Reliance student travel insurance

Reliance travel insurance for visitors to Maldives

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Single Trip Plans

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Reliance Travel Insurance

The high cost of health care in Maldives

it is prudent to buy good travel insurance for Indian visitors to Maldives. There are many Indian travel insurance for visitors to Maldives, with Reliance travel insurance for visitors to Maldives being one of the most reliable brands. Reliance travel insurance can save the traveler from huge medical expenses in the event of any unanticipated medical ailments.

Reliance overseas travel insurance extension/renewal while outside India

Follow below steps to Renew Reliance Travel and Student Medical Insurance

  1. Click on the Reliance declaration form and Reliance extension form to download the pdf document to your desktop.
  2. Fill the form and sign the document.
  3. Email the filled form along with existing policy copy to insurance@nriol.com

Once the renewal request is received it will followed up for getting approval which may take 1-2 working days and the policy holder will be updated on the approval / rejection about the same.

Reliance travel insurance review

Sum Insured

USD 50,000/ 100,000/ 250,000/ 500,000/ 750,000/ 10,00,000

Tenure Options

182 days

Age of Entry

180 days to 90 years

Popular tourist destinations in Maldives

Male
Male

Male is the densely populated capital of the Maldives, an island nation in the Indian Ocean.

Dhigu
Dhigu

Embrace the serenity of the deep blue Ocean in a luxury Maldives Resort. Anantara Dhigu Maldives Resort is a paradise for a luxurious getaway.

Huvadhu Atoll
Huvadhu Atoll

Huvadhu is a large atoll located south of the Suvadiva Channel the Republic of Maldivess.

Thoddoo
Thoddoo

Thoddoo is one of the inhabited islands of Alif Alif Atoll in the Republic of Maldives.

maldives Flag  Maldives - General information

Location

South Asia

Capital

Malé

Currency

Maldivian Rufiyaa

Best time to visit

November and April

Population

Around 0.5 million

Language

Dhivehi

Vacation spots

Ari Atoll, Maafushi, Hulhumale, Kuramathi, Meeru Island, Rangali,Hulhule Island,North Male Atoll.

Reliance travel insurance plans details

  • Reliance Asia travel insurance plans details

    Coverage in US Dollars Asia Standard Asia Silver Deductible
    Medical Expenses including transportation and evacuation $25,000 $30,000 $50
    Dental Care Expenses $500 $500 $50
    Personal Accident $7,500 $7,500 Nil
    AD & D - Common Carrier $2,500 $2,500 Nil
    Loss of Passport $100 $100 $25
    Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) $200 $200 Nil
    Delay of Checked Baggage $100 $100 12 hours
    Trip Delay $25 per day (6 days max) $30 per day (6 days max) Nil
    Personal Liability $10,000 $10,000 Nil
    Financial Emergency Assistance $500 $500 -
    Hijack Distress Allowance $50 per day (7 days max) $60 per day (7 days max) 12 hours
  • Reliance individual travel insurance

    For Individuals aged 6 months - 70 years
    Coverage in US Dollars Standard Silver Gold Platinum Deductible
    Medical Expenses including transportation and evacuation $50,000 $100,000 $250,000 $500,000 $50
    Dental Care Expenses $500 $500 $500 $500 $50
    Personal Accident $15,000 $20,000 $25,000 $30,000 Nil
    AD & D - Common Carrier $2,500 $2,500 $5,000 $5,000 Nil
    Daily Allowance in case of Hospitalization   $25 per day
    (5 days max)
    $25 per day
    (6 days max)
    $25 per day
    (7 days max)
    2 days
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor  
    Loss of Passport $300 $300 $300 $300 $25
    Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) $500 $1,000 $1,200 $1,500 Nil
    Delay of Checked Baggage $100 $100 $100 $100 12 hours
    Trip Delay   $25 per day
    (6 days max)
    $50 per day
    (6 days max)
    $60 per day
    (6 days max)
    12 hours
    Trip Cancellation & Interruption   $600 $600 $600 Nil
    Missed Connection   $200 $300 $500 Nil
    Financial Emergency Assistance   $300 $300 $300 Nil
    Personal Liability $50,000 $100,000 $200,000 $250,000 Nil
    Hijack Distress Allowance   $50 per day
    (7 days max)
    $75 per day
    (7 days max)
    $125 per day
    (7 days max)
    12 hours
    Home Burglary Insurance
    (Amount in Indian Rs)
      1,00,000 2,00,000 3,00,000  
    Special Conditions (Applicable only for 61-70 years)
    Any One Illness $12,000 $13,500 $15,000 $17,500  
    Any One Accident $20,000 $25,000 $30,000 $35,000  
    Review Reliance overseas travel insurance benefits for senior citizens aged 70 years
  • Reliance family travel insurance

