Reliance Corporate Travel Insurance

Policy coverage of Reliance corporate travel insurance

  Medical Expenses including transportation and evacuation
While abroad, there can be chances of insured facing sudden disease, illness, injury or death... and the policy will cover with cashless facility. The cost incurred for medical evacuation of the insured back to India will be taken care by the company. I n case of untimely demise, the company will take care the cost incurred for transporting the mortal remains of the diseased back home or burial abroad.

  Dental Treatment
The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

  Personal Accident
The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

  Accidental Death and Common Carrier
The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

  Loss of passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.

  Total Loss of checked baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

  Delay of checked baggage
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

  Compassionate Visit
In case the Insured / Insured Person is hospitalized for more than seven consecutive days. The company will reimburse the return fare for an immediate family member to visit the insured.

  Daily allowance in case of hospitalization
If the Insured / Insured Person is hospitalized for more than 2 days, The company provides daily allowance as compensation.

  Personal Liability
The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

  Trip Delay
Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

  Trip Cancellation & Interruption
If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

  Missed Connection
If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

  Financial Emergency Assistance
The Company provides financial assistance in the event of a financial emergency arising due to theft.

  Hijack Allowance
The Company provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

  Home burglary insurance
The Company provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.

Exclusions under Reliance travel care corporate insurance

• Comprehensive coverage through various unique benefits like compassionate visit, home burglary insurance, financial emergency assistance etc.
• Custom made Plans (Standard, Plus, Elite) available to choose from depending on your travel requirements.
• Option of an annual Plan covering multiple trips to benefit Frequent Travelers.
• Per-day Basis coverage for short term trips.
• Comprehensive coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
• Coverage of pre-existing ailments (other than the critical illness) in case of life threatening situations.
• Coverage available for sportspersons and trips involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval).
• Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry.
• 24 hour emergency services and Cashless services through Emergency - Assistance Service Provider.