arrow_upward
  1. Home
  2. Reliance
  3. Reliance visitor insurance
Reliance travel insurance

Reliance Travel Insurance

Secure Your Trip with Reliance - Now at 0% GST

Get travel insurance now to protect your international trip!

Choose your destination to get a personalized quote

How many people are travelling?

No. of Traveler
Date of Birth
calendar_month
or age years
Enter your travel dates
Start Date
calendar_month
End Date
calendar_month
Days
View plans that suits your requirements
* Our customer support will assist you in finding the best policy.
VIEW PLANS arrow_circle_right

Why Buy Reliance Travel Insurance?

check_circle
Starting Premium
₹27/day*
health_and_safety
Coverage Available
Up to $500,000
groups
Coverage
3 Months – 90 Years
attach_money
Pre-existing Condition Coverage
Up to policy maximum?
globe
Worldwide Coverage
Cashless hospitalization?
calendar_today
Duration
182 Days

Trusted by 15,000+ Travelers

20+ Years of Trusted Insurance Expertise

Reliance General Travel Insurance Plans for Every Type of Traveller

Plan Options and Coverage Limits:

How Much Does Reliance Travel Insurance from India Cost?

Reliance Travel Insurance starts at ₹14 per day, with plan options offering coverage from $50,000 and $500,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan.

Standard Plan
Medical Cover
$50,000
Baggage Loss
$200
Pre-existing
Up to policy maximum
Trip Cancellation
Nil
Starting at ₹27/day*
Silver Plan
Medical Cover
$100,000
Baggage Loss
$200
Pre-existing
Up to policy maximum
Trip Cancellation
$600
Starting at ₹29/day*
Gold Plan
Medical Cover
$250,000
Baggage Loss
$300
Pre-existing
Up to policy maximum
Trip Cancellation
$600
Starting at ₹30/day*
Platinum Plan
Medical Cover
$500,000
Baggage Loss
$300
Pre-existing
Up to policy maximum
Trip Cancellation
$600
Starting at ₹57/day*

*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 25.

Reliance Travel Insurance Plans – Coverage and Key Benefits

What is the Cheapest Reliance Travel Insurance?

The Reliance Basic Plan is one of the most economical options starting at ₹27/day* with coverage up to $50,000.
  • Medical Cover: $50,000
  • Baggage Loss: $200
  • Cancellation: Nil

What is the Best Reliance Travel Insurance?

The Reliance Gold Plan is the best value option, offering up to $250,000 coverage starting at ₹30/day*.
  • Medical Cover: $250,000
  • Baggage Loss: $300
  • Cancellation: $600

What is the Recommended Reliance Travel Insurance?

The Reliance Platinum Plan is the recommended value option, offering up to $500,000 coverage starting at ₹57/day*.
  • Medical Cover: $500,000
  • Baggage Loss: $600
  • Cancellation: $600

Reliance Travel Insurance Plans – Coverage and Key Benefits

Plan Variant Sum Insured Key Benefits
Standard $50,000 Covers medical expenses, personal accident, and passport loss. Basic coverage for short trips.
Silver $100,000 Includes daily allowance during hospitalization, trip delay, and personal liability.
Individual Gold $250,000 Adds higher baggage loss coverage, missed connection, and compassionate visit.
Platinum $500,000 Offers maximum coverage for medical expenses, trip cancellation, and home burglary protection.
Family Standard $50,000 Coverage for all family members up to $50,000, including medical and dental expenses, personal accident, and daily hospitalization allowance.
Family Gold $100,000 Enhanced family coverage with trip delay, financial emergency assistance, and home burglary protection.
Senior 71-80 yrs $15,000 / $50,000 Special plans for senior citizens with sub-limit and full coverage options.
Senior 81-90 yrs $50,000 Coverage designed for elderly travelers to Australia with medical and personal accident protection.

What Factors Affect the Cost of Reliance Travel Insurance?

Age of the Traveller
  • Premiums increase with age due to higher medical risk.
Travel Destination
  • USA & Canada plans cost more than Asia or Europe-only plans.
Trip Duration
  • Longer travel periods result in higher premiums.
Medical History
  • Pre-existing conditions may have exclusions or loading.
Sum Insured Chosen
  • Higher medical coverage directly increases the premium.
Single Trip vs Multi Trip
  • Annual multi-trip plans offer better value for frequent travelers.

What Are the Important Factors to Consider While Buying Reliance Travel Insurance?

