Reliance student travel insurance

Reliance travel insurance for visitors to Austria

Buy Reliance travel care policy online
Plan Type

Single Trip Plans

Destination
Select your Destination?

How many people are travelling

No. of Travelers
Date of Birth
Select the age of Traveler
or age years
Enter your travel dates
Start Date
End Date
Days
View plans that suits your requirements

After purchase we will send the policy to your number

Reliance Travel Insurance

Reliance Austria travel insurance - Key highlights

Plan is available as Standard (50,000 in Euro) and Basic(30,000 Euro travel insurance).
Approved VFS Global plan satisfies Schengen countries mandated by the consulates.
Travelers aged 6 months - 80 years are eligible to buy Schengen plans.
Travelers aged above 80 years please call us at (080)-41101026
Preexisting diseases are covered in case of life threatening only for travelers below 70 years.

Reliance overseas travel insurance extension/renewal while outside India

Follow below steps to Renew Reliance Travel and Student Medical Insurance

  1. Click on the Reliance declaration form and Reliance extension form to download the pdf document to your desktop.
  2. Fill the form and sign the document.
  3. Email the filled form along with existing policy copy to insurance@nriol.com

Once the renewal request is received it will followed up for getting approval which may take 1-2 working days and the policy holder will be updated on the approval / rejection about the same.

Reliance travel insurance review

Sum Insured

Euro 30,000/ 50,000

Tenure Options

182 days ( can be extended for further)

Age of Entry

180 days to 80 years

Popular tourist destinations in Austria

Vienna
Vienna

The charming Austian capital city Vienna is renowned for its cultural events, musical concerts, imperial sights, theatre, coffee houses and wine taverns.

Salzburg
Salzburg

Salzburg which is at the heart of the Austrian Alps is known for being the birthplace of legendary composer Amadeus Mozart. Nearby is Kaprun, a small town south-west of Salzburg which is becoming popular among affluent Indians for ski holidays.

Innsbruck
Innsbruck

Innsbruck in Western Austria is another charming town and of late is known for the Salman Khan starrer ‘Tiger Zinda Hai’. Indians are among Innsbruck’s top visitors.

Hallstatt
Hallstatt

The Hallstätter See is an amazing mountain lake in Austria's Salzkammergut region. It is at the northern foot of the mighty Dachstein mountain range.

austria  Austria - General information

Location

Central Europe

Capital

Vienna

Currency

Euro

Best time to visit

May to October

Population

Around 90 lakhs

Language

German, Slovene

Vacation spots

Vienna, Salzburg, Innsbruck, Kitzbuhel, Graz, Linz, Baden, Saint Anton, Bregenz, Velden, Wels, Kaprun, Villach.

Reliance Schengen travel insurance plans details

  • Austria Schengen visa travel insurance - Plan benefits

    Coverage in Euros Basic Standard Deductible
    Medical Expenses including transportation and evacuation Euro 30,000 Euro 50,000 Euro 50
    Dental Care Expenses Euro 500 Euro 500 Euro 50
    Loss of Passport Nil Euro 300 Euro 25
    Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) Nil Euro 500 Nil
    Delay of Checked Baggage Nil Euro 100 12 hours
    Personal Accident Euro 10,000 Euro 15,000 Nil
    AD & D - Common Carrier Nil Euro 2,500 Nil
    Personal Liability Nil Euro 50,000 Nil
    Compassionate visit - Return Fare for any one accompanying person - spouse / child / family doctor -
  • Benefits of Reliance Schengen travel insurance from India To Austria

    • Our overseas Travel insurance covers you for any emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness or injury.
    • We also reimburse emergency expenses towards medical evacuation to India.
    • We cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
      Dental Treatment
    We cover dental expenses incurred by you or any of your family members for any acute anesthetic treatment of teeth due to an injury.

      Personal Accident
    In case of an accident, we will provide compensation for death or permanent disability.

      Accidental Death and Common Carrier
    The policy also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

      Loss of passport
    In case you lose your passport, we shall reimburse the cost of obtaining a fresh or duplicate passport

      Total Loss of checked-in baggage
    If your checked baggage is delayed more than 12 hours, your essential expenses shall be reimbursed. In case of total loss of baggage by the common carrier, we will provide compensation for the same.

      Compassionate Visit
    We shall provide for the Return fare for any one accompanying person - spouse / child / family doctor

      Personal Liability
    We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you or your family member abroad.
  • Exclusions under Reliance travel insurance Schengen visa

    • Pre-existing medical conditions, unless of life threatening condition.
    • Suicide, self inflicted injury or illness.
    • Mental disorder, anxiety, stress or depression.
    • Venereal diseases, alcohol/drug abuse, HIV/AIDS.
    • Traveling against the advice of physician.
    • Receiving or are on a waiting list for specified medical treatment.
    • Traveling for the purpose of availing treatment.
    • Has received a terminal prognosis for a medical condition.
    • Theft or loss of passport when left unattended or not informed to police authorities.
    • Loss of checked-in baggage, no partial loss or damage shall become payable.
    • War or nuclear threat.

Travel health insurance India to Austria - FAQ's

How much is travel insurance cost for Austria?

The cost of Indian travel insurance for Austria depends on the traveler age and the length of travel insurance required. The cost if higher for senior citizens and the older the traveler the higher will be the cost. The cost of the Reliance Austria travel insurance is also higher for longer stays in Austria. Indian travelers visiting Austria can buy Reliance travel insurance to Austria from India on our website by completing an online Reliance travel insurance proposal form. The travel insurance India to Austria policy will be emailed to the email ID in the application form.

If the traveler is applying for an Austrian visa, the consular authorities can insist on adequate travel insurance for the visit to Austria. Given the fact that one’s domestic Indian health insurance has little coverage in Austria, it is very important for Indian travelers to have Reliance travel insurance while in Austria.

You can claim travel insurance by the following ways:


Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

Some of the general exclusions of Reliance overseas health insurance which are not covered are as below:

  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew travel insurance to Austria from India policy.

List of popular schengen countries

Travel insurance from Reliance


Senior Citizen plan

Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.


Annual Multi Trip

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.


Travel Asia Insurance

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.


Overseas travel insurance

Reliance travel insurance for Indians traveling overseas.

Customer testimonials

Reliance citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.