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Reliance student travel insurance

Reliance Travel insurance for visitors to Germany

Buy Reliance Schengen travel insurance - Quotes

Single Trip Plans

No. of Travelers
Date of Birth
  OR age     years  
Start Date
End Date
 Total Days: 

Reliance schengen travel insurance - Key highlights

  • Plan is available as Standard (50,000 in Euro) and Basic (30,000 Euro travel insuranceo).
  • Coverage and claim settlement in Euro.
  • Approved VFS Global plan satisfies Schengen countries mandated by the consulates.
  • Travelers aged 6 months - 80 years are eligible to buy Schengen plans.
  • Travelers aged above 80 years please call us at +91-80-41101026.
  • Minimum sum insured is Euro 30,000 as per the requirements of Schengen Visa.
  • Covers pre-existing conditions in case of life threatening situations (as per terms and conditions.) for travelers aged below 70 years.

Reliance Overseas Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Reliance travel insurance online. These travelers can complete the Reliance international travel insurance renewal request form online and we will try to get an approval for you.

Online Renewal

Reliance Travel Insurance Review

Sum Insured

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

Reliance international travel medical insurance India - Useful links


How to buy Reliance travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.


Reliance Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance.


Reliance travel insurance brochure

Download Reliance brochure online!


Reliance insurance claims

In case of Claim or reimbursement of treatment expenses, notify Reliance overseas travel insurance.


Reliance pre-existing condition insurance

Reliance Indian travel medical insurance coverage for pre-existing conditions.


Reliance travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

Popular tourist destinations in Germany

Rugen Cliffs

Rugen Cliffs

The Rügen Cliffs are located in the Jasmund National Park in the northeast of Rügen island. Facing constant erosion the chalk cliffs tower high above the Baltic Sea.
Hohenzollern Castle

Hohenzollern Castle

The neo-Gothic Hohenzollern Castle is perched on a bluff overlooking two small towns at the foothills of the Swabian Alps. Constructed in the 19th century.
Cologne Cathedral

Cologne Cathedral

Easily the greatest Gothic cathedral in Germany, Cologne Cathedral (Kölner Dom) has been Cologne’s most famous landmark for centuries.
Berchtesgaden

Berchtesgaden

Berchtesgaden played a significant role in the shaping of German history. Known throughout history for its salt mines, Berchtesgaden is now better known for being the summer retreat of Adolf Hitler.

Germany Flag  Germany - General information

Location

Western and Central Europe

Capital

Berlin

Currency

Euro

Best time to visit

May to October

Population

Around 82 million

Language

German

Vacation spots

Dresden, Berlin, Cologne, Hamburg, Munich, Frankfurt, Bavaria, Stuttgart, Lake Constance, Cologne Cathedral, Dusseldorf.

Reliance travel insurance plans details

  • Reliance Senior citizen travel insurance

    • Senior Citizen- 71-80 yrs - $15,000, $50,000 with sublimit and $50,000 without sublimit plan.
    • Senior Citizen- 81-90 yrs - $50,000 coverage.
  • Reliance individual travel insurance

    For Individuals aged 6 months - 70 years
    Coverage
    US Dollars
    Standard Silver Gold Platinum Deductible
    Medical Expenses including transportation and evacuation $50,000 $100,000 $250,000 $500,000 $50
    Dental Care Expenses $500 $500 $500 $500 $50
    Personal Accident $15,000 $20,000 $25,000 $30,000 Nil
    AD & D - Common Carrier $2,500 $2,500 $5,000 $5,000 Nil
    Daily Allowance in case of Hospitalization   $25 per day
    (5 days max)
    $25 per day
    (6 days max)
    $25 per day
    (7 days max)
    2 days
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor  
    Loss of Passport $300 $300 $300 $300 $25
    Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) $500 $1,000 $1,200 $1,500 Nil
    Delay of Checked Baggage $100 $100 $100 $100 12 hours
    Trip Delay   $25 per day
    (6 days max)
    $50 per day
    (6 days max)
    $60 per day
    (6 days max)
    12 hours
    Trip Cancellation & Interruption   $600 $600 $600 Nil
    Missed Connection   $200 $300 $500 Nil
    Financial Emergency Assistance   $300 $300 $300 Nil
    Personal Liability $50,000 $100,000 $200,000 $250,000 Nil
    Hijack Distress Allowance   $50 per day
    (7 days max)
    $75 per day
    (7 days max)
    $125 per day
    (7 days max)
    12 hours
    Home Burglary Insurance
    (Amount in Indian Rs)
      1,00,000 2,00,000 3,00,000  
    Special Conditions (Applicable only for 61-70 years)
    Any One Illness $12,000 $13,500 $15,000 $17,500  
    person   Any One Accident $20,000 $25,000 $30,000 $35,000  
    Review Reliance overseas travel insurance benefits for senior citizens aged 70 years
  • Reliance family travel insurance

