Indian students who are studying outside India and are stranded due to coronavirus and are unable to travel back home and want to extend or Reliance student insurance online. These students can complete the Reliance international student travel insurance renewal request form online and we will try to get an approval for you.
Reliance Student Medical Insurance is quick and simple to purchase online using your credit card, debit card or cheque. Insurance plan provides for financial assistance towards: Medical related emergency expenses; Contingencies related to personal possessions; Other unexpected events.
Please refer the brochure of Reliance student insurance for the benefits offered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the Reliance student insurance premium chart. You can also complete an online Reliance student insurance proposal form. You can renew/extend the plan using Reliance student insurance extension on expiry.
You can buy your policy online through our various payment options like Paytm, SBI buddy, Mobikwik, freecharge, Net Banking, Oxigen, Debit/Credit card etc available for your convenience.
Coverage in US Dollars | Basic | Standard | Silver | Gold | Platinum | Deductible |
---|---|---|---|---|---|---|
Medical_Services Medical Expenses including transportation and evacuation | Nil | $50,000 | $100,000 | $250,000 | $500,000 | $50 |
Dentistry Dental Care Expenses | Nil | $500 | $500 | $500 | $500 | $50 |
car_crash Personal Accident | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | Nil |
minor_crash AD & D - Common Carrier | Nil | $2,500 | $2,500 | $2,500 | $2,500 | Nil |
nest_doorbell_visitor 2 way Compassionate Visit | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 | Nil |
folder_supervised Loss of Passport | $100 | $100 | $100 | $200 | $200 | $25 |
luggage Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $100 |
destruction Personal Liability | $100,000 | $100,000 | $100,000 | $150,000 | $150,000 | $200 |
Corporate_Fare Bail Bond | $1,000 | $500 | $1,000 | $5,000 | $5,000 | $50 |
Menu_Book Study Interruption | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Nil |
Touch_App Sponsor Protection | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Nil |
Coverage Description | Sum Insured(In USD) | Deductibles(In USD) |
---|---|---|
Bug_Report Treatment of Mental and Nervous Disorders including Alcohol and Drug Dependency | $1,000 | $100 |
Medication Inpatient Hospitalization expenses related to Pregnancy/Child birth (After a waiting period of 10 months) | 5$00 | Nil |
Sports_Basketball Medical Expenses for Inter collegiate sports injuries | Covered under the Medical Expenses including Transportation & Repatriation benefit | Covered under the Medical Expenses including Transportation & Repatriation benefit |
Smoking_Rooms Cancer Screening and Mammographic Examinations | $2,500 | Nil |
Child_Care Child Care Benefits | $100 per day for a maximum of 10 days | Nil |
Additional add on benefits | ||
Applicable on a case-to-case basis and subject to specific approval | ||
Falling Chiropractic Treatment | $1,000 | Nil |
Snowshoeing Physiotherapy | $500 | Nil |
Clinical_Notes Skilled Nursing Facil | $500 | Nil |
The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
Dentistry Dental Care ExpensesThe Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury.
car_crash Personal AccidentThe Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
minor_crash Accidental Death & Dismemberment - Common CarrierThe company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalization extending to more than seven consecutive days.
folder_supervised Loss of PassportThe Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
luggage Total Loss of Checked BaggageThe Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage caused by a carrier.
destruction Personal LiabilityThe Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
Corporate_Fare Bail BondThe Company will arrange to pay the bail amount to the appropriate authority/court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.
Menu_Book Study InterruptionIf the Insured Persons education abroad has been interrupted on account of a medical condition, the company will reimburse the current semester fee already paid.
Touch_App Sponsor protection.In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.
At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, we would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is
You can buy insurance online by using a credit/debit card, UPI, direct funds transfer using NEFT or RTGS or by using a cheque.
Students already outside India without insurance? We can try to get special approval to buy Reliance student insurance online.
Get all the answers to the most frequently asked questions (FAQs) regarding student travel medical insurance offered by Reliance.
In case of Claim or reimbursement of treatment expenses, notify Reliance overseas student travel insurance.
Download Reliance student travel Guard brochure online.
Students can renew their existing policy online before the exipry date at any time.
Useful discussions and forum entries for best international Reliance health insurance for students studying abroad.
List of some of the Universities whose students have purchased Reliance student health insurance in the past.
Compare Reliance student health insurance plans.
Some of the Key benefits of Reliance student insurance are
An F1 visa is a nonimmigrant visa for those wishing to study in the U.S. They can buy the Reliance student health insurance which will cover the student in US for any accident and sickness medical expenses. This policy also covers for emergency medical evacuation and repatriation of remains. The student has to choose the plans based on his needs and university requirements.
A student registered for studies in foreign university can get student health insurance for himself / herself and for spouse s/he can buy a regular travel health insurance for 6 months and renew for another 6 months. Initially a student can buy student health policy for any number of days to maximum of 2 years and renew as per requirement. Renewal is based on good health, no claims declaration and approval from the head office.
The cost of student insurance from Reliance general insurance when compared to US companies is much cheaper. Indian student policies are available at almost 1/3rd of cost of US policies. Pay in Indian rupees and get coverage in US dollars.
Yes, you need to provide the university rejection letter as proof for cancellation of the insurance.
The student has to look for a suitable plan which matches his / her university requirements, then buy the policy online. Once you get the pdf policy copy, send your university waiver form to so that we can get the form filled from the Reliance head office and send it back to you so that you can submit the same and get a waiver of university insurance.
Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.