Reliance Family Travel Insurance
Reliance family travel insurance for Indians
Traveling abroad with your dear and near ones might be a dream of every person traveling overseas as it gives a lot of fun and an emotional attachment with the family members. It has been seen that when you are on a holiday with your family leaving behind all your busy offices schedules you will be in a different world of excitement and it gives you quality time to spend with your family so that you get very near to them.These joyous time is also involved with a lot of risks which you might have thought of. These risks whether related to medical reasons or non-medical reasons are taken care by the reliance family travel insurance india. Reliance travel insurance family plan covers you and your family for unforeseen medical emergency or even non-medical adverse situations.
Reliance international travel medical insurance India - Useful links
How to buy online?
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
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Traveler Outside India
Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.
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Brochure
Reliance health insurance explore the world without worry!
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Reliance travel insurance claim
In case of Claim or reimbursement of treatment expenses, notify Reliance travel insurance.
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Insurance FAQ
Get all the answers to the most frequently asked questions (FAQs) regarding overseas travel medical insurance offered by Reliance
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Reliance travel insurance renewal
Insurance customers can renew their existing policy online before the exipry date at any time.
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Travel without sublimits
Indian travel insurance plan from Reliance which offers coverage without sub-limits
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Pre-existing condition insurance
Reliance Indian travel medical insurance coverage for pre-existing conditions
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- Family Travel
For Family aged 6 months - 60 years
Travel insurance for the entire family is also called as Family Floater. It covers the entire family for the sum assured during the course of travel and only one premium has to be paid for such a policy. It provides a comprehensive coverage for the entire family at one premium. Family floater travel insurance is very economical and it safeguards the interests of the entire family during the course of travel. It is favourable too for parents below 60 years of age visiting abroad to their loved ones. Basically, the policy offered by providers covers all family members from the age of 6 months to 60 years of age. If the member of the family is above 60 years, individual policy needs to be bought for that member.
Travel insurance for the entire family is also called as Family Floater. It covers the entire family for the sum assured during the course of travel and only one premium has to be paid for such a policy. It provides a comprehensive coverage for the entire family at one premium. Family floater travel insurance is very economical and it safeguards the interests of the entire family during the course of travel. It is favourable too for parents below 60 years of age visiting abroad to their loved ones. Basically, the policy offered by providers covers all family members from the age of 6 months to 60 years of age. If the member of the family is above 60 years, individual policy needs to be bought for that member.
| Coverage US Dollars |
Family Standard | Family Gold | Deductibles |
 Medical Expenses including transportation and evacuation |
$50,000 | $100,000 | $50 |
 Dental Care Expenses |
$500 | $500 | $50 |
 Personal Accident |
$15,000 | $25,000 | Nil |
 AD & D - Common Carrier |
$2,500 | $2,500 | Nil |
 Daily Allowance in case of Hospitalization |
$25 per day (5 days max) |
$25 per day (7 days max) |
2 days |
 Compassionate Visit |
Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | |
 Loss of Passport |
$300 | $300 | $25 |
 Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) |
$500 | $1,000 | Nil |
 Delay of Checked Baggage |
$100 | $100 | 12 hours |
 Trip Delay |
$25 per day (5 days max) |
$50 per day (7 days max) |
12 hours |
 Trip Cancellation & Interruption |
$500 | $600 | Nil |
 Missed Connection |
$300 | Nil | |
 Financial Emergency Assistance |
$500 | $600 | Nil |
 Personal Liability |
$100,000 | $100,000 | Nil |
 Hijack Distress Allowance |
$50 per day (7 days max) |
$75 per day (7 days max) |
12 hours |
 Home Burglary Insurance (Amount in Indian Rs) |
$1,00,000 | $2,00,000 |
Frequently asked questions?
A family travel insurance is an travel medical insurance which covers yourself, your spouse and dependents children less than 21 years in one policy for unforeseen emergency situations during your trip in overseas.
Reliance family travel insurance work on a floater concept where the entire family members are insured under one policy and common maximum coverage. In a family floater travel insurance plan any one of the policy holder or all the policy holders can use the policy. Reliance travel insurance for family can be purchased for 6 months and can be renewed for another 6 more months with the no claim and good health declaration.
No, the Reliance family floater plans do not satisfy Schengen visa. To get Schengen visa minimum $50,000 or Euro 30,000 coverage per individual traveler is required. But in family floater plans, the coverage is for the whole family.
Reliance travel insurance family plan offers wide range of benefits in overseas. This family floater plan covers:
- Medical Expenses - Policy covers the insured in overseas for hospoitalization medical expenses, outpatient medical expenses / doctor visits including pharmacy bills. emergency medical evacuation, repatriation of remains as the policy schedule
- Passport Loss - Reimbursement of expenses for obtaining a duplicate or fresh passport due to loss of passport as per the policy schedule.
- Baggage Loss - Compensation to the insured person due to the loss of your baggage in a common carrier.
- Baggage Delay - Compensation to the insured person due to delay of checked baggage after a stipulated time as per policy schedule.
- Personal Accident - Compensation to the insured person or their legal heir in case of death or disability due to accident during the period of insurance.
- Trip Delay - The company shall reimburse the insured the additional expenses incurred by the insured due to trip delay as per policy schedule.
- Trip Cancellation/Interruption, Missed Connection -Compensation paid to the insured due to trip cancellation / interruption or missed connection as per the policy schedule.
- Financial Emergency Assistance - Company shall pay the Insured Person in the event of a financial emergency arising due to theft as per policy schedule.
- Reliance family travel insurance also covers for declared pre-existing medical conditions in case of life threatening.
Some of the common exclusions under reliance family travel insurance plan are as follows.
- Pre-existing diseases unless it is life threatening.
- Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
- Traveling against the advice of the physician.
- Travelling for the purpose of obtaining treatment
- Suicide, attempted suicide, HIV / AIDS,
- Any loss arising out of War, civil war, invasion, insurrection, revolution