    For Family aged 6 months - 60 years
    Coverage
    US Dollars
    Family Standard Family Gold Deductibles
    Medical Expenses including transportation and evacuation $50,000 $100,000 $50
    Dental Care Expenses $500 $500 $50
    Personal Accident $15,000 $25,000 Nil
    AD & D - Common Carrier $2,500 $2,500 Nil
    Daily Allowance in case of Hospitalization $25 per day
    (5 days max)
    $25 per day
    (7 days max)
    2 days
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor  
    Loss of Passport $300 $300 $25
    Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) $500 $1,000 Nil
    Delay of Checked Baggage $100 $100 12 hours
    Trip Delay $25 per day
    (5 days max)
    $50 per day
    (7 days max)
    12 hours
    Trip Cancellation & Interruption $500 $600 Nil
    Missed Connection   $300 Nil
    Financial Emergency Assistance $500 $600 Nil
    Personal Liability $100,000 $100,000 Nil
    Hijack Distress Allowance $50 per day
    (7 days max)
    $75 per day
    (7 days max)
    12 hours
    Home Burglary Insurance
    (Amount in Indian Rs)
    1,00,000 2,00,000  

Travel health insurance India to Germany, Travel insurance for Indian travellers - FAQ's

How much is travel insurance cost for Germany?

The cost of Indian travel insurance for Germany depends on the traveler age and the length of travel insurance required. The cost if higher for senior citizens and the older the traveler the higher will be the cost. The cost of the Reliance Germany travel insurance is also higher for longer stays in Germany. Indian travelers visiting Germany can buy Reliance travel insurance to Germany from India on our website by completing an online Reliance travel insurance proposal form. The travel insurance India to Germany policy will be emailed to the email ID in the application form.

If the traveler is applying for an Germanyn visa, the consular authorities can insist on adequate travel insurance for the visit to Germany. Given the fact that one’s domestic Indian health insurance has little coverage in Germany, it is very important for Indian travelers to have Reliance travel insurance while in Germany.

You can claim travel insurance by the following ways:


Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

Some of the general exclusions of Reliance overseas health insurance which are not covered are as below:

  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew travel insurance to Germany from India policy.

What does Reliance travel insurance cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Reliance travel insurance gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.


Trip Cancellation & Interruption

Provides reimbursement for trips that are delayed or cancelled before the scheduled departure date.


Missed Connection

Takes cover of expenses for cancellation or a delay of regular scheduled airline flights because of inclement weather


Financial Emergency Assistance

Provides financial assistance in the event of a financial emergency arising due to theft, mugging, robbery, dacoit of the funds, where the amount is limited to the Sum Insured


Home burglary insurance

Payment of compensation for any loss or damage sustained by the Insured due to burglary &/or attempted burglary, to the contents at Insured's home in India on first loss basis while he / she is on the trip


Daily allowance in case of hospitalization

Provides for a daily allowance, in case of hospitalization for more than two consecutive days due to a disease / illness or injury sustained or contracted within the period of insurance while on the trip.


Compassionate Visit

In case the Insured / Insured Person is hospitalized for more than seven consecutive days. The company will reimburse the return fare for an immediate family member to visit the insured.

Travel insurance from Reliance

Resourceful Reliance travel insurance links

travel
Overseas Travel Medical Insurance

Travelers aged from 6 months to 99 years can buy this plan online without any paper work.

Know more & buy »
Annual Multitrip
Annual Multitrip Insurance

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.

Know more & buy »
Asia
Travel Asia Insurance

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.

Know more & buy »
Senior citizen travel insurance
Senior Citizen Travel Insurance

Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.

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europe travel insurance
Schengen Visa Insurance

Reliance offer Europe travel insurance plans which are approved by VFS center.

Know more & buy »
Domestic travel insurance
Family Travel Insurance

Buy Reliance family travel medical insurance online.

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Find out more about Reliance Indian travel insurance

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Travel insurance FAQ's

Answers to FAQ related to Reliance travel insurance for visitors from India.

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Reliance Travel Insurance Reviews - Customer experiences and testimonials.

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Popular travel destinations

Reliance travel insurance for popular travel destinations.

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Travel insurance customer care

Reliance travel insurance customer care information for Indians travelling overseas.

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