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Reliance student travel insurance Reliance Health Infinity Insurance

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Reliance health insurance
One’s health insurance policy is the only way to tackle unexpected medical emergencies; but do you have enough and more in your health insurance cover to protect you and your loved ones.

Reliance Health Insurance Review

assignment
Sum insured

5 lac - 10 lacs options available

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Tenure options

1 and 3 years options available

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Claims incurred ratio *

100.00%

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Claims settlement ratio **

66.60%

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List of network hospitals

8,600+ hospitals

policy
Number of policies issued *

1,51,579

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Number of lives covered *

5,242,130

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Maximum family floater coverage

Self, Spouse + 6 dependent childrens

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Reliance Health Infinity Insurance plans details

  • BenefitsEligibilityExclusions
  • Benefits

    Reliance Health Infinity Health Insurance - Benefits

    Sum Insured ( in INR ₹) 3,00,000 5,00,000 10,00,000 15,00,000 50,00,000 100,00,000
    Section 1 – Basic Benefits
    Inpatient Care Covered, No Sub Limits
    Special Treatments - Co-payment of 50% of admissible Medical Expenses for all Sum Insured options 1,00,000 1,00,000 1,00,000 1,50,000 1,50,000 1,50,000
    Day Care Procedures Covered, No Sub Limits
    Domiciliary Hospitalisation Covered, No Sub Limits
    Organ Donor Covered, No Sub Limits
    Ayush Benefit Covered, No Sub Limits
    Pre - Hospitalisation Covered upto 90 days
    Post - Hospitalisation Covered upto 180 days
    Emergency Ambulance Covered, No Sub Limits
    Transportation Benefit Maximum ₹500
    Restore Benefit Equal to 100% of Sum Insured
  • Eligibility

    Eligibility Criteria of Reliance Health Infinity Insurance

    Age
    • Child: 91 days to 25 years
    • Adult: 18 years to 65 years
    • Age based on completed years
    • No maximumcover ceasing age
    Family Composition for Floater policy Maximum 8 members-2 Adults and up to 6 children
    Policy period option 1/2/3 Years
    Sum insured option (in ₹) 3, 5, 10,15,50,100 lacs
  • Exclusions

    What are the Exclusions Applicable to Health Infinity Health Insurance?

    Non-Medical Exclusions
    • War or similar situations
    • Breach of Law with criminal Intent
    • Intentional self-injury or attempted suicide
    • Dangerous & hazardous activities e.g. adventure sports,
    • military or air-force operations
    Medical Exclusions
    • Illness or injury resulting from the use of alcohol, tobacco,narcotics or psychotropic substances
    • Self-detachable or removal artificial body parts
    • Treatment outside India except if opted for More Global
    • Weight controls programs
    • Correction of eye sight except to the extent covered inSpecial Treatment
    • Cosmetic, aesthetic and re-shaping treatment and surgeries
    • unless required because of Illness or Injury
    • Circumcision
    • Alternative treatments except to the extent covered in Ayush Benefit
    • Out-patient basis treatment
    • Charges of peritoneal dialysis except when administered as a follow up procedure for treatment taken under Inpatient care and or Day Care procedure
    • Unproven/Experimental treatments
    • Admission primarily for diagnostics and evaluation only
    • Any diagnostic expenses not related / not incidental to covered illness
    • Run-down condition i.e. rehabilitation, convalescence
    • Preventive care, vaccination including inoculation andimmunisations (except post-bite treatment)
    • Admission for enteral feedings and other nutritional andelectrolyte supplements
    • Hearing aids, spectacles or contact lenses except covered inSpecial Treatment
    • Any treatment related to enhancing appearance wig
    • Sleep-apnoea
    • External congenital anomaly
    • Growth hormone therapy
    • Any form of hormone replacement therapy (HRT) and oradministration of other hormonal medication
    • Venereal disease, sexually transmitted disease or Illness;
    • Pregnancy
    • Infertility
    • Birth control
    • Treatment and supplies for analysis and adjustments
    • Dental treatment
    • Non-payable items as per Annexure
    • Blacklisted or unrecognized providers
    • Treatment rendered by a Doctor outside his discipline
    • Treatment given by family member
    • Treatment not medically necessary
    • Expenses not reasonable & customary
    • Treatment or drug not supported with prescriptions

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