Bajaj Allianz student medical insurance

Students of Indian origin going to foreign countries to pursue their higher education has been increasing over the years. The US receives most of the Indian students followed by the UK, Canada and Australia. Other countries like Germany, France, Spain, Italy, Singapore are increasingly popular with Indian students. These countries provide both an excellent educational as well as cultural experience for Indian students to broaden their perspectives. There are different entrance tests and application procedures for Indian students to qualify to study in these esteemed universities abroad. There are several programs and students can choose amongst many options as well as combine different subjects, something that is difficult in India. Students should research adequately to be aware when these tests are conducted, how to prepare for the tests and the procedure to enrol in an international university . Today, there is adequate information for students to acquire from the web media. All you have to do is spare a few minutes online and search for the information you are interested. You can also reach out to Indian students already studying in these universities.

While a student leaves India, there are many aspects to consider to be safe. One of the most important things is to take care of health. The climate conditions and food habits can be entirely different compared to Indian conditions. It is always prudent to research and understand the nuances of the lifestyle and food habits in the country you are traveling for your higher education. While abroad, the Indian domestic health insurance policy will be ineffective. Students going abroad should buy an overseas student insurance policy to get effective health insurance cover. Bajaj Allianz General Insurance Company has designed some of the best insurance plans for students. Bajaj Allianz student insurance plans are available with effective coverage and at affordable premium cost.
Students who are already outside India can also buy this Bajaj Allianz international student health insurance. The student has to complete this online request form, and we will try to get the approval from Bajaj Allianz for you to buy overseas student medical insurance.

Bajaj Allianz Student medical insurance extension/renewal while outside India

Indian students who are studying outside India and are stranded due to coronavirus and are unable to travel back home and want to extend or renew Bajaj Allianz student insurance online. These students can complete the Bajaj Allianz international student travel insurance renewal request form online and we will try to get an approval for you.


Bajaj Allianz Student Travel Insurance, Bajaj Allianz overseas student insurance

Bajaj Allianz student travel insurance are available for Indian students as Study Companion Plan and Student Elite Plan. Overseas student medical insurance can provide effective coverage for pre and post hospitalization medical expenses incurred in case of an emergency. Some of the medical benefits are medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, personal accident, loss of checked baggage, personal liability...

Bajaj Allianz student insurance, Bajaj Allianz student health insurance

Indian students can enrol to Bajaj Allianz student health insurance policy by completing an online application. Students are expected to provide some basic information to furnish the policy document. The premium cost can be paid without any hassles. Student can use their credit/debit card, cheque or net banking facility to complete the payment. Once the payment is completed successfully, the policy will be issued, emailed and couriered to the students. Buy Bajaj Allianz health insurance for students studying abroad and have peaceful study period abroad.

FAQ's of Bajaj Allianz health insurance for international students

Is Covid covered under international travel insurance for Indian students?

Bajaj Allianz student insurance offers coverage for Covid19 illness for students under 30 years up to $10,000.

What are the key features of Bajaj Allianz overseas student health insurance?

Bajaj Allianz student medical insurance for students studying abroad come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.

  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

What are the salient features of Bajaj Allianz student health insurance?

Bajaj Allianz has many customized plans to cover students going abroad for studies. Some of the key benefits of Bajaj Allianz health insurance for students studying abroad are as below. This benefits will vary depending on the plan chosen.

  • Accident & Sickness Medical Expenses: The insurance company will indemnify the policy holder for the eligible medical and related expenses due to illness / injury outside India as per the policy terms and conditions. The expenses covered would include physician services, hospital and medical services and local emergency medical transportation.
  • Medical Evacuation: Medical Evacuation to a hospital in the Republic Of India required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey. The Medical Evacuation will have to be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Repatriation of Remains: In case of death of the policy holder due to a covered reason, the cost of repatriating the policy holder's body back to India or to the nearest burial ground where the insured has died is paid by the insurance company. These claim should be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Personal Accident: The insurance company pays the agreed amount as per the terms and conditions of the policy for policy holders death and / or permanent total disablement
  • Baggage Loss: The insurance company will pay the policy holder as per the policy schedule for complete and permanent loss or destruction of the policy holder checked baggage.
  • Bail bond: The company would pay the amount as mentioned in the policy schedule towards the bail amount for release of the policy holder in case of false arrest or wrongful detention in overseas.
  • Study Interruption: In the event if the policy holder is unable to continue the school semester due to policy holder's health or death / serious injury requiring hospitalization of either of the parents of the policy holder during the policy period, the insurance company shall reimburse the tuition fee paid in advance for the current semester as per the policy schedule.
  • Sponsor Protection: In the event of the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the insurance company shall reimburse the remaining school fee as per the policy schedule.
  • Family Visit: In the event if the policy holder is hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician recommends an immediate family member. The insurance company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum as per the schedule. These claim should be approved by the claims administrator of the Insurance Company.

Does Bajaj Allianz student travel health insurance is accepted by the overseas university?

Yes most of the foreign universities accept the Bajaj Allianz student health insurance.

I am going on F1 visa? Which plan is suitable for me?

Students who are wishing to study in the US universities can apply for F1 visa. As you are going for studies, first thing you need to check with the college you are getting admission is the health insurance requirements. If your college has any health insurance requirement, then you can look for matching Indian insurance policy and get a waiver or if there is no insurance requirement from the university, then you can buy any of the Bajaj Allianz medical insurance for students studying abroad.

I am going for research in foreign university? Can I get Bajaj Allianz student travel insurance for myself and my spouse?

If you are going on a student visa and registered in an overseas university, then you can buy the Bajaj Allianz student plan for yourself and for your spouse as s/he you can buy a regular travel medical insurance for 6 months and later on renew for another 6 more months with good health and no claim declaration.

What is the cost of Bajaj Allianz overseas student health insurance?

Bajaj Allianz health insurance for international students is much cheaper when compared to the university international student health insurance in overseas. The cost is almost 1/3rd of the overseas university policies. You can pay in rupees and get coverage in dollars. The university student policies mostly provide coverage only for medical expenses while Bajaj Allianz student health insurance provides coverage both medical and non-medical expenses. Compare student insurance for study abroad and buy best insurance policy for students.

Can I cancel the policy if my university does not accept the Bajaj Allianz student insurance? Is there any time limit?

You can cancel the Bajaj Allianz student travel insurance provided you have to provide the proof of rejection letter from the university.

How do I get University waiver insurance form?

As a student once you get admission in the college of your choice in overseas, check with the university is there any mandatory student health insurance requirement. If yes, then go through the benefits of the plan which the university is offering. Some universities are willing to waive off the university health insurance if you submit an equivalent health insurance from Bajaj Allianz with an equivalent health insurance cover.
Once you buy a suitable plan from Bajaj Allianz through us, you can then download the waiver and send to us and we will help us in filling the waiver and send it back to you so that you can submit this insurance and get a waiver.

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Bajaj Allianz Citation

"Mr. Jitendra Hodawadekar, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".

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