Bajaj General Travel Insurance for Visiting Germany
Bajaj General plan meets all Schengen visa insurance requirements and provides a valid visa letter.
Secure Your Trip with Bajaj General – 0% GST
Why Choose Bajaj Travel Insurance for Germany?
Trusted by 15,000+ Travelers
Do I Need Travel Insurance for Germany?
Yes. Indian travelers visiting Germany must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Germany is recognized by the German Embassy and are required when applying for the Germany Schengen Visa. Bajaj General travel health insurance for Germany insurance helps cover medical expenses, hospitalization, emergency evacuation, and repatriation while abroad.Do I Need to Apply for Germany Schengen Visa?
Yes. Indian passport holders need to apply for a Germany Schengen Visa to enter Germany for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days.
How Do I Apply for a Germany Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurane. After biometric submission, you can track your visa application status.
Why Choose Bajaj General Travel Health Insurance for Germany?
- Accepted by Germany Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Germany.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalization? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognized globally as General travel insurance Germany).
Mandatory Schengen Travel Insurance Requirements
| Requirement | Minimum Rule |
|---|---|
| Medical Coverage | At least €30,000 (~USD $35,000 as of November 2025) |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalization, repatriation |
Planning to Visit Germany or the Schengen Area from India?
Bajaj General Insurane provides extensive coverage for Indians visiting Germany or any Schengen country — protecting you from medical emergencies, trip cancellations, baggage loss, and travel interruptions. It’s among the best travel insurance plans for Indians visiting Europe, perfect for tourists, students, business travellers, and senior citizens.
This medical insurance for Schengen travel from India ensures peace of mind and financial protection throughout your journey. Whether you need Bajaj General overseas health insurance or a short-term travel health insurance plan India to Germany, you get affordable global assistance and wide coverage.
Bajaj General Travel Insurance for Indians Travelling to Germany / Schengen
Thousands of Indians travel to Germany and other Schengen nations every year for tourism, study, or business. A travel insurance policy from India to Germany / Schengen safeguards you financially throughout your trip.
Travel insurance for Germany from India covers emergency medical expenses, hospitalization, trip cancellations, baggage delays, and flight interruptions. Given Europe’s high medical costs, it’s mandatory and essential for visa approval.
Bajaj General Germany travel insurance offers Schengen visa-compliant coverage, COVID-19 benefits, and 24x7 worldwide assistance. With competitive pricing and online purchase options, it’s among the best travel insurance for Germany from India.
Factors Affecting the Cost of Bajaj General Travel Insurance for Germany
- Age of the traveler: Senior travelers (especially 70+) pay higher premiums due to medical risk.
- Trip Duration: Longer trips mean higher premiums and risk exposure.
- Destination: Schengen healthcare costs are high, and Bajaj General overseas health insurance is visa-mandated.
- Sum Insured (Policy Limit): Higher coverage (USD 50,000+ for Schengen) offers more protection but costs more.
- Sub-limits: Basic plans cost less but cover partially; no-sub-limit plans offer complete protection.
How Much Does Bajaj General Travel Insurance For Germany Cost?
The Bajaj General travel insurance for Germany from India costs ranges from ₹19 to ₹32 per day for a 25-year-old traveler, depending on the plan type and coverage amount.
*Price shown is for a 180-day trip to Germany for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
Key Benefits of Bajaj General Insurane for Germany (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for Germany visa applications. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
compare_arrowsCheapest and Best Travel Insurance for Germany / Schengen
monetization_onCheapest Travel Insurance for Germany from Bajaj General?
The cheapest travel insurance for Germany from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $250.
starsWhich Is the Best Travel Insurance for Germany from Bajaj General?
The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to Germany, starting at just ₹24/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $500.
How to Buy Bajaj General Insurane for Germany / Schengen Visa
Buying Bajaj General travel insurance for Germany and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Germany quote form online.
Provide number of travelers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Germany
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurane policy will be issued immediately and emailed to you.
💡 Tip: Keep both digital and printed copies of your policy during your trip.
location_on Indian Embassy & Consulate Details in Germany
Indian travellers in Germany can contact any of the following for passport issues, visa services, emergency assistance, or consular support:
- Embassy of India, Berlin
Tiergartenstraße 17, 10785 Berlin, Germany
- Consulate General of India, Frankfurt
Friedrich-Ebert-Anlage 26, 60325 Frankfurt am Main, Germany
- Consulate General of India, Munich
Widenmayerstraße 15, 80538 Munich, Germany
- Consulate General of India, Hamburg
Kohlhöfen 21, 20355 Hamburg, Germany
Travel Safe to the Germany with Trusted Bajaj General Insurance
How can I extend or renew my Bajaj General travel insurance from Germany?
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
- Click the url extend or renew Bajaj General Insurane online.
- Fill the renewal form with correct information and click on submit.
- Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
- Your filled form will be then sent for approval to the head office.
- Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once payment is success you will get your renewed policy.
- In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).
Why Buy Bajaj General Germany Schengen Travel Insurance from NRIOL?
-
verifiedGermany Visa-Compliant Plans
All Bajaj General Germany Schengen Travel Insurance plans meet mandatory Schengen visa insurance requirements including medical and emergency coverage.
