| Coverage in US Dollars | Basic | Standard | Silver | Gold | Platinum | Deductible |
 Medical Expenses including transportation and evacuation |
Nil | $50,000 | $100,000 | $250,000 | $500,000 | $50 |
 Dental Care Expenses |
Nil | $500 | $500 | $500 | $500 | $50 |
 Personal Accident |
$25,000 | $25,000 | $25,000 | $25,000 | $25,000 | Nil |
 AD & D - Common Carrier |
Nil | $2,500 | $2,500 | $2,500 | $2,500 | Nil |
 2 way Compassionate Visit |
$7,500 | $7,500 | $7,500 | $7,500 | $7,500 | Nil |
 Loss of Passport |
$100 | $100 | $100 | $200 | $200 | $25 |
 Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $100 |
 Personal Liability |
$100,000 | $100,000 | $100,000 | $150,000 | $150,000 | $200 |
 Bail Bond |
$1,000 | $500 | $1,000 | $5,000 | $5,000 | $50 |
 Study Interruption |
$10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Nil |
 Sponsor Protection |
$10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Nil |
| Coverage Description | Sum Insured(In USD) | Deductibles(In USD) |
 Treatment of Mental and Nervous Disorders including Alcohol and Drug Dependency |
$1,000 | $100 |
 Inpatient Hospitalization expenses related to Pregnancy/Child birth (After a waiting period of 10 months) |
5$00 | Nil |
 Medical Expenses for Inter collegiate sports injuries |
Covered under the Medical Expenses including Transportation & Repatriation benefit | Covered under the Medical Expenses including Transportation & Repatriation benefit |
 Cancer Screening and Mammographic Examinations |
$2,500 | Nil |
 Child Care Benefits |
$100 per day for a maximum of 10 days | Nil |
| Additional add on benefits | ||
| Applicable on a case-to-case basis and subject to specific approval | ||
 Chiropractic Treatment |
$1,000 | Nil |
 Physiotherapy |
$500 | Nil |
 Skilled Nursing Facil |
$500 | Nil |
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
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