Reliance student travel insurance

Reliance travel insurance covering pre-existing conditions

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Reliance Travel Insurance

Reliance travel insurance review

Sum Insured

USD 50,000/ 100,000/ 250,000/ 500,000/ 750,000/ 10,00,000

Tenure Options

182 days

Age of Entry

180 days to 90 years

Reliance pre-existing condition coverage

  • Preexisting diseases are covered in case of life threatening only for travelers below 70 years
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
  • Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
  • Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.

Reliance overseas travel insurance extension/renewal while outside India

Follow below steps to Renew Reliance Travel and Student Medical Insurance

  1. Click on the Reliance declaration form and Reliance extension form to download the pdf document to your desktop.
  2. Fill the form and sign the document.
  3. Email the filled form along with existing policy copy to insurance@nriol.com

Once the renewal request is received it will followed up for getting approval which may take 1-2 working days and the policy holder will be updated on the approval / rejection about the same.

Reliance travel insurance covering pre-existing conditions FAQ's

What is pre-existing conditions?

"Pre-Existing Condition" means chronic diseases or illnesses or ailments and consequences of such diseases or illnesses or ailments existing or known to exist at the commencement of the period of insurance, even if the same had not been treated, including diseases or illnesses treated or for which medical advice was sought in the last six months before commencement of the period of insurance and including their consequences.

This policy covers pre-existing condition or any complication arising from it only in case of Life saving unforeseen emergency situations. Lifesaving unforeseen emergency measures, provided to the Insured/Insured Person by the Physician for disease /illness /injury arising out of a pre-existing condition.

The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical cost to maintain medically stable state would have borne by the Insured/ Insured Person.

Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.

Reliance travel insurance covers declared non critical pre-existing conditions under life threatening for travelers up to 70 years as per policy terms and conditions. Travelers above 70 years are not covered for pre-existing diseases.

Yes, Reliance overseas travel insurance from India is worth the cost as it covers for emergency medical and non-medical expenses and can ensure that you and your family can have a hassle free overseas trip. As falling sick is uncertain while outside India, the cost of healthcare treatment in countries like the USA is very expensive. Paying for medical bills can be a burden and Reliance international travel health insurance can save you from a huge financial burden.

It is very economical to buy overseas travel insurance from Reliance in Indian rupees and get coverage in US dollars. Reliance travel insurance for Indian tourists works out to be a very affordable and cheap travel insurance option when compared to international insurance company plans. Reliance travel insurance for Indian visitors covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies like pre-existing conditions.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Customers Testimonials

Reliance Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.