    For Family aged 6 months - 60 years
    Coverage in US Dollars Family Standard Family Gold Deductibles
    Medical Expenses including transportation and evacuation $50,000 $100,000 $50
    Dental Care Expenses $500 $500 $50
    Personal Accident $15,000 $25,000 Nil
    AD & D - Common Carrier $2,500 $2,500 Nil
    Daily Allowance in case of Hospitalization $25 per day
    (5 days max)
    $25 per day
    (7 days max)
    2 days
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor  
    Loss of Passport $300 $300 $25
    Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) $500 $1,000 Nil
    Delay of Checked Baggage $100 $100 12 hours
    Trip Delay $25 per day
    (5 days max)
    $50 per day
    (7 days max)
    12 hours
    Trip Cancellation & Interruption $500 $600 Nil
    Missed Connection   $300 Nil
    Financial Emergency Assistance $500 $600 Nil
    Personal Liability $100,000 $100,000 Nil
    Hijack Distress Allowance $50 per day
    (7 days max)
    $75 per day
    (7 days max)
    12 hours
    Home Burglary Insurance
    (Amount in Indian Rs)
    1,00,000 2,00,000  
  • Reliance Senior citizen travel insurance

    • Senior Citizen- 71-80 yrs - $15,000, $50,000 with sublimit and $50,000 without sublimit plan.
    • Senior Citizen- 81-90 yrs - $50,000 coverage.

Travel health insurance India to Maldives - FAQ's

How much is travel insurance cost for Maldives?

The cost of Indian travel insurance for Maldives depends on the traveler age and the length of travel insurance required. The cost if higher for senior citizens and the older the traveler the higher will be the cost. The cost of the Reliance Maldives travel insurance is also higher for longer stays in Maldives. Indian travelers visiting Maldives can buy Reliance travel insurance to Maldives from India on our website by completing an online Reliance travel insurance proposal form. The travel insurance India to Maldives policy will be emailed to the email ID in the application form.

If the traveler is applying for an Maldivesn visa, the consular authorities can insist on adequate travel insurance for the visit to Maldives. Given the fact that one’s domestic Indian health insurance has little coverage in Maldives, it is very important for Indian travelers to have Reliance travel insurance while in Maldives.

You can claim travel insurance by the following ways:


Planned hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider about the planned hospitalization.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Emergency hospitalization:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider as early as possible.
  • The policy holder needs to furnish the required details and documents which the assistance service provider has asked for.
  • On receipt of the details the assistance service provider will go through the case. They might approve or decline the claim.
  • If the claim is approved then the assistance service provider will provide guarantee of payment to the hospital where the policy holder is taking treatment.
  • This claim will be cashless after deductible as per policy terms and conditions.
Reimbursement Claim:
  • Call the relevant number specified in the policy and intimate the company or assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Pay from your pocket and claim for reimbursement later.
  • Register your claim.
  • As per the guidance of the claims department, submit all the relevant documents and medical bills to the specified address.
  • Verification and authentication of the submitted bills.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

Some of the general exclusions of Reliance overseas health insurance which are not covered are as below:

  • Any claims before the insurance start date and after the insurance end date are not payable.
  • Any pre-existing condition unless it is life-saving emergency condition.
  • Traveling abroad only to take medical treatment or traveling against the advice of the physician.
  • Policy holder taking part in a naval, military or air force operation.
  • Any claim caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
  • Any claim arising out of mental disorder, anxiety, stress, depression, HIV / AIDS
  • Any claim arising out of sporting activities.
  • Any act of terrorism, war and more.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew travel insurance to Maldives from India policy.

Travel insurance from Reliance


Senior Citizen plan

Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.


Annual Multi Trip

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.


Travel Asia Insurance

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.


Schengen Visa

Reliance offer Europe travel insurance plans which are approved by VFS center.

Customers Testimonials

Reliance Citation

Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.