USD 50,000 / 2Lakhs / 5Lakhs / 7.5Lakhs / 10Lakhs
180 days (can be extended for further)
6 months to upto 99 years
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj Allianz and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Due to the decrease in cost of international airfare and the availability of low cost travel packages these days there have been an increase in the number of Indians traveling overseas. According to few surveys of different countries, this has resulted in the rise of Indian travelers travelling abroad resulting in the growth of tourism industry in millions. As Indians become more affluent and travel to different countries, Indians are becoming familiar with the need for overseas travel insurance.
Travelers visiting foreign countries can buy Bajaj Allianz visitor medical insurance policy to cope with expensive health care. Emergencies occur when least expected and the coverage will come to your help to pay medical bills during hospitalization. Bajaj Allianz overseas travel plan is available for Indians traveling anywhere in the world, be it the USA (Bajaj Allianz travel insurance USA), the UK (Bajaj Allianz travel insurance UK), Canada (Bajaj Allianz travel insurance Canada), Europe, Australia or within Asia (Singapore, Hong Kong, Thailand etc..).
Insurance is in fact mandated by Schengen states before issuing the Schengen visa for travel to Europe. Bajaj international travel health insurance plans that we offer satisfies Schengen visa requirements.Indian tourists travelling overseas can get the complete travel insurance quotes using the Bajaj travel insurance premium chart.
Bajaj Allianz offers comprehensive travel insurance plans for individuals / family traveling abroad. Here's an overview of Bajaj Allianz travel insurance in India for overseas travel.
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj Allianz travel insurance online.
Get all the answers to the most frequently asked questions (FAQs) regarding Bajaj Allianz overseas travel health insurance.
In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz travel health insurance.
Download Bajaj Allianz travel insurance soft copy for overseas travel!
Insurance customers can renew their existing policy online before the exipry date at any time.
Travel Ace | Travel Prime | Travel Elite | Travel Companion | Travel Assist |
---|---|---|---|---|
Plans available for $50,000, $200,000 and $500,000 depending on the age | Plans available for $50,000; $200,000; $500,000; $750,000; $1,000,000 depending on the age | Plans available for $50,000, $200,000 and $500,000 depending on the age | Plans available for $50,000, $200,000 and $500,000 depending on the age | Plans available for $50,000, $200,000 and $500,000 depending on the age |
Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) | Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) | Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) | Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) | Offers cashless settlement service worldwide for inpatient medical expenses (for more than 24 hours stay after deductible) |
Emergency Medical Dental Expenses - 500 Deductible:50 |
Emergency Medical Dental Expenses - 500 | Emergency Medical Dental Expenses - 500 Deductible:50 |
Emergency Medical Dental Expenses - 500 Deductible:50 |
Emergency Medical Dental Expenses - 500 Deductible:50 |
covers pre-existing medical conditions only under life threatening situation upto $5,000 only in the platinum plan. | Pre-existing medical conditions are covered only in life threatening situation upto $3000. | Pre-existing medical conditions are covered only in life threatening situation upto $3000. | Pre-existing medical conditions are covered only in life threatening situation upto $3000. | Pre-existing medical conditions are covered only in life threatening situation upto $3000. |
In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions | In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions | In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions | In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions |
Bajaj Allianz individual travel health insurance policy can be purchased online from anywhere in the world using a credit card. Simply get the insurance quotes using our premium calculator, select the plan you like, fill the online application and pay using your card. Many of our customers are located in the USA, Canada, the UK, or Europe (Schengen states), Singapore, Australia, New Zealand, Thailand are buying the insurance for family members traveling from India. International as well as Indian cards are accepted. Indian Debit cards or online banking are also accepted. On completing the online transaction, the policy will be issued and emailed to the email address provided in the application form. The policy will also be couriered within India on request. Compare Bajaj Allianz travel insurance cost and buy the policy online.
Insurance customers can also purchase the plan by using their cheque. The cheque payment facility will be useful for those who do not or cannot use their credit/debit card to buy Bajaj Allianz overseas travel insurance policy.