-
attach_moneyAffordable Schengen Premiums
Get low-cost travel insurance for Germany from India with transparent pricing and no hidden charges.
-
school20+ Years of Experience
NRIOL has helped Indian travelers choose the best travel insurance for Germany for tourism, study, business trips, and family visits.
-
editEasy Policy Changes
Modify travel dates or traveler details on your Bajaj General Germany Travel Insurance smoothly before departure.
-
updateFlexible Trip Extension
You can easily extend Germany Schengen Travel Insurance if your travel dates change unexpectedly.
-
support_agent24/7 Global Assistance
Enjoy worldwide claims and emergency support while traveling in Germany and the Schengen region.
-
shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
Know more » -
assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
Know more » -
descriptionBajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
Know more » -
autorenewBajaj General Policy Renewal
Renew your Bajaj General travel insurance policy online anytime before expiry.
Know more »
Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
What Is Cashless Hospitalization in Bajaj General Travel Insurance for Germany?
Cashless means that when you’re hospitalized or receive medical treatment in Germany, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
How Cashless Hospitalization Works Under Bajaj General Travel Insurance for Germany?
💡 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Germany
- 💳 Carry an international debit/credit card and some local currency (EUR).
- 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy / Consulate contacts.
- 🏥 Check nearby hospitals and clinics that allow cashless treatment under your policy.
- 🛂 Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- 🚇 Learn basic German phrases and get familiar with public transport systems (S-Bahn, U-Bahn, Trams).
- 🌦️ Germany weather varies by region — pack accordingly especially during winter and rainy seasons.
✈️ With Bajaj General Schengen travel insurance for Germany, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Germany / Schengen Countries
- Schengen Visa-Compliant Insurance
Bajaj General travel insurance meets the mandatory Schengen visa requirements including minimum medical coverage and emergency evacuation. - Comprehensive Medical Coverage
Healthcare costs in Germany and Europe can be high. The policy covers hospitalisation, outpatient treatment, surgeries, and medical evacuation as per plan terms. - COVID-19 Medical Expenses
Coverage for COVID-19 related hospitalization, treatment, travel cancellation, or quarantine (as per policy wording). - Accidental Death & Repatriation
Coverage for accidental death, repatriation of remains, and related emergency assistance for family members. - Trip Cancellation & Interruptions
Refund for non-refundable travel bookings if your trip is impacted due to medical emergencies or unforeseen events. - Loss of Baggage or Passport
Compensation for lost baggage, checked-in delays, or passport loss during your trip. - Global Cashless Hospital Network
Access to a large network of cashless hospitals in Europe for inpatient care (subject to policy terms and approvals). - 24 × 7 International Assistance
Round-the-clock support anywhere in Germany or Europe for emergencies or claim support. - Affordable Premium Options
Plans suitable for students, tourists, corporate travelers, and family visitors at competitive premiums.
With Bajaj General Schengen travel insurance for Germany, you can travel with confidence knowing you are financially protected against major travel risks.
Why Choose Bajaj General for Germany Travel?
Bajaj General Schengen travel insurance Germany provides reliable and cost-effective coverage backed by global claims support.
Comprehensive Coverage
- Eligible for travellers aged 6 months to 99 years.
- Coverage ranges up to high sum insured limits depending on selected plan.
- Covers medical emergencies, baggage loss, trip delays and disruptions.
- COVID-19 medical & evacuation cover available (as per policy wording).
- Option to extend policy while staying abroad (subject to approval).
Hassle-Free Experience
- Instant online purchase through card/UPI/net-banking.
- Quick renewal and extension option if travel duration changes.
- Cashless hospitalization or reimbursement-based claims.
- 24 × 7 claim assistance worldwide.
Additional Highlights
- Pay premium in INR while your coverage applies in EUR/USD value.
- Mandatory for Schengen visa processing for travel to Germany.
- No medical tests required for most age groups and trip durations.
Bajaj General Germany Travel Insurance Frequently Asked Questions
If you are applying for Germany visa, the consular authorities can ask you to have adequate travel insurance for Germany. However given the fact that your domestic Indian health insurance provides little coverage in Germany, it is important for Indian travelers to buy good Bajaj General travel health insurance for Germany.
The cost for the Germany travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost.
You can get buy Bajaj General travel insurance for Germany by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.
Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.
However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
- Competitive price.
- Cashless hospitalization claim settlement in Germany.
- No age limit and no paper work
You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
General Information About Germany
Central Europe
Berlin
Euro (EUR)
May to September
Approx. 8.43 crores
German
Berlin, Munich, Hamburg, Frankfurt, Cologne, Stuttgart, Dresden, Bavaria, Lake Constance, Dusseldorf.
Which are the Popular Tourist Destinations in Germany?
Bamberg is a historic city built on seven hills, known for its well-preserved old town and medieval architecture.
The Rhine Valley is famous for its beautiful river landscapes, castles, vineyards, and charming historic towns.
Museum Island in Berlin houses five renowned museums and is a UNESCO World Heritage site for its cultural and architectural significance.
Known for its terraced gardens, Baroque landscaping, fountains, and scenic viewpoints, including the Norman Tower on Ruinenberg hill.