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Bajaj Allianz Health insurance Bajaj Allianz Insta Insure insurance

Buy health insurance plans by Bajaj Allianz

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bajaj-allianz health insurance

Bajaj Allianz Insta Insure insurance overview

  • In the times of rising medical costs Bajaj Allianz's Insta Insure Family Health Policy is the perfect health protection for you and your family.
  • It takes care of the medical treatment costs incurred during hospitalization due to serious accident or illness.

Bajaj Allianz health insurance review

Description
Sum insured

3 lacs − 50 lacs options available

List
Tenure options

For a period of 3 years

Local_Hospital
Claims incurred ratio *

85.00%

Assignment
Claims settlement ratio **

94.55%

Medication
List of network hospitals

6,500+ hospitals

Table
Number of Policies issued *

531,046

Group
Number of lives covered *

2,46,85,000

Diversity_3
Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Insta Insure insurance benefits

  • Bajaj Allianz Insta Insure insurance key features

    • A single family floater policy to cover hospitalization expenses & personal accident benefit
    • Hassle free policy, Health & PA cover for Healthy individuals without any history of pre-existing diseases.
    • The cover starts once the KIT is activated by generating the authentication number
    • Entry age restricted upto 45 yrs and no medical underwriting( Subject to clean proposal)
    • Policy can be renewed till proposer attaining an age of 70 yrs
    • Access to over 2400 hospitals for cashless facility

  • Bajaj Allianz Insta Insure insurance advantages

    • Complete protection to the family for hospitalization expenses
    • All the family members can be covered under a single sum insured for a single premium ( Floater Cover)
    • Death cover for the proposer.
    • Hassle free policy issuance without medical tests
    • Income tax benefit on the premium paid as per section 80D
    • Covers emergency ambulance charges

  • Bajaj Allianz Insta Insure insurance coverage

    • 1 lac family floater cover towards Hospitalization expenses & 1 lac death cover for the proposer
    • The policy covers ambulance charges in case of emergency subject to a maximum of Rs 1000
    • 130 day care procedures subject to terms and conditions
    • Pre-existing diseases covered after 4 years' continuous renewals with us
    • A flat benefit of 2% of admissible hospitalization expenses towards pre and post hospitalization medical expenses
    * Conditions apply.

  • Bajaj Allianz Insta Insure insurance exclusions

    • Age of proposer 18 years to 45 years
    • Age of entry 3 months to 45 years
    • Policy renewed continuously upto age 70 years
    • No pre existing ailment