Reliance student travel insurance

Reliance travel insurance premium chart

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Reliance Travel Insurance

Reliance pre-existing condition coverage - Key features

  • Pre-existing diseases are covered in case of life threatening only for travelers below 70 years.
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness).
  • Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
  • Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.

Reliance travel insurance for senior citizens plan details

  • Reliance travel insurance available policies

    Reliance travel insurance is available for travelers up to the age of 90 years under various options. Travelers aged up to 70 years can opt for cover up to $500,000 while the senior citizens aged 71 to 90 years can buy the $15,000 or $50,000 coverage depending the plan availability for that age group. Travelers of any age group can buy Reliance travel medical insurance without giving any medical reports.
    Plan Name Standard Silver Gold Platinum Senior Plan
    Age Group 6 months - 70 years 6 months - 70 years 6 months - 70 years 6 months - 70 years 71 years - 90 years
    Plan Maximum (in US$) 50,000 100,000 250,000 500,000 15,000 or 50,000 depending on age
  • Reliance family travel insurance available plans

    Family travel medical insurance is a floater policy where in a family of 4 memebers (Primary, spouse and two dependents) traveling overseas can opt for this type of coverage. This plan works out to be cheaper than the individual coverage plans and either single member or any of the family memebers can use the folater policy during their stay in overseas. Reliance family floater plan is available for $50,000 and $100,000 for the age group of 6 months to 60 years. Adults should be between 18 to 60 years while the dependents should be between 6 months to less than 18 years. You can buy the policy online at Family floater travel medical insurance
    Plan Name Standard Gold
    Age Group 6 months - 60 years 6 months - 60 years
    Plan Maximum (in US$) 50,000 100,000
  • Reliance annual multi-trip insurance available plans and premium chart

    Business executives and frequent fliers who are traveling overseas for a shorter duration of either 30 days or 45 days during their overseas trip can buy this Reliance multi trip travel insurance. This covers for emergency sickness and accident medical insurance for travelers in overseas. The policy is valid for one year with a shorter trips as mentioned above. You can buy the policy online at Multi Trip traveler medical insurance
    Age Group Coverage Region Standard ($100,000) Plus ($250,000) Elite ($500,00)
    30 days/trip 45 days/trip 30 days/trip 45 days/trip 30 days/trip 45 days/trip Not Applicable
    18 years - 70 years Including USA/Canada - - - - -
    18 years - 70 years Excluding USA/Canada - - - - -

Reliance travel health insurance - FAQ's

What is the maximum entry age for Reliance travel insurance?
Reliance travel Care insurance policy is available up to 80 years for Indian travelers visiting Schengen Countries. For Indian travelers visiting other countries, Reliance overseas travel insurance policy is available up to 90 years.
Travelers on their trip have to fill this traveler outside India form with the requested details and send it to us. We will try and get approval from the underwriting team for you to buy Reliance International travel insurance. It is however always recommended to buy insurance before leaving India.
Schengen visa consulate have made it mandatory for Indian visa applicants to buy travel insurance offering a minimum coverage of at least 30,000 Euros or $50,000 for medical expenses, evacuation expenses, and repatriation expenses. Reliance overseas travel insurance satisfies these requirements and is approved by VFS Global (who processes Schengen visa applications for most European consulates in India). Reliance travel Care insurance policy is available for Indian travelers up to 80 years.

Reliance insurance travel offers coverage for children aged above 6 months up to the age of 80 years. For travelers over 80 years, Reliance requests medical checkup before issuing the policy.

Yes, the applicants must buy Reliance Travel Care policy online before leaving India. If you are outside India, it will require special approval from the underwriting team for you to buy travel insurance.

Yes, Reliance insurance travel does provide cashless settlement worldwide provided the policy holder stays for a minimum of 24 hours in the hospital. For less than 24 hour hospitalization the medical expenses will be paid for on an reimbursement basis.

You can claim travel insurance by the following ways:
Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
Deductible means the amount of expenses to be incurred by the Insured / Insured Person before any benefit under this Policy shall become payable and shall not be reimbursed by the insurance company. The deductible is $50 for travel policies with age less than 70 years and $100 for 70+ travel policies.
Yes, Reliance travel health insurance covers doctor visits, doctor prescribed tests and doctor prescribed pharmacy bills are also covered. The traveler has to bear the expenses from his pocket and later claim for reimbursement. Any out medical expenses above the deductible are payable as per terms and conditions of the policy.
Some of the general exclusions of Reliance overseas travel insurance which are not covered are as below.
  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.
Yes, you can renew the policy online at Reliance insurance online renewal

Reliance travel health insurance can be purchased initially for 182 days and later can be renewed for another 182 days provided good health, no claim declaration and approval from the Reliance head office.

Reliance international travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and Reliance insurance has good claims settlement ratio.

After buying the Reliance overseas travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this Reliance travel health insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel insurance from Reliance


Senior Citizen plan

Reliance senior citizen travel insurance can be obtained for $15,000 & $50,000 coverage without giving any medical reports.


Annual Multi Trip

Suitable for travellers who travel frequently for a shorter duration of 30 days & 45 days multiple times within a year.


Travel Asia Insurance

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.


Schengen Visa

Reliance offer Europe travel insurance plans which are approved by VFS center.

Customers Testimonials

Reliance Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.