.
    Travelers aged 6 months - 60 years are eligible to buy these plans:
    public
    Travel Companion
    Maximum Coverage: $50,000; $200,000 & $500,000
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    Travel Elite
    Maximum Coverage: $50,000; $200,000 & $500,000
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    Assist Card
    Maximum Coverage: $50,000; $200,000 & $500,000
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    Travel Ace
    Maximum Coverage: $50,000; $200,000 & $500,000
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    Travel Prime
    Maximum Coverage: $50,000; $200,000; $500,000; $750,000; $1,000,000

    Travelers aged 61 years and above are eligible to buy Prime plan:

    • Offers coverage ranging from $50,000 to $100,000 for age 61-70 years
    • Offers coverage of $50,000 for 70+ senior citizens
    • Contact us or Call us at 080-41101026 for these Schengen Travel Insurance Plans
  • credit_card  Credit/Debit Card/online banking Purchase Procedure

    Bajaj Allianz individual travel health insurance policy can be purchased online from anywhere in the world using a credit card. Simply get the insurance quotes using our premium calculator, select the plan you like, fill the online application and pay using your card. Many of our customers are located in the USA, Canada, the UK, or Europe (Schengen states), Singapore, Australia, New Zealand, Thailand are buying the insurance for family members traveling from India. International as well as Indian cards are accepted. Indian Debit cards or online banking are also accepted. On completing the online transaction, the policy will be issued and emailed to the email address provided in the application form. The policy will also be couriered within India on request. Compare Bajaj Allianz travel insurance cost and buy the policy online.

    description  Cheque Payment Purchase Procedure

    Insurance customers can also purchase the plan by using their cheque. The cheque payment facility will be useful for those who do not or cannot use their credit/debit card to buy Bajaj Allianz overseas travel insurance policy.

    If the customers want to clarify more about cheque payment facility they can call us at +91(80) 4110 1026 in India. There will be an insurance adviser at your service to assist you to purchase the plan.

     

Bajaj Allianz travel insurance offers five overseas travel plans

Travel Ace Insurance

  • covers pre-existing medical conditions only under life threatening situation upto $5,000 only in the platinum plan
  • Up to policy maximum coverage for sickness medical expenses and accident medical expenses seperately.
  • Multiple optional benefits like sports cover, car rental,....

Travel Prime

  • All travelers older than 6 months are eligible ( up to age 99 years).
  • Covers up to $1,000,000 till age 70 and $50,000 for 70+.
  • pre-existing medical conditions are covered only in life threatening situation upto $3000.
  • Hospitalization expenses is cashless after deductible
  • Out Patient medical expenses and pharmacy bills are reimbursed

Travel Elite

  • Travelers between 6 months and 99 years eligible for this plan.
  • Covers up to $5,00,000 till age 70 and $50,000 for 70+.
  • pre-existing medical conditions are covered only in life threatening situation upto $3000.
  • Hospitalization expenses is cashless after deductible
  • Out Patient medical expenses and pharmacy bills are reimbursed

Travel Assist

  • Travelers between 6 months and 99 years eligible for this plan.
  • Includes limited coverage for pre-existing conditions.
  • pre-existing medical conditions are covered only in life threatening situation upto $3000.
  • Covers up to $5,00,000 till age 60 and $50,000 for 60+.
  • Hospitalization expenses is cashless after deductible
  • Out Patient medical expenses and pharmacy bills are reimbursed

Travel Companion

  • Travelers between 6 months and 99 years eligible for this plan.
  • Most Affordable among Bajaj travel insurance plans
  • pre-existing medical conditions are covered only in life threatening situation upto $3000.
  • Covers up to $5,00,000 till age 60 and $50,000 for 60+.
  • Hospitalization expenses is cashless
  • Out Patient medical expenses and pharmacy bills are reimbursed

Bajaj Allianz travel insurance, Bajaj Allianz India travel insurance - FAQ's

Does Bajaj Allianz travel insurance have cashless settlement?
Bajaj Allianz offers cashless hospitalization (for more than 24 hours stay) after payment of the deductible.
Bajaj Allianz travel insurance for overseas travel come in 4 variants namely Companion, Elite, Assist card and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.
  • Travelers of any age up to 99 years can buy Bajaj Allianz travel health insurance without providing any medical reports.
  • up to $10,00,000 maximum coverage depending on the plan chosen and age of the traveler.
  • After deductible, cashless hospitalization for more than 24 hrs stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Assist card plan covers for pre-existing medical conditions for a limited amount.
  • Approved plans for Schengen countries for travelers up to the age of 99 years.
  • Cover for Baggage Loss, Baggage delay, Trip Delay, Trip Cancellation, Trip Curtailment, Missed Connection, Bounced Hotel and more.
  • Accident cover from your home to the airport during your departure from India and back from airport to home during your return trip.
You can claim travel insurance in the following manner:
Planned Hospitalization
  • Call the assistance number, provide certificate number & insured name. Specify your geographic location. The assistance will guide you to the nearest hospital.
  • Direct settlement will be done with the hospital for expenses under the covered benefits.
Emergency Hospitalization
  • After hospitalization insured/or someone on behalf of the insured have to call the assistance number. Provide the certificate number, insured name and hospital details to the assistance executive.
  • GOP (guarantee of payment) is placed by the assistance company to the hospital.
  • Direct settlement will be done with the hospital for expenses under the covered benefits.
Know more »

Bajaj Allianz Travel Prime Insurance is available for Indian travelers up to the age of 99 years.