If the customers want to clarify more about cheque payment facility they can call us at +91(80) 4110 1026 in India. There will be an insurance adviser at your service to assist you to purchase the plan.
Bajaj Allianz Travel Prime Insurance is available for Indian travelers up to the age of 99 years.
If the traveler is already outside India, you can fill the traveler outside India form with the requested details. We will try to get an approval from the Underwriting team for you to buy overseas mediclaim insurance.
For assistance and services, Insured can contact Bajaj Allianz using these toll free numbers
Bajaj Allianz Travel Assist Card Insurance offers limited coverage for pre-existing conditions.
Currently Bajaj Allianz does not offer any plans which provide comprehensive coverage (without any sub-limits) for Indian travelers above 60 years and traveling overseas.
Individual travel insurance cover give insurance cover individually for the travelers included in the policy while family floater is a common insurance cover which covers entire family included in one policy. In individual policy the policy holder can claim the entire amount while in a family floater.
It totally depends on what your requirement is. In case of people travelling alone or travel with friends colleagues, Individual travel plan is suitable. In case you are travelling with Spouse and children and you want a single policy to cover entire family, then in that case family floater is the better choice.
Yes, initially the policy holder has to bear all the medical expenses from his / her pocket and later file for reimbursement. The insurance company will reimburse all eligible outpatient medical expenses after a standard deductible.
Bajaj Allianz travel health insurance can be initially be purchased for a maximum of 6 months and later on can be renewed for another 6 months. Renewal is based on good health, no claims and approval from the head office.
Bajaj Allianz travel insurance is very popular in India. Bajaj Allianz general insurance is one of the most reputed general insurance companies in India, and its travel insurance product is one of the best Indian travel insurance products available. Bajaj Allianz travel insurance offers overseas travel insurance for Indians worldwide with coverage for medical expenses rising out of sickness or accidents while outside India. Travelers can get cashless benefits for hospitalization.
You can renew the Bajaj Allianz policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Bajaj Allianz insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
Bajaj Allianz has an excellent track record of providing good travel insurance plans. There are multiple plans which provide comprehensive protection at a nominal cost. You can renew your travel insurance plan from the official website of Bajaj Allianz India.
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
When you go on long holidays, your travel insurance is likely to be more expensive. Health care in most countries outside India especially in the US and Europe is much more expensive than in India, and this explains the importance of travel insurance as well as why travel insurance is expensive. This is explained because the longer you are away from India, the more likely it becomes that you will have an accident, need medical treatment for an illness, or lose some personal belongings.
However Indian travel insurance by Bajaj Allianz is very affordable since it is priced in Indian Rupees while providing insurance coverage in US Dollars and has excellent value for the money spent on buying the best travel insurance from India.
Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Self-isolation, Covid-19 test, home/hotel quarantine, institutional quarantine expenditures, or any other type of quarantine will not be covered.
You can cancel the Bajaj Allianz policy after the policy has started on the condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.
Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying Bajaj travel medical insurance given the coverage benefits provided. Given that Bajaj Allianz travel insurance is priced in Indian Rupees while providing insurance coverage in US Dollars, it is excellent value for the money spent on buying the best travel insurance from India.
When you and or your family are traveling overseas, it is recommended that you buy international travel insurance for any of the following reasons:
The list of international travel insurance benefits is very significant, and the coverage is in US Dollars while you are paying the premium in Indian Rupees. It is important to have travel insurance that covers for your entire journey. Bajaj Allianz offers different plans for the people according to their age which satisfy specific requirements.
There are certain simple steps which the insured should follow to cancel the Bajaj Allianz travel insurance policy. The webpage cancellation procedure gives you the steps to be followed for the cancellation of the policy.
To know the claim status of the Bajaj Allianz insurance you have to call to the toll free numbers or send an email provided in your policy document.
Bajaj Allianz travel medical insurance inpatient medical expenses are cashless after deductible while OPD medical expenses are reimbursement basis after deductible. For more information on the claims procedure please refer the webpage claim procedure
Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".