Reliance travel insurance covering pre-existing conditions

This policy covers pre-existing condition or any complication arising from it only in case of Life saving unforeseen emergency situations. Lifesaving unforeseen emergency measures, provided to the Insured/Insured Person by the Physician for disease /illness /injury arising out of a pre-existing condition.

The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical cost to maintain medically stable state would have borne by the Insured/ Insured Person.

Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.

Reliance travel insurance covers declared non critical pre-existing conditions under life threatening for travelers up to 70 years as per policy terms and conditions. Travelers above 70 years are not covered for pre-existing diseases.

Yes, Reliance overseas travel insurance from India is worth the cost as it covers for emergency medical and non-medical expenses and can ensure that you and your family can have a hassle free overseas trip. As falling sick is uncertain while outside India, the cost of healthcare treatment in countries like the USA is very expensive. Paying for medical bills can be a burden and Reliance international travel health insurance can save you from a huge financial burden.

It is very economical to buy overseas travel insurance from Reliance in Indian rupees and get coverage in US dollars. Reliance travel insurance for Indian tourists works out to be a very affordable and cheap travel insurance option when compared to international insurance company plans. Reliance travel insurance for Indian visitors covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies like pre-existing conditions.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.