When choosing a Reliance overseas travel insurance plan, here are the key points to keep in mind:

  1. Frequency of travel:
    • If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
    • For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
  2. Medical coverage required:
    • Reliance offers different plans with varying maximum medical coverage limits.
    • The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
    • Choose the sum insured that best matches your destination and anticipated medical expenses.
  3. Sub-limits vs No Sub-limits:
    • For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
    • While such policies are affordable, they may restrict benefits in case of major medical emergencies.
    • For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.

Secure Your Travels with Trusted Coverage

Secure Your Travels with Trusted Coverage

How to Extend or Renew Your Reliance Travel Insurance While Abroad?

Indian travelers who want to extend or renew Reliance travel insurance can complete the Reliance international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Why Buy from NRIOL?

  • verified
    Trusted Reliance Plans

    Access Reliance international travel insurance policies, trusted by thousands of Indian travelers worldwide.

  • attach_money
    Affordable Premiums

    Transparent pricing for Reliance overseas travel insurance, with no hidden costs.

  • school
    20+ Years of Expertise

    Expert guidance for Indian travelers planning international trips with reliable coverage.

  • edit
    Easy Policy Management

    Modify travel dates, personal details, or coverage options online with Reliance travel insurance.

  • update
    Flexible Extensions

    Extend or renew your Reliance international travel insurance if your trip gets delayed.

  • support_agent
    24/7 Claims Support

    Get fast claims assistance and emergency support anywhere during your overseas journey with Reliance travel insurance.

More reviews

Travel Destinations

Discover Popular Travel Destinations with Reliance Travel Insurance

Reliance Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.

Reliance Travel Insurance Plans Details

  • Reliance Travel Care Individual policy for Individuals aged 6 months - 70 years

    Coverage in US Dollars Standard Silver Gold Platinum
    Medical Expenses including transportation and evacuation $50,000 $100,000 $250,000 $500,000
    Dental Care Expenses
    Deductible: $50    		 $500 $500 $500 $500
    Personal Accident $15,000 $20,000 $25,000 $30,000
    AD & D - Common Carrier $2,500 $2,500 $5,000 $5,000
    Daily Allowance in case of Hospitalization
    Deductible: 2 days    		 - $25 per day
    (5 days max)    		 $25 per day
    (6 days max)    		 $25 per day
    (7 days max)
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor
    Loss of Passport
    Deductible: $25    		 $300 $300 $300 $300
    Total Loss of Checked Baggage
    Per baggage max 50% and per item in baggage max 10%    		 $500 $1,000 $1,200 $1,500
    Delay of Checked Baggage
    Deductible: 12 hours    		 $100 $100 $100 $100
    Trip Delay
    Deductible: 12 hours    		 - $25 per day
    (6 days max)    		 $50 per day
    (6 days max)    		 $60 per day
    (6 days max)
    Trip Cancellation & Interruption - $600 $600 $600
    Missed Connection - $200 $300 $500
    Financial Emergency Assistance - $300 $300 $300
    Personal Liability $50,000 $100,000 $200,000 $250,000
    Hijack Distress Allowance
    Deductible: 12 hours    		 - $50 per day
    (7 days max)    		 $75 per day
    (7 days max)    		 $125 per day
    (7 days max)
    Home Burglary Insurance
    Amount in Indian Rs    		 - 1,00,000 2,00,000 3,00,000
    Special Conditions Applicable only for 61-70 years
    Any One Illness $12,000 $13,500 $15,000 $17,500
    Any One Accident $20,000 $25,000 $30,000 $35,000

  • Reliance Family travel insurance for Family aged 6 months - 60 years

    Coverage in US Dollars Family Standard Family Gold Deductibles
    Medical Expenses including transportation and evacuation $50,000 $100,000 $50
    Dental Care Expenses $500 $500 $50
    Personal Accident $15,000 $25,000 Nil
    AD & D - Common Carrier $2,500 $2,500 Nil
    Daily Allowance in case of Hospitalization $25 per day
    (5 days max)    		 $25 per day
    (7 days max)    		 2 days
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor -
    Loss of Passport $300 $300 $25
    Total Loss of Checked Baggage
    Per baggage max 50% and per item in baggage max 10%    		 $500 $1,000 Nil
    Delay of Checked Baggage $100 $100 12 hours
    Trip Delay $25 per day
    (5 days max)    		 $50 per day
    (7 days max)    		 12 hours
    Trip Cancellation & Interruption $500 $600 Nil
    Missed Connection - $300 Nil
    Financial Emergency Assistance $500 $600 Nil
    Personal Liability $100,000 $100,000 Nil
    Hijack Distress Allowance $50 per day
    (7 days max)    		 $75 per day
    (7 days max)    		 12 hours
    Home Burglary Insurance
    Amount in Indian Rs    		 1,00,000 2,00,000 -

  • Reliance Senior citizen travel insurance
    • Senior Citizen- 71-80 yrs - $15,000, $50,000 with sublimit and $50,000 without sublimit plan.
    • Senior Citizen- 81-90 yrs - $50,000 coverage.

