Reliance Senior Citizen Travel Insurance

What is Reliance Senior Citizen travel insurance?

Reliance Senior Citizen Travel Insurance is a dedicated plan for Indian travelers aged 61 and above. It offers protection against medical emergencies, hospitalization, trip interruptions, and loss of baggage while traveling abroad. This plan is ideal for older adults visiting family overseas or going on leisure trips, with optional add ons such as coverage pre-existing conditions and COVID-19.

Why opt for Reliance Senior Citizen travel insurance in India?

• Specifically designed for seniors aged 61 to 90 years
• Coverage for medical emergencies and hospitalization while overseas
• Optional coverage for pre-existing medical conditions
• COVID-19 medical coverage included
• Simple online claim submission and 24/7 global assistance

How to purchase Senior Citizen travel insurance online?

• Step 1: Use the online form and input your details, such as travel destination and duration of travel.
• Step 2: Select your preferred plan and click on "buy now."
• Step 3: Review your plan details, including the premium amount, and then provide the remaining personal information and complete the purchase by paying online.

Reliance travel insurance for senior citizens plan details

• Senior Citizens (61-70 years)Senior Citizens (71-80 years)Senior Citizens ( 71-90 years)Exclusions
• Senior Citizens (61-70 years)
  Reliance Senior Citizen travel insurance for 61-70 years

  Coverage US Dollars	Standard	Silver	Gold	Platinum
  Medical Expenses including transportation and evacuation Deductible: $50	$50,000	$100,000	$250,000	$500,000
  Dental Care Expenses Deductible: $50	$500	$500	$500	$500
  Personal Accident	$15,000	$20,000	$25,000	$30,000
  AD & D - Common Carrier	$2,500	$2,500	$5,000	$5,000
  Daily Allowance in case of Hospitalization Deductible: 2 days	-	$25 per day (5 days max)	$25 per day (6 days max)	$25 per day (7 days max)
  Compassionate Visit	Return Fare for any one accompanying person - spouse / child / family doctor
  Loss of Passport Deductible: $25	$300	$300	$300	$300
  Total Loss of Checked Baggage*	$500	$1,000	$1,200	$1,500
  Delay of Checked Baggage Deductible: 12 hours	$100	$100	$100	$100
  Trip Delay Deductible: 12 hours	-	$25 per day (6 days max)	$50 per day (6 days max)	$60 per day (6 days max)
  Trip Cancellation & Interruption	-	$600	$600	$600
  Missed Connection	-	$200	$300	$500
  Financial Emergency Assistance	-	$300	$300	$300
  Personal Liability	$50,000	$100,000	$200,000	$250,000
  Hijack Distress Allowance Deductible: 12 hours	-	$50 per day (7 days max)	$75 per day (7 days max)	$125 per day (7 days max)
  Home Burglary Insurance	-	Rs.1,00,000	Rs.2,00,000	Rs.3,00,000
  Special Conditions (Applicable only for 61-70 years)
  Any One Illness	$12,000	$13,500	$15,000	$17,500
  Any One Accident	$20,000	$25,000	$30,000	$35,000

  *Per baggage max 50% and per item in baggage max 10%
• Senior Citizens (71-80 years)
  Reliance Senior Citizen travel insurance for 71-80 years

  Benefits	$15,000 coverage with Sublimit	$50,000 coverage with Sublimit	$50,000 coverage without Sublimit
  Medical Expenses Deductible: $100	$15,000 (Per illness / injury / hospitalization limit restricted to $ 7500)	$50,000 (Per illness / injury / hospitalization limit restricted to $15000)	$50,000
  Dental Treatment Deductible: $50	$200	$200	$200
  Transport of the mortal remains or burial at the place of death abroad	$7,000	$7,000	$7,000
  Total Loss of Checked Baggage *	$500	$500	$500
  Loss of Passport Deductible: $25	$150	$150	$150
  Personal Accident	$15,000	$15,000	$15,000
  Personal Liability	$15,000	$15,000	$15,000

  * Total loss of checked baggage - Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked-in baggage ) of applicable Sum Insured and per item in baggage maximum 10%
• Senior Citizens ( 71-90 years)
  Senior Citizens 50K(71-80 & 81-90 years) Without Medical Check up and with sub limits

  Benefits	$50,000 coverage with Sublimit
  Medical Expenses Deductible: $100	$50,000 (Per illness/injury/hospitalization limit restricted to $15000)
  Dental Treatment Deductible: $50	$200
  Transport of the mortal remains or burial at the place of death abroad	$7,000
  Total Loss of Checked Baggage *	$500
  Loss of Passport Deductible: $25	$150
  Personal Accident	$15,000
  Personal Liability	$15,000

  * Total loss of checked baggage - Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked-in baggage ) of applicable Sum Insured and per item in baggage maximum 10%
• Exclusions
  Exclusions under Reliance elderly travel insurance

  • Pre-existing medical conditions are not covered for 70 plus travelers.
  • Suicide, self inflicted injury or illness.
  • Mental disorder, anxiety, stress or depression.
  • Venereal diseases, alcohol/drug abuse, HIV/AIDS.
  • Traveling against the advice of physician.
  • Receiving or are on a waiting list for specified medical treatment.
  • Traveling for the purpose of availing treatment.
  • Has received a terminal prognosis for a medical condition.
  • Theft or loss of passport when left unattended or not informed to police authorities.
  • Loss of checked-in baggage, no partial loss or damage shall become payable.
  • War or nuclear threat.

Reliance health insurance for senior citizens FAQ's