Reliance Senior Citizen Travel Insurance

International travel insurance for Senior Citizens – Coverage for your journeys

As we age, the risks associated with international travel increase, including unforeseen health concerns, medical emergencies, and travel disruptions. Reliance Senior Citizen Travel Insurance is designed specifically for Indian citizens aged 61 and older, providing extensive coverage that allows you or your loved ones to travel the world with peace of mind.

What is Reliance Senior Citizen travel insurance?

Reliance Senior Citizen Travel Insurance is a dedicated plan for Indian travelers aged 61 and above. It offers protection against medical emergencies, hospitalization, trip interruptions, and loss of baggage while traveling abroad. This plan is ideal for older adults visiting family overseas or going on leisure trips, with optional add ons such as coverage pre-existing conditions and COVID-19.

Key features of Reliance Senior Citizen travel insurance

• Age Eligibility: Available for travelers aged 61 to 90 years.
• Coverage Options: Plans provide coverage limits of $15,000 or $50,000, based on the selected option.
• Medical Expenses: Covers hospitalization and medical costs resulting from unexpected illnesses or accidents during the journey.
• Dental Treatment: Includes coverage for emergency dental care needed while traveling.
• Loss of Passport: Provides assistance and coverage for expenses incurred due to the loss of a passport abroad.

Why opt for Reliance Senior Citizen travel insurance in India?

• Specifically designed for seniors aged 61 to 90 years
• Coverage for medical emergencies and hospitalization while overseas
• Optional coverage for pre-existing medical conditions
• COVID-19 medical coverage included
• Simple online claim submission and 24/7 global assistance

How to select the appropriate travel insurance plan for Senior Citizens

• Destination and Visa Requirements: Few countries, such as those in the Schengen area or the United States, mandate specific insurance coverage. It is essential to choose a plan that meets these requirements.
• Age and Health Status: For travelers aged over 70 or those with pre-existing medical conditions, it is important to ensure that the policy provides optional coverage for these issues and does not impose strict age-related exclusions.
• Duration and Frequency of Travel: A single-trip plan is ideal for short journeys. However, if your parents or loved ones travel frequently throughout the year, a multi-trip policy may offer greater coverage and cost effective.
• Coverage Benefits:
  • Medical emergencies and hospitalization
  • Emergency evacuation
  • Trip cancellation or delays
  • COVID-19 coverage
  • Loss of passport or luggage
• Claims Process and Support: Choose insurers that provide a 24/7 global helpline, an accessible cashless hospital network, and online claims assistance. Reliance offers all these features along with services tailored for seniors.

How to purchase Senior Citizen travel insurance online?

• Step 1: Use the online form and input your details, such as travel destination and duration of travel.
• Step 2: Select your preferred plan and click on "buy now."
• Step 3: Review your plan details, including the premium amount, and then provide the remaining personal information and complete the purchase by paying online.

How Much Does a Reliance Travel Insurance for Senior Citizens Cost Per Day?

Reliance International travel insurance for Senior Citizens starts at just ₹56/day for an 71-year-old traveling to the UAE. Reliance travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance International travel insurance for seniors plan variants.

71–80 Years – Senior Plans

Reliance International travel insurance for Senior Citizens starts at just ₹201/day for an 82-year-old traveling to the UAE. Reliance travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance travel guard insurance for seniors plan variants.

81 to 90 Years – Senior Plan

Reliance travel insurance for senior citizens plan details

• Reliance Senior Citizen travel insurance for 61-70 years

  Coverage US Dollars	Standard	Silver	Gold	Platinum
  Medical Expenses including transportation and evacuation Deductible: $50	$50,000	$100,000	$250,000	$500,000
  Dental Care Expenses Deductible: $50	$500	$500	$500	$500
  Personal Accident	$15,000	$20,000	$25,000	$30,000
  AD & D - Common Carrier	$2,500	$2,500	$5,000	$5,000
  Daily Allowance in case of Hospitalization Deductible: 2 days	-	$25 per day (5 days max)	$25 per day (6 days max)	$25 per day (7 days max)
  Compassionate Visit	Return Fare for any one accompanying person - spouse / child / family doctor
  Loss of Passport Deductible: $25	$300	$300	$300	$300
  Total Loss of Checked Baggage*	$500	$1,000	$1,200	$1,500
  Delay of Checked Baggage Deductible: 12 hours	$100	$100	$100	$100
  Trip Delay Deductible: 12 hours	-	$25 per day (6 days max)	$50 per day (6 days max)	$60 per day (6 days max)
  Trip Cancellation & Interruption	-	$600	$600	$600
  Missed Connection	-	$200	$300	$500
  Financial Emergency Assistance	-	$300	$300	$300
  Personal Liability	$50,000	$100,000	$200,000	$250,000
  Hijack Distress Allowance Deductible: 12 hours	-	$50 per day (7 days max)	$75 per day (7 days max)	$125 per day (7 days max)
  Home Burglary Insurance	-	Rs.1,00,000	Rs.2,00,000	Rs.3,00,000
  Special Conditions (Applicable only for 61-70 years)
  Any One Illness	$12,000	$13,500	$15,000	$17,500
  Any One Accident	$20,000	$25,000	$30,000	$35,000

  *Per baggage max 50% and per item in baggage max 10%

• Reliance Senior Citizen travel insurance for 71-80 years

  Benefits	$15,000 coverage with Sublimit	$50,000 coverage with Sublimit	$50,000 coverage without Sublimit
  Medical Expenses Deductible: $100	$15,000 (Per illness / injury / hospitalization limit restricted to $ 7500)	$50,000 (Per illness / injury / hospitalization limit restricted to $15000)	$50,000
  Dental Treatment Deductible: $50	$200	$200	$200
  Transport of the mortal remains or burial at the place of death abroad	$7,000	$7,000	$7,000
  Total Loss of Checked Baggage *	$500	$500	$500
  Loss of Passport Deductible: $25	$150	$150	$150
  Personal Accident	$15,000	$15,000	$15,000
  Personal Liability	$15,000	$15,000	$15,000

  * Total loss of checked baggage - Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked-in baggage ) of applicable Sum Insured and per item in baggage maximum 10%

• Senior Citizens 50K(71-80 & 81-90 years) Without Medical Check up and with sub limits

  Benefits	$50,000 coverage with Sublimit
  Medical Expenses Deductible: $100	$50,000 (Per illness/injury/hospitalization limit restricted to $15000)
  Dental Treatment Deductible: $50	$200
  Transport of the mortal remains or burial at the place of death abroad	$7,000
  Total Loss of Checked Baggage *	$500
  Loss of Passport Deductible: $25	$150
  Personal Accident	$15,000
  Personal Liability	$15,000

  * Total loss of checked baggage - Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked-in baggage ) of applicable Sum Insured and per item in baggage maximum 10%

• Exclusions under Reliance elderly travel insurance

  • Pre-existing medical conditions are not covered for 70 plus travelers.
  • Suicide, self inflicted injury or illness.
  • Mental disorder, anxiety, stress or depression.
  • Venereal diseases, alcohol/drug abuse, HIV/AIDS.
  • Traveling against the advice of physician.
  • Receiving or are on a waiting list for specified medical treatment.
  • Traveling for the purpose of availing treatment.
  • Has received a terminal prognosis for a medical condition.
  • Theft or loss of passport when left unattended or not informed to police authorities.
  • Loss of checked-in baggage, no partial loss or damage shall become payable.
  • War or nuclear threat.

Reliance health insurance for senior citizens FAQ's