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Automobile in USA

Cars in United States of America

The automobile is a necessity in the United States. It is an essential part of the American lifestyle. Since most American commute long distances for work, they invariably drive to work.

The following are the main choices for using an automobile:
Types of Cars in United States of America

The different Types of Cars that you could think of renting or buying based on your requirements are

  • Luxury Cars
  • Minivan
  • Coupe
  • Convertible
  • SUVs
  • Pickup Truck
  • Alternative Fuel
Buying a Car in USA

Buying a new car will be your dream coming true. You need to wisely choose your new car before you make a purchase otherwise you will be wasting money unnecessarily. You could either buy a new car or a used car based on your requirements and budget.

Buying a new car in USAA

Before you buy your new car decide about which car model you would like to buy and the features of the car along with the amount of money you would want to spend.

01. Important things you should think about and familiarize yourself with before buying your new car in USA:
  • Check out for the latest car features and the prices offered by different dealers on any kind of media.
  • Visit two or more showrooms to compare different models and the prices. You could use assistance provided by car-buying service and brokers to compare.
  • You could also plan to bargain the price as some of the dealers will give you a discount on the market price by keeping a profit margin around 15%. This could save you some money.
  • There are situations where you might not find a car of your choice. In this case you can place an order which will result in the postponement of buying your car and sometimes an increase in the price.
  • Some important terms
    • Base Price is the actual cost of the car without any options. It includes the standard equipment manufacturer's warranty. It is printed on the Monroney sticker.
    • Monroney Sticker Price (MSRP) displays the manufacturer's installed options with the manufacturer's suggested retail price, the base price, the mileage and the manufacturer's transportation costs. The federal law requires the label to be affixed on the car window which may be removed only by the buyer.
    • Dealer Sticker Price, mostly on another sticker, is the Monroney sticker price plus the retail price of dealer-installed options, such as additional dealer profit (ADP), dealer preparation, and undercoating
02. Service Contract
Service contract provides services like repairing certain parts or rectifying problems. Service contracts are either developed by dealers or by independent companies and they do not provide coverage beyond manufacturer's warranty. The service contract is not included in the price of the car. The questions to be clarified before the purchase of the service contract are as follows:
  • How is the coverage provided by a service contract different from the coverage provided by the warranty?
  • What are the repairs that a service contract covers?
  • Does service contract cover routine maintenance?
  • Are the costs for labor and the repair parts included in the service contract coverage?
  • Who rectifies the problems? Can I get the repairs done elsewhere?
  • What is the lifetime of the service contract?
  • Can I cancel the service contract? What are the cancellation fees? Will you refund the money paid for the service contract?
Buying a used car in USA

Before you buy a used car, think about your driving style, your requirements and your budget as this will help you save some money. The vast information about cars like the different models, the features and the costs can be understood by referring to newspaper ads, internet... Information like how you may purchase the used car and instructions to be carried out while inspecting the car are also available.

Payment Options(these are applicable for buying a new car too) There are two ways in which you can pay for your car, pay fully or in installments. When you are paying in installments the costs will be high as this will include additional costs like interest and loan costs. You need to consider the monthly payment and the duration of the loan. If your monthly payment is high then your repayment of loan will end soon. The loan terms and payment schedules provided by different dealers and lenders may vary so you will have to visit two or more places to verify who can offer you the best price.
If you decide to finance, make sure you understand the following aspects of the loan agreement before you sign any documents:
  • the exact price you're paying for the vehicle
  • the amount you're financing
  • the finance charge (the dollar amount the credit will cost you)
  • the APR (a measure of the cost of credit, expressed as a yearly rate)
  • the number and amount of payments
  • the total sales price (the sum of the monthly payments plus the down payment)
01. Dealer Sales
Used cars are sold through a variety of outlets: franchise and independent dealers, rental car companies, leasing companies, and used car superstores. You can even buy a used car on the Internet. Ask friends, relatives, and co-workers for recommendations. You may want to call your local consumer protection agency, state Attorney General (AG), and the Better Business Bureau (BBB) to find out if any unresolved complaints are on file about a particular dealer.
The Federal Trade Commission's (FTC) Used Car Rule requires dealers to post a Buyers Guide in every used car they offer for sale. When you buy a used car from a dealer, get the original Buyers Guide that was posted in the vehicle, or a copy. The Buyers Guide must inform you:
  • whether the vehicle is being sold "as is" or with a warranty
  • what percentage of the repair costs a dealer will pay under the warranty
  • that spoken promises are difficult to enforce
  • to get all promises in writing
  • to keep the Buyers Guide for reference after the sale
  • the major mechanical and electrical systems on the car, including some of the major problems you should look out for
  • to ask to have the car inspected by an independent mechanic before you buy
02. Before purchasing a used car in USA
  • Use the inspection checklist and examine the car. The checklists are available in many Internet sites, books, magazines
  • Test drive the car in different road conditions - on highways, in slow moving traffic and on roads which have steep curves.
  • Get the car inspected by a mechanic