  • How to buy Reliance overseas travel insurance

      Buy using credit/debit card
    Insurance customers can use a credit or debit card to purchase Reliance Overseas travel medical insurance policy. The credit/debit card purchase service online allows the customers to punch their card and quickly purchase Reliance overseas travel health insurance policy. After the completion of online transaction, customers will receive an email furnished with all the transaction details. Credit card and Debit card transaction can be done at any point of time when the customers wish to make a purchase.

      Buy using a cheque
    Reliance overseas travel medical insurance can be purchased online using your cheque. The cheque payment facility available for Reliance travel health insurance can be used by those customers who do not use their credit or debit card. The policy will be issued, emailed and couriered after receiving the payment for Reliance travel medical insurance plan.

    Payment options
    • Cash Cards - ItZ cash,Pay Cash
    • Mobile Payments - Paymate, IMPS, Scan N Pay
    • Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
    • UPI - Unified Payment Interface

Why You Need Travel Insurance

health_and_safety Why You Need Travel Insurance

  • Medical emergencies and hospitalization
  • Accidents and sickness
  • Loss or delay of baggage
  • Passport loss

When you buy Reliance travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.

star_rate Key Highlights

  • Covers emergency medical expenses overseas
  • Covers pre-existing medical conditions under life-threatening situations
  • Worldwide coverage with high service reliability
  • Affordable premiums offering best value
  • Plans without sub-limits available up to 90+ years
  • Coverage ranges from $15,000 to $1,000,000

Reliance Travel Health Insurance – FAQs

What is the maximum entry age for Reliance travel insurance?
Reliance travel Care insurance policy is available up to 80 years for Indian travelers visiting Schengen Countries. For Indian travelers visiting other countries, Reliance overseas travel insurance policy is available up to 90 years.
Travelers on their trip have to fill this traveler outside India form with the requested details and send it to us. We will try and get approval from the underwriting team for you to buy Reliance International travel insurance. It is however always recommended to buy insurance before leaving India.
Schengen visa consulate have made it mandatory for Indian visa applicants to buy travel insurance offering a minimum coverage of at least 30,000 Euros or $50,000 for medical expenses, evacuation expenses, and repatriation expenses. Reliance overseas travel insurance satisfies these requirements and is approved by VFS Global (who processes Schengen visa applications for most European consulates in India). Reliance travel Care insurance policy is available for Indian travelers up to 80 years.

Reliance insurance travel offers coverage for children aged above 6 months up to the age of 80 years. For travelers over 80 years, Reliance requests medical checkup before issuing the policy.

Yes, the applicants must buy Reliance Travel Care policy online before leaving India. If you are outside India, it will require special approval from the underwriting team for you to buy travel insurance.

Yes, Reliance insurance travel does provide cashless settlement worldwide provided the policy holder stays for a minimum of 24 hours in the hospital. For less than 24 hour hospitalization the medical expenses will be paid for on an reimbursement basis.

You can claim travel insurance by the following ways:
Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.
Deductible means the amount of expenses to be incurred by the Insured / Insured Person before any benefit under this Policy shall become payable and shall not be reimbursed by the insurance company. The deductible is $50 for travel policies with age less than 70 years and $100 for 70+ travel policies.
Yes, Reliance travel health insurance covers doctor visits, doctor prescribed tests and doctor prescribed pharmacy bills are also covered. The traveler has to bear the expenses from his pocket and later claim for reimbursement. Any out medical expenses above the deductible are payable as per terms and conditions of the policy.
Some of the general exclusions of Reliance overseas travel insurance which are not covered are as below.
  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.
Yes, you can renew the policy online at Reliance insurance online renewal

Reliance travel health insurance can be purchased initially for 182 days and later can be renewed for another 182 days provided good health, no claim declaration and approval from the Reliance head office.

Reliance international travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and Reliance insurance has good claims settlement ratio.

After buying the Reliance overseas travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this Reliance travel health insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.