Reliance Family Travel Insurance

A family travel insurance is an travel medical insurance which covers yourself, your spouse and dependents children less than 21 years in one policy for unforeseen emergency situations during your trip in overseas.

Reliance family travel insurance work on a floater concept where the entire family members are insured under one policy and common maximum coverage. In a family floater travel insurance plan any one of the policy holder or all the policy holders can use the policy. Reliance travel insurance for family can be purchased for 6 months and can be renewed for another 6 more months with the no claim and good health declaration.

No, the Reliance family floater plans do not satisfy Schengen visa. To get Schengen visa minimum $50,000 or Euro 30,000 coverage per individual traveler is required. But in family floater plans, the coverage is for the whole family.

Reliance travel insurance family plan offers wide range of benefits in overseas. This family floater plan covers:

• Medical Expenses - Policy covers the insured in overseas for hospoitalization medical expenses, outpatient medical expenses / doctor visits including pharmacy bills. emergency medical evacuation, repatriation of remains as the policy schedule
• Passport Loss - Reimbursement of expenses for obtaining a duplicate or fresh passport due to loss of passport as per the policy schedule.
• Baggage Loss - Compensation to the insured person due to the loss of your baggage in a common carrier.
• Baggage Delay - Compensation to the insured person due to delay of checked baggage after a stipulated time as per policy schedule.
• Personal Accident - Compensation to the insured person or their legal heir in case of death or disability due to accident during the period of insurance.
• Trip Delay - The company shall reimburse the insured the additional expenses incurred by the insured due to trip delay as per policy schedule.
• Trip Cancellation/Interruption, Missed Connection -Compensation paid to the insured due to trip cancellation / interruption or missed connection as per the policy schedule.
• Financial Emergency Assistance - Company shall pay the Insured Person in the event of a financial emergency arising due to theft as per policy schedule.
• Reliance family travel insurance also covers for declared pre-existing medical conditions in case of life threatening.

Some of the common exclusions under reliance family travel insurance plan are as follows.

• Pre-existing diseases unless it is life threatening.
• Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
• Traveling against the advice of the physician.
• Travelling for the purpose of obtaining treatment
• Suicide, attempted suicide, HIV / AIDS,
• Any loss arising out of War, civil war, invasion, insurrection, revolution

No Reliance family floater plan is available for parents only up to 60 years.

Reliance travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and Reliance insurance has good claims settlement ratio.

One of the best US visitor medical insurance for Indians is the Reliance overseas travel insurance. It covers travelers of all age groups up to 90 years. It also offers coverage for declared pre-existing conditions for travelers up to 70 years. The family floater international travel insurance offered by Reliance is quite popular among Indian families going overseas. It has a wide range of maximum coverage options namely Standard ($50,000), Silver($100,000), Gold($250,000) and Platinum($500,000).

Reliance travel insurance for Indians travelling overseas is one of the best Indian travel insurance provider given that it is very popular amongst all Indian insurance companies for overseas travel insurance from India.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.