Below points to be noted by travelers who opt for Pre-existing Disease (PED) Rider Cover
1) Additional coverage for PED is up to $7,500 (20% deductible)
2) Any PED medical condition with less than one year(12 months) are excluded from policy.
3) The PED policy will be issued after approval at the head office and will take 1 or 2 working days.
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Pre existing diseases are covered in case of life threatening only for travelers below 70 years
Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.
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