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Housing in USA

Hotel room or a temporary apartment or with a family residing in America. Once you decide a location you can choose to either rent or buy a house. Finding a good accommodation with reasonable price is not an easy task. Moreover you should be comfortable with your new home otherwise you will not be satisfied.
While searching for your "Dream Home" you might think about various factors like the surrounding environment, the different kinds of people, whether they will be friendly or rude? If the area is calm or busy, or if there are any 24 hr emergency services around, retailer markets, shopping malls.

The different resources related to housing in USA are as follows:
Real Estate Agents in USA, American Real Estate Agents
Many people who are looking for apartments or house either to buy or on lease require assistance from Real Estate Companies. These companies comprise of brokers who help in finding a house. You can find these agents through recommendations from friends, family and local community members. The agents provide all kinds of information regarding the kinds and prices of the houses. The information about the house is also provided. All you need to do is tell them your budget and requirements. External Links of Real Estate Agents in USA:
The important thing that you should keep in mind while renting a house is your assurance or security. Selecting a right rental option is very important. You will always have a certain budget to rent a house. The US Department of Housing and Urban Development (HUD) provides necessary assistance to the owners so that they can offer low rents to their tenants who have less income.

01. What is "renting?"

Renting is the monthly payment done to the landlord to stay in a house which he owns. Sometimes a part of a huge house is rented. Following are the types of houses that can be rented.

02. Types of Rental Houses in USA

Following are the different types and sizes of rental houses which are available from which you can decide which rental house you can choose. There are many advantages and disadvantages associated with each of them and satisfying your different requirements.
  1. Budget - Sometimes you do not care as much about the type of house than you do for your budget (and rightly so). The general rule of thumb in US is that one should be able to afford upto 25% of his take home salary. But you can always rent a home for much less than that in most cases. For eg, depending upon the area, a ‘1Bed 1Bath’ apartment/condo can cost from $700 per month in a suburb to $1800 per month in a downtown (or even more in somecases). This is just a rough estimate. Do your research for your area and you should be able to figure a rough estimate easily.
  2. Single Family Houses - This is again a type of residential unit that has open space on all four sides and is not attached to any other structure. Think of them being similar to a single bunglow with open space all round in India.
  3. Duplex/Townhouse - You can expect similar conveniences as with a single-family home when renting a duplex or townhouse. These rental units offer greater privacy and independence.
  4. Small Apartment Buildings - offer more amenities than single family homes or townhouses, while simultaneously providing a living situation that you share with a small number of other tenants.
  5. Medium Apartment Buildings - will often provide many of the amenities expected from large apartment buildings, but shared with fewer people.
  6. Big Apartment Buildings - are comprised of numerous rental units and house the largest number of tenants under one roof.

03. Furnishing your apartment while living in USA

Most of the rented houses include general appliances for the house like gas or electric stoves, geysers, refrigerators, air conditioners, laundry and other specialties. Some come with only furniture. Depending on the facilities provided the rent will be either high or low. You could go shopping and purchase your requirements from many departmental stores. You can use some help from the people of your community clarifying about the best buys in town.

04. Legally renting a house in America

For renting a house you need to sign a contract and deposit some cash which is mostly first month rent and some extra money. The rental payment per month is usually less than the amount of money you deposit. The owner will be responsible for the all the maintenance and repair work of the house before renting the house to you. Quite often the electricity, cable and water will be included in the monthly rent payment. If your needs are too much then the owner might charge you extra rental money.

05. Credit history

Some landlords may want to have a look at your credit history before renting the house, so be prepared with a credit history. You might need letter of recommendation or good references if you are new to U.S (if you do not possess a credit history). Sometimes a huge amount of deposit might also be necessary.

06. Subletting in USA

There are cases when a person goes on a long trip or move somewhere else but would want to keep their lease. During this time the house can be rented to another person while it not in use. This is often a good way of renting a house as the term of lease will be shorter. Make sure you clarify all of the guidelines before moving into a rented house and that the renting is legal.
You might consider buying a house in America after staying here for quite some time. You will have your own house where you can get some privacy, renovate your house as you wish, add anything you like as this is not possible when you have rented the house.

01. Benefits of buying a home in USA

The main benefit of buying a house is profit which you can gain from the amount you invested while buying the house. In future if you sell the house you will gain much more than what you had invested. Your equity will increase if you are paying mortgage every month. This advantage of building your equity cannot be enjoyed when you are paying rent. As the property value never falls buying a house is always a good investment.

