You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
KNOW MORETravelers who have already traveled from India and do not have insurance can buy Reliance travel health insurance.
KNOW MOREDownload Reliance overseas travel medical insurance brochure online!
In case of Claim or reimbursement of treatment expenses, notify Reliance visitor travel insurance.
KNOW MOREGet all the answers to the most frequently asked questions (FAQs) regarding overseas travel medical insurance offered by Reliance
KNOW MOREInsurance customers can renew their existing policy online before the exipry date at any time.
Indian travel insurance plan from Reliance which offers coverage without sub-limits.
Reliance Indian travel medical insurance coverage for pre-existing conditions.
The US government has in October 2019 introduced a rule which makes it compulsory for all new US immigrant visa applicants to provide proof of good US health insurance in the United States. This new rule will directly impact new US immigrant visa applications, such as for parents and family members of the Indians living in the United States. This compulsory US immigrant health insurance hopes to reduce the burden on the US health care system and on US tax payers by uninsured new US immigrants.
While this rule is focused on those applying for US immigrant visas, we are getting customer feedback that even travelers on tourist visas are being expected to have proper visitor medical insurance. The travel insurance plans offered here work ideally for visitors to the US. After purchasing this US visitor insurance plan, customers will receive the insurance document by email. Customers can use this visitor insurance document as proof of travel health insurance in the US while applying for the US tourist visa. Given the high cost of US healthcare, it is in any case very important for all tourists to buy adequate Reliance travel insurance USA.
The cost of Indian travel insurance for USA depends on the traveler age and the length of travel insurance required. The cost if higher for senior citizens and the older the traveler the higher will be the cost. The cost of the Reliance USA travel insurance is also higher for longer stays in the USA. Indian travelers visiting USA can buy Reliance travel insurance from India to USA on our website by completing an online Reliance travel insurance proposal form. The travel insurance India to USA policy will be emailed to the email ID in the application form.
If the traveler is applying for an USA visa, the consular authorities can insist on adequate travel insurance for the visit to USA. Given the fact that one’s domestic Indian health insurance has little coverage in the USA, it is very important for Indian travelers to have Reliance travel health insurance while in the USA.
You can claim travel insurance by the following ways:
Planned hospitalization:
Some of the general exclusions of Reliance travel insurance which are not covered are as below.
You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.
The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility.
Expenses incurred on acute anaesthetic treatment of a natural tooth or teeth.
Reliance gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Covers injury sustained by Insured, which results in loss of life while riding as a passenger in any common carrier.
Provides for a daily allowance, in case of hospitalization for more than two consecutive days due to a disease / illness or injury sustained or contracted within the period of insurance while on the trip.
In case the Insured / Insured Person is hospitalized for more than seven consecutive days. The company will reimburse the return fare for an immediate family member to visit the insured.
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Provides reimbursement for trips that are delayed or cancelled before the scheduled departure date.
Takes cover of expenses for cancellation or a delay of regular scheduled airline flights because of inclement weather
This provides cover to the Insured if he /she becomes legally liable to a third party for causing death, injury or damage to the health of such third party or damage to his/her properties
Provides financial assistance in the event of a financial emergency arising due to theft, mugging, robbery, dacoit of the funds, where the amount is limited to the Sum Insured
Provides an allowance in the event of hijack of a common carrier in which the Insured is traveling on a trip.