If the traveler is already outside India, you can fill the traveler outside India form with the requested details. We will try to get an approval from the Underwriting team for you to buy overseas mediclaim insurance.

For assistance and services, Insured can contact Bajaj Allianz using these toll free numbers

Bajaj Allianz Travel Assist Card Insurance offers limited coverage for pre-existing conditions.

There are wide variety travel insurance plan offered by Bajaj Allianz to suit customer requirements.
  • Travel Companion: This is the most affordable and cheaper plan which the travelers can choose from. Any traveler up to 70 years can buy this plan. This category offers coverage up to $500,000 for travelers under 60 years and $50,000 for 61-70 years.
  • Travel Elite - It is a high end plan with more benefits. This category offers coverage up to $500,000 for travelers up to 70 years. For 71 - 85 years you can get cover for $50,000.
  • Travel Prime - It is a very popular plan which is recently introduced. This offers more flexible coverage up $1000,000 for travelers up to 70 years and $50,000 for senior citizens 71 - 90+ years.
  • Travel Assist Card - This is a special plan which offers pre-existing coverage for a limited amount. This category offers insurance coverage up to $500,000 for travelers under 60 years and $50,000 for 61-70 years.

Currently Bajaj Allianz does not offer any plans which provide comprehensive coverage (without any sub-limits) for Indian travelers above 60 years and traveling overseas.

Individual travel insurance cover give insurance cover individually for the travelers included in the policy while family floater is a common insurance cover which covers entire family included in one policy. In individual policy the policy holder can claim the entire amount while in a family floater.
It totally depends on what your requirement is. In case of people travelling alone or travel with friends colleagues, Individual travel plan is suitable. In case you are travelling with Spouse and children and you want a single policy to cover entire family, then in that case family floater is the better choice.

Yes, initially the policy holder has to bear all the medical expenses from his / her pocket and later file for reimbursement. The insurance company will reimburse all eligible outpatient medical expenses after a standard deductible.

Bajaj Allianz travel health insurance can be initially be purchased for a maximum of 6 months and later on can be renewed for another 6 months. Renewal is based on good health, no claims and approval from the head office.

Bajaj Allianz travel insurance is very popular in India. Bajaj Allianz general insurance is one of the most reputed general insurance companies in India, and its travel insurance product is one of the best Indian travel insurance products available. Bajaj Allianz travel insurance offers overseas travel insurance for Indians worldwide with coverage for medical expenses rising out of sickness or accidents while outside India. Travelers can get cashless benefits for hospitalization.

You can renew the Bajaj Allianz policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj Allianz insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Bajaj Allianz has an excellent track record of providing good travel insurance plans. There are multiple plans which provide comprehensive protection at a nominal cost. You can renew your travel insurance plan from the official website of Bajaj Allianz India.

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

When you go on long holidays, your travel insurance is likely to be more expensive. Health care in most countries outside India especially in the US and Europe is much more expensive than in India, and this explains the importance of travel insurance as well as why travel insurance is expensive. This is explained because the longer you are away from India, the more likely it becomes that you will have an accident, need medical treatment for an illness, or lose some personal belongings.
However Indian travel insurance by Bajaj Allianz is very affordable since it is priced in Indian Rupees while providing insurance coverage in US Dollars and has excellent value for the money spent on buying the best travel insurance from India.

Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Self-isolation, Covid-19 test, home/hotel quarantine, institutional quarantine expenditures, or any other type of quarantine will not be covered.

You can cancel the Bajaj Allianz policy after the policy has started on the condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.

Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying Bajaj travel medical insurance given the coverage benefits provided. Given that Bajaj Allianz travel insurance is priced in Indian Rupees while providing insurance coverage in US Dollars, it is excellent value for the money spent on buying the best travel insurance from India.

When you and or your family are traveling overseas, it is recommended that you buy international travel insurance for any of the following reasons:

  • It saves your hard earned money and makes your trip worry free.
  • Covers unforeseen emergency sickness medical expenses.
  • Any accidental medical expenses.
  • Emergency medical evacuation.
  • Repatriation of remains.
  • If you have any pre-existing medical condition (Travel ACE insurance) and wants to get covered during your trip.
  • If you lose your personal belongings like baggage, passport etc.
  • If you have booked for any event or hotels and they get bounced for no fault of yours.
  • Legal assistance if required

The list of international travel insurance benefits is very significant, and the coverage is in US Dollars while you are paying the premium in Indian Rupees. It is important to have travel insurance that covers for your entire journey. Bajaj Allianz offers different plans for the people according to their age which satisfy specific requirements.

There are certain simple steps which the insured should follow to cancel the Bajaj Allianz travel insurance policy. The webpage cancellation procedure gives you the steps to be followed for the cancellation of the policy.

To know the claim status of the Bajaj Allianz insurance you have to call to the toll free numbers or send an email provided in your policy document.

Bajaj Allianz travel medical insurance inpatient medical expenses are cashless after deductible while OPD medical expenses are reimbursement basis after deductible. For more information on the claims procedure please refer the webpage claim procedure

Customer testimonials

Bajaj Allianz Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".