Visitors insurance for parents visiting USA from India

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Visitors insurance for parents from India

  • NRIOL works with New Jersey, USA, based CrossBorder Services LLC for providing insurance services for visitors to the US.
  • CrossBorder works with well known American and International insurers to provide customers a range of cheap, affordable plans that are best for visitors health insurance.
  • There are Visitors insurance for parents visiting the USA or Canada from top rated insurance providers.
  • The US visitor insurance plans for Indians are popular among senior citizens or older travelers as well as immigrant communities like the Chinese and Russian communities in the USA.
  • Our plans also include visitor health insurance with pre-existing ailments coverage for parents as well as those with green cards in our immigrant insurance section.

Which is the best travel medical insurance for parents visiting USA?

The best visitors insurance for parents visiting USA will vary depending on the unique needs of the traveler. However given the profile of Indian parents being elderly, and traveling outside of India to unfamiliar weather and food, it is prudent to buy comprehensive travel insurance for parents visiting USA. It is also useful to buy visitors insurance for parents from India with pre existing conditions coverage.

Can a tourist get health insurance in USA?

Yes, international tourists can buy travel insurance in USA. Given the extremely high cost of US healthcare, it is very risky for Indian parents and senior citizen Indian travelers to visit USA without the best travel insurance for USA. Indian parents can compare different travel insurance for USA plans online and buy the best health insurance for parents to get coverage as early as the following day.

Is insurance mandatory for parents visiting USA?

US immigration authorities do not insist on travel insurance for visiting Indian parents while issuing the US tourist visa, so visitors insurance for parents is not mandatory. However given the very high cost of US healthcare, it is really not worth the risk of traveling to the US uninsured. Travelers should compare different medical insurance for visitors to usa from India plans and buy the best travel insurance for parents visiting USA.

Travel medical insurance segments, Travel insurance for visiting parents

Travelers with pre-existing conditions

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International student health insurance

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Exchange Scholar / J1 visa insurance

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US Immigrant health insurance

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Why buy visitors insurance for parents and older travelers?

  • Parents and senior travelers from India are vulnerable to falling ill and may need emergency care.
  • International travel to countries like America (USA), Canada ... require travel insurance since healthcare is very expensive.
  • In some cases, a tourist visa is not issued without proper travel insurance.
  • Even minor ailments can be expensive, with serious ailments can be financially catastrophic.
  • Given these facts, the purchase of insurance coverage for parents is prudent. Compare Popular Plans

Features of travel health insurance for parents visiting USA from India

  • Largest choice of visitor health insurance for Indians worldwide.
  • Professional support by licensed insurance agents seven days a week, US toll free number.
  • Cheap and best visitors medical insurance for senior citizens and aged parents (70+, 80+ ) and other visitors visiting the US.
  • Complete the form and can compare travel medical insurance plan quotes and coverage details offered by different providers and then purchase the plan with secure transaction and get guaranteed coverage.
  • Insurance for visiting parents along with immigrants (H1B , H4 visa), J1 / J2 scholars, students (F1 visa), nanny, expatriates.
  • Complete privacy of insurance subscriber information.
  • Ability to download and review insurance policy brochure before purchasing.
  • No medical exam or other paperwork required to purchase these plans.
  • Plans are underwritten by top US and International insurance companies (Lloyds, Chartis, AIG ...).

Best US Visitors Insurance for Indian travelers

The Indian community in US have their parents, in-laws, other relatives and friends visiting them for few weeks to many months. Majority of the parents are older travelers and they are more prone to fall sick or meet with any emergency. USA being a sophisticated country has high quality health care therefore cost of health care for US visitors is extremely high. It is advisable to buy good travel insurance for Indians visiting US that offers best coverage for emergency medical expenses and also covers travel risks like trip delay, baggage delay or loss, loss of passport. Here you can use the find the best coverage tool to search the best visitor insurance in USA for parents and other travelers from India.

Some popular and best visitor insurance plans for USA

What are the best visitor insurance plans for USA from India?

Following are some of the best and popular visitor insurance plans plans for parents visiting the USA from India.
There are two types of visitors insurance for Indian parents visiting USA:
  • Fixed benefit plans : Affordable but Limited Coverage
  • Comprehensive Plans : Expensive but Exhaustive coverage
Fixed benefit plans
Inbound USA Insurance Seven Corners
Administered by Seven Corners, a popular international travel insurance provider Inbound USA is an affordable travel insurance and has specific benefit limits for different covered medical expenses. This type of coverage is best for small expenses or ailments but not sufficient if you have any major expenses. The plan has no coinsurance and immediately pay fixed limits for the expenses after the deductible. Deductible is the initial amount usually a few dollars that the insured is supposed to pay first before the insurance plan actually covers.
Key highlights:
  • Covers acute onset of pre-existing conditions up to 70 years.
  • Coverage is per injury or sickness and not the entire travel period
  • Covers nervous and mental disorders
  • Plan maximum available up to $130,000 for travelers less than 70 years and up to $70,000 maximum coverage for older travelers.
  • AM best rating of “A” (excellent)
  • Renewable up to 364 days
Buy Online DETAILS BROCHURE
Visitors Care Insurance:-IMG
International Medical Group is a top international travel health insurance provider that offers fixed benefits for visitors to USA. It has an optional pre-existing conditions rider that offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age. This is plan is not very expensive and is quite popular among international travelers.
Key highlights:
  • Optional pre-existing conditions rider.
  • Policy maximum up to $100,000.
  • AM best rating of “A” (excellent).
  • Plan can be renewed up to 2 year.
Buy Online DETAILS BROCHURE
Visitors Secure Insurance:-TokioMarine HCC
TokioMarine HCC Medical insurance is a top rated insurance provider that offers Visitors Secure Insurance for travelers outside their home country. This plan is affordable and offers specific benefit limits for different covered medical expenses. Visitor Secure has no coinsurance and good provider network, you can visit any doctor or hospital.
Key highlights:
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Policy maximum up to $130,000 .
  • AM Best Rating: A++ (Superior).
  • Plan can be renewed up to 364 days.
Buy Online DETAILS BROCHURE
Comprehensive plans
Patriot America Plus Insurance:- IMG
Patriot America Plus is a popular plan among Indians visiting USA. Administered by International Medical Group which has been offering excellent international travel health insurance plans for the past 27 years for travelers across the world and has good claims settlement. It is a comprehensive plan that offers exhaustive coverage up to plan maximum.
Key highlights:
  • It offers best coverage for acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • AM best rating of “A” (excellent.
  • Maximum coverage up to $500,000.
  • Coinsurance 100% within the provider network.
  • Renewable up to 2 years.
Buy Online DETAILS BROCHURE
Liaison Travel Economy Insurance:- Seven Corners
Liaison travel economy insurance from Seven Corners is a comprehensive plan offering good overseas travel insurance for travelers to USA. Seven Corners has been offering global medical insurance services for the past 19 years and widely known for its claims settlement and travel assistance services. Liaison travel economy with extensive network of providers offers 24 hour travel assistance.
Key highlights:
  • Offers coverage for acute onset of pre-existing conditions up to $15,000 (aged < 60 years) ; $2,500 for age group of >70 years.
  • AM best rating of “A” (excellent).
  • Maximum coverage up to $5 million.
  • Coinsurance 80% