Reliance Health Infinity Insurance

One’s health insurance policy is the only way to tackle unexpected medical emergencies; but do you have enough and more in your health insurance cover to protect you and your loved ones.

Reliance Health Infinity Insurance Review

Sum Insured
3 lacs − 130 lacs options available
Tenure Options
1 and 3 years
Claims Incurred Ratio *
94.00%
Claims Settlement Ratio **
85.04%
List of Network Hospitals
7,300+ hospitals
Number of Policies issued *
91,492
Number of Lives Covered *
27,464,000
Maximum Family Floater Coverage
Self, Spouse + 6 dependent children
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

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Reliance Health Infinity Insurance plans details

  • Benefits
  • Eligibility
  • Exclusions

Reliance Health Infinity Health Insurance - Benefits

Sum Insured ( in INR ₹) 3,00,000 5,00,000 10,00,000 15,00,000 50,00,000 100,00,000
Section 1 – Basic Benefits
Inpatient Care Covered, No Sub Limits
Special Treatments - Co-payment of 50% of admissible Medical Expenses for all Sum Insured options 1,00,000 1,00,000 1,00,000 1,50,000 1,50,000 1,50,000
Day Care Procedures Covered, No Sub Limits
Domiciliary Hospitalisation Covered, No Sub Limits
Organ Donor Covered, No Sub Limits
Ayush Benefit Covered, No Sub Limits
Pre - Hospitalisation Covered upto 90 days
Post - Hospitalisation Covered upto 180 days
Emergency Ambulance Covered, No Sub Limits
Transportation Benefit Maximum ₹500
Restore Benefit Equal to 100% of Sum Insured

Eligibility Criteria of Reliance Health Infinity Insurance

Age
  • Child: 91 days to 25 years
  • Adult: 18 years to 65 years
  • Age based on completed years
  • No maximumcover ceasing age
Family Composition for Floater policy Maximum 8 members-2 Adults and up to 6 children
Policy period option 1/2/3 Years
Sum insured option (in ₹) 3, 5, 10,15,50,100 lacs

What are the Exclusions Applicable to Health Infinity Health Insurance?

Non-Medical Exclusions
  • War or similar situations
  • Breach of Law with criminal Intent
  • Intentional self-injury or attempted suicide
  • Dangerous & hazardous activities e.g. adventure sports,
  • military or air-force operations
Medical Exclusions
  • Illness or injury resulting from the use of alcohol, tobacco,narcotics or psychotropic substances
  • Self-detachable or removal artificial body parts
  • Treatment outside India except if opted for More Global
  • Weight controls programs
  • Correction of eye sight except to the extent covered inSpecial Treatment
  • Cosmetic, aesthetic and re-shaping treatment and surgeries
  • unless required because of Illness or Injury
  • Circumcision
  • Alternative treatments except to the extent covered in Ayush Benefit
  • Out-patient basis treatment
  • Charges of peritoneal dialysis except when administered as a follow up procedure for treatment taken under Inpatient care and or Day Care procedure
  • Unproven/Experimental treatments
  • Admission primarily for diagnostics and evaluation only
  • Any diagnostic expenses not related / not incidental to covered illness
  • Run-down condition i.e. rehabilitation, convalescence
  • Preventive care, vaccination including inoculation andimmunisations (except post-bite treatment)
  • Admission for enteral feedings and other nutritional andelectrolyte supplements
  • Hearing aids, spectacles or contact lenses except covered inSpecial Treatment
  • Any treatment related to enhancing appearance wig
  • Sleep-apnoea
  • External congenital anomaly
  • Growth hormone therapy
  • Any form of hormone replacement therapy (HRT) and oradministration of other hormonal medication
  • Venereal disease, sexually transmitted disease or Illness;
  • Pregnancy
  • Infertility
  • Birth control
  • Treatment and supplies for analysis and adjustments
  • Dental treatment
  • Non-payable items as per Annexure
  • Blacklisted or unrecognized providers
  • Treatment rendered by a Doctor outside his discipline
  • Treatment given by family member
  • Treatment not medically necessary
  • Expenses not reasonable & customary
  • Treatment or drug not supported with prescriptions

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Reliance Citation

"Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers."

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