Technology has made our daily life simpler in various ways. Motor vehicle is an invention which has made daily commuting easy. It is convenient and fast and saves our time. Though it is easy to own a vehicle it is expensive maintaining a motor vehicle especially in case of damage caused to your vehicle due to some unavoidable circumstances or accidents. Bajaj Allianz's Motor Vehicle policy helps you in maintaining your vehicle in such situations.
What does the Bajaj Allianz Motor Policy cover?
The policy offers the following scope of Cover :
Section 1 : Undertakes to reimburse the expenses incurred for:
Repair / replacement of the parts of the vehicle
To Pay the market value of the vehicle in case of a total loss. Provided that the originating cause of such damage is an accident, including theft.
Section 2 : Is compulsory. It covers the legal liability to third party personal injury and property damage arising out of an accident involving the insured vehicle.
What are the Optional Extensions?
The extensions that can be opted for are as follows :
Loss of accessories
Legal liability to the paid driver, cleaner or any workman
Personal accident to the occupants
Personal accident cover for owner-driver is compulsory
Increased Legal liability towards property damage of third party for a limit of Rs. 7.5 lacs
Instant online renewal and issuance of your Motor Policy
Quick service on breakdown/accident with instant claim status updates
For claims free experience, discount available on subsequent renewal.
Discount available if voluntary excess opted for
Discount available for membership with approved automobile association
Discount available for installing approved anti-theft device
Depreciation, for the parts needing replacement in the accident is defined
24x7 customer assistance for all product queries and claims information.
Save on your Motor Insurance policy.
Cashless claims at over 1500 Preferred Bajaj Allianz workshops pan India, 75% on account payment when cashless facility is not available
Transfer your existing No Claim Bonus from any Insurance provider ranging from 20% - 50%
0% EMI option available on payment through Citibank Credit Card.
Instant claims assistance and instant updates on your claim status on sms though our 24x7 call centers
Towing facility in an event of a breakdown/accident
24/7 service by phone or online-even on holidays
Huge savings with a comprehensive coverage for your vehicle
Preferred workshops give you access to hassle free inspection, high service standards and cashless settlement of claims in event of an accident/breakdown.
Carry your fortune for being a safe driver and earn discounts on Own damage premium for back to back accident free years on an existing car or on any car which you upgrade to
Instant online policy renewal and issuance in just 4 easy steps that allows you to have a peace of mind for another year.
With a 24x7 assistance you can be sure we'll be there for you whenever you need us.
What does the policy not cover? The General Exclusions are as listed below :
Any accidents outside the geographical area
Consequential loss, normal wear and tear
Driving without a valid licence for that class of vehicle. Driving under the influence of liquor / drugs.