02. Funds to buy a house in America

You need sufficient money to purchase a house. You can use some help of some government agencies such as:
U.S. Department of Housing and Urban Development (HUD)
Helps families with less income get house loans or mortgage with low interest and make a prudent choice while buying a house which is suitable for them. With the help of assistance provided by HUD you can reduce the amount of interest by 3%. Usually many people pay 20% interest for the loan they take while buying a house. You also require a good credit past and excellent income if you applying for a house loan.

03. Inspecting the house before buying it in USA

While purchasing a house you should make sure that you buy it in a good condition. You need to get the house checked by an inspection expert. This is one of the most important steps while buying the house An expert will inspect all the physical structures of the house, identify all the parts that has to be replaced and repaired. Identify the defects in the house.

USA Tourism Packages from India

Chicago

Chicago

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New York

New York

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San Francisco

San Francisco

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Washington

Washington

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Houston

Houston

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Other Links In America

Living In America

HOUSING IN THE USA
United States of America offers different types of housing and wide range of prices
TRANSPORT IN THE USA
Transport in the United States of America is facilitated with well-developed road, air, rail...
BANKING IN THE USA
Opening a bank account is one of the best ways to keep your money safe.
USA VISAS
United States of America has a specific type of visa applicable.
AUTOMOBILE IN THE USA
The automobile is a necessity in the United States.
SSN / TIN
A Social Security number (SSN) is a nine digit number allotted to the U.S. citizens
HOLIDAYS IN THE USA
In America there are many kinds of federal holidays and national observances every year.
SCHOOLING IN THE USA
Most of the students from different parts of the world who come to obtain a degree in USA.
HINDU TEMPLES
List of Hindu Temples in USA
ASIAN INDIAN GROCERY STORES IN USA
Indian Grocery Stores in USA, Asian Indian groceries
VISITING PARENTS
Parents visiting USA
WATCH CRICKET IN USA
Best options to watch cricket in the USA
IMMIGRANT
Details on immigration process, eligibility requirements, application procedures, forms, fees
LIFESTYLE IN THE USA
Marriage and Family, Diet and Eating in USA, Recreation in USA
BEST INDIA CALLING OPTIONS
Best India Calling Options
RENEW INDIAN PASSPORT IN USA
Renew Indian Passport in USA
MONEY TRANSFER TO INDIA
Money transfer to India
INDIAN TV CHANNELS
Options for watching Indian TV channels from the US.
OVERSEAS INDIAN STUDENTS NETWORK
OIS-NET is a comprehensive network to help Indian international students.
FACTS ABOUT USA
Useful information such as history, geography, political, economy etc.
EMERGENCY 911
In the United States 9-1-1 is the emergency telephone number.
EXTENSION OF US VISA
Extension of temporary U.S visa B-1 or B-2 due to COVID -19
BUY MANGOES IN USA
Best places to buy mangoes in USA
PAYING TAXES IN THE USA
Income tax, sales tax, property tax, payroll taxes, custom duties on import goods and estate and gift tax.

Health Insurance

IMMIGRANT INSURANCE
New immigrants to the USA include Green Card holders
SHORT TERM INSURANCE
Short Term Medical Insurance offer temporary medical insurance while in the USA.
J1 VISA INSURANCE
The US government requires all J1 exchange scholars and J2 visa dependents to have adequate medical insurance.
TRAVEL HEALTH INSURANCE
US travel health insurance is very important for people visiting the US.
VISITOR INSURANCE
Overseas Visitor Travel Health Insurance
STUDENT INSURANCE
International F1 student health insurance

Jobs in America

EMPLOYMENT IN USA
The US is known for its vibrant economy in state of the art technologies.
EMPLOYMENT VISA
The H1B is very important & it is necessary to apply for USA work visa / work permit.
STARTING BUSINESS
A non U.S citizen starting a business venture in America

Miscellaneous

NRI EXPERIENCES
Collection of essays and articles exploring the dilemmas facing Non-Resident Indians.
GROCERY TRANSLATIONS
Listing of common Indian grocery items in different languages
INDIANS IN USA
Currently more than 1 million Asian Indians in America.
INDIAN EMBASSIES IN USA
Indian consulates and embassies in USA
INDIAN ASSOCIATIONS
Organizations Serving NRIs Worldwide, Non Resident Indian associations globally
INDIAN AMERICAN COMMUNITY
The Indian American community in the United States is over a million and a half.
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