USA Tourism Packages from India

Chicago

Chicago

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New York

New York

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San Francisco

San Francisco

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Washington

Washington

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Houston

Houston

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Other Links In America

Living In America

HOUSING IN THE USA
United States of America offers different types of housing and wide range of prices
TRANSPORT IN THE USA
Transport in the United States of America is facilitated with well-developed road, air, rail...
BANKING IN THE USA
Opening a bank account is one of the best ways to keep your money safe.
USA VISAS
United States of America has a specific type of visa applicable.
AUTOMOBILE IN THE USA
The automobile is a necessity in the United States.
SSN / TIN
A Social Security number (SSN) is a nine digit number allotted to the U.S. citizens
HOLIDAYS IN THE USA
In America there are many kinds of federal holidays and national observances every year.
SCHOOLING IN THE USA
Most of the students from different parts of the world who come to obtain a degree in USA.
HINDU TEMPLES
List of Hindu Temples in USA
ASIAN INDIAN GROCERY STORES IN USA
Indian Grocery Stores in USA, Asian Indian groceries
VISITING PARENTS
Parents visiting USA
WATCH CRICKET IN USA
Best options to watch cricket in the USA
IMMIGRANT
Details on immigration process, eligibility requirements, application procedures, forms, fees
LIFESTYLE IN THE USA
Marriage and Family, Diet and Eating in USA, Recreation in USA
BEST INDIA CALLING OPTIONS
Best India Calling Options
RENEW INDIAN PASSPORT IN USA
Renew Indian Passport in USA
MONEY TRANSFER TO INDIA
Money transfer to India
INDIAN TV CHANNELS
Options for watching Indian TV channels from the US.
OVERSEAS INDIAN STUDENTS NETWORK
OIS-NET is a comprehensive network to help Indian international students.
FACTS ABOUT USA
Useful information such as history, geography, political, economy etc.
EMERGENCY 911
In the United States 9-1-1 is the emergency telephone number.
EXTENSION OF US VISA
Extension of temporary U.S visa B-1 or B-2 due to COVID -19
BUY MANGOES IN USA
Best places to buy mangoes in USA
PAYING TAXES IN THE USA
Income tax, sales tax, property tax, payroll taxes, custom duties on import goods and estate and gift tax.

Health Insurance

IMMIGRANT INSURANCE
New immigrants to the USA include Green Card holders
SHORT TERM INSURANCE
Short Term Medical Insurance offer temporary medical insurance while in the USA.
J1 VISA INSURANCE
The US government requires all J1 exchange scholars and J2 visa dependents to have adequate medical insurance.
TRAVEL HEALTH INSURANCE
US travel health insurance is very important for people visiting the US.
VISITOR INSURANCE
Overseas Visitor Travel Health Insurance
STUDENT INSURANCE
International F1 student health insurance

Jobs in America

EMPLOYMENT IN USA
The US is known for its vibrant economy in state of the art technologies.
EMPLOYMENT VISA
The H1B is very important & it is necessary to apply for USA work visa / work permit.
STARTING BUSINESS
A non U.S citizen starting a business venture in America

Miscellaneous

NRI EXPERIENCES
Collection of essays and articles exploring the dilemmas facing Non-Resident Indians.
GROCERY TRANSLATIONS
Listing of common Indian grocery items in different languages
INDIANS IN USA
Currently more than 1 million Asian Indians in America.
INDIAN EMBASSIES IN USA
Indian consulates and embassies in USA
INDIAN ASSOCIATIONS
Organizations Serving NRIs Worldwide, Non Resident Indian associations globally
INDIAN AMERICAN COMMUNITY
The Indian American community in the United States is over a million and a half.
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