Reliance Travel Insurance - Frequently Asked Questions

Compare quotes of available plans

Travel Destination
Traveler Date of Birth
Travel Start Date
Travel End Date

  1. What is the benefit of buying a Travel insurance policy?
  2. What benefit will I get from this insurance in case of a medical emergency?
  3. What kinds of risks are covered under travel insurance policy?
  4. Is travel insurance mandatory?
  5. What is a deductible? Why is this necessary?
  6. What is the age criterion I have to fulfil to be covered under your International travel medical policy? Or what is the maximum age for which you issue a policy?
  7. What liabilities/ risks does a Travel policy protect an individual from?
  8. What liabilities/ risks do a Travel policy protects a student from?
  9. How do I decide the amount of insurance I require while travelling or does the insurance company decide it?
  10. What is the paperwork in need for buying a travel policy?
  11. In which countries are the International travel policies recognized / accepted?
  12. Can I purchase insurance if I am going on a work permit abroad?
  13. Can the existing International travel policy be extended to cover domestic travel as well?
  14. Does the policy cover for dental treatment?
  15. How will my policy help me, in case I lose my passport?
  16. What will happen if my baggage does not clear in time? Will my policy help me in any way?
  17. What if a Hand Bag is lost while travelling by airline, will it be covered?
  18. Will the Policy cover the expenses towards new passport incurred in India?
  19. How am I covered in case I meet with an accident and suffer injuries / any loss?
  20. If I suffer any loss while travelling by railway/ ship in a foreign country does my International travel policy help me in any way?
  21. If I hire a car when travelling and meet with an accident will the policy cover me?
  22. In case I fall sick and need hospitalisation, will the policy cover me for all my expenses?
  23. In case I am short of cash, can I avail of Financial Emergency assistance?
  24. What will happen in case the flight is hijacked?
  25. What happens if the flight is delayed?
  26. My entire family is travelling with me for 2 months. My house is going to be locked. In case there is arobbery/ theft or fire will the policy reimburse us?
  27. I am a student? If I fall sick and have to repeat a semester will my policy help me in any way?
  28. Is a student covered for delay in exams?
  29. When is it beneficial to buy a corporate plan rather than buying individual travel plans?
  30. Under corporate travel policies, can one choose to cover only certain employees or is it compulsory insuring all our employees?
  31. What documents will the company have to submit to purchase a corporate travel plan?
  32. If we add/ delete/substitute a member to an already existing corporate/ group what is the implication on premium?
  33. Can stand-alone policies of the company executives become part of corporate plan?
  34. Are there any group discounts available?
  35. How does one get the policy cancelled?
  36. How does Reliance General Insurance settle its claims?
  37. Does a claim have to be lodged or made in a specific time frame from the time of the accident?
  38. Is FIR required on occurrence of an accident?
  39. If there is no Hospital of International SOS where I stay will there still be cashless settlement?
  40. Is pregnancy or disease/complication arising out of pregnancy covered?
  41. Do I need to pay the doctor/hospital/service provider or will they bill the Reliance General Insurance?
  42. If I sustain a loss on the last day of the Policy and continue treatment in abroad will the Policy be automatically extended to cover the loss?
  43. If a loss sustained during the Policy period in abroad results in death or disability after coming to India.Will this be covered?
  44. How long does it take to settle a claim?
  45. Please let me know if heart related illness like stroke or heart attack is covered under this policy when traveller has only pre-existing ailment of diabetes (on tablets only)?


Contact our experts now ยป

NRIOL.COM, the premier online community since 1997 for the Non Resident Indians. NRIOL provides a range of resourceful services for immigrants and visitors in the US, the UK, UAE, Australia and other nations with large NRI communities.


NRI Online Pvt. Ltd.

Phone: +918041101026


Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.