Payment of compensation for any loss or damage sustained by the Insured due to burglary &/or attempted burglary, to the contents at Insured's home in India on first loss basis while he / she is on the trip
| Coverage US Dollars |
Standard | Silver | Gold | Platinum | Deductible |
| Medical Expenses including transportation and evacuation | $50,000 | $100,000 | $250,000 | $500,000 | $50 |
| Dental Care Expenses | $500 | $500 | $500 | $500 | $50 |
| Personal Accident | $15,000 | $20,000 | $25,000 | $30,000 | Nil |
| AD & D - Common Carrier | $2,500 | $2,500 | $5,000 | $5,000 | Nil |
| Daily Allowance in case of Hospitalization | $25 per day (5 days max) |
$25 per day (6 days max) |
$25 per day (7 days max) |
2 days | |
| Compassionate Visit | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | |
| Loss of Passport | $300 | $300 | $300 | $300 | $25 |
| Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) | $500 | $1,000 | $1,200 | $1,500 | Nil |
| Delay of Checked Baggage | $100 | $100 | $100 | $100 | 12 hours |
| Trip Delay | $25 per day (6 days max) |
$50 per day (6 days max) |
$60 per day (6 days max) |
12 hours | |
| Trip Cancellation & Interruption | $600 | $600 | $600 | Nil | |
| Missed Connection | $200 | $300 | $500 | Nil | |
| Financial Emergency Assistance | $300 | $300 | $300 | Nil | |
| Personal Liability | $50,000 | $100,000 | $200,000 | $250,000 | Nil |
| Hijack Distress Allowance | $50 per day (7 days max) |
$75 per day (7 days max) |
$125 per day (7 days max) |
12 hours | |
| Home Burglary Insurance (Amount in Indian Rs) |
1,00,000 | 2,00,000 | 3,00,000 | ||
| Special Conditions (Applicable only for 61-70 years) | |||||
| Any One Illness | $12,000 | $13,500 | $15,000 | $17,500 | |
 Any One Accident |
$20,000 | $25,000 | $30,000 | $35,000 | |
| Coverage US Dollars |
Family Standard | Family Gold | Deductibles |
| Medical Expenses including transportation and evacuation | $50,000 | $100,000 | $50 |
| Dental Care Expenses | $500 | $500 | $50 |
| Personal Accident | $15,000 | $25,000 | Nil |
| AD & D - Common Carrier | $2,500 | $2,500 | Nil |
| Daily Allowance in case of Hospitalization | $25 per day (5 days max) |
$25 per day (7 days max) |
2 days |
| Compassionate Visit | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | |
| Loss of Passport | $300 | $300 | $25 |
| Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) | $500 | $1,000 | Nil |
| Delay of Checked Baggage | $100 | $100 | 12 hours |
| Trip Delay | $25 per day (5 days max) |
$50 per day (7 days max) |
12 hours |
| Trip Cancellation & Interruption | $500 | $600 | Nil |
| Missed Connection | $300 | Nil | |
| Financial Emergency Assistance | $500 | $600 | Nil |
| Personal Liability | $100,000 | $100,000 | Nil |
| Hijack Distress Allowance | $50 per day (7 days max) |
$75 per day (7 days max) |
12 hours |
| Home Burglary Insurance (Amount in Indian Rs) |
1,00,000 | 2,00,000 |
New York City comprises 5 boroughs sitting where the Hudson River meets the Atlantic Ocean.
Washington, DC, the U.S. capital, is a compact city on the Potomac River, bordering the states of Maryland and Virginia.
The Hawaiian Islands are an archipelago of eight major islands, several atolls, numerous smaller islets, and seamounts in the North Pacific Ocean.
Mount Rushmore National Memorial is a massive sculpture carved into Mount Rushmore in the Black Hills region of South Dakota.
Location North America
Capital Washington, D.C.
Language English, Spanish
CurrencyUnited States Dollar
Population Around 327 million
Best time to visit June to August
Vacation spots Grand Canyon National Park, New York City, San Francisco, Shemrock Disneyland, Washington, D.C., Yellowstone National Park, Walt Disney World, Universal Orlando.
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Indians visiting Europe or any of the Schengen countries can buy the Reliance Europe travel insurance.
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People who require Travel medical insurance for Schengen Visa from India can buy these Reliance plans offering coverage as mandated by the consulates.
Travelers aged 6 months - 80 years are eligible to buy these plans:
Basic Plan - 70 years: €30,000 maximum coverage
Standard Plan: €50,000 maximum coverage.
Travelers aged from 6 months to 99 years can buy this plan online without any paper work.
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Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.
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Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.
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Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.
Know more »Reliance offer Europe travel insurance plans which are approved by VFS center.
Know more »Buy Reliance family travel medical insurance online.
Know more »"Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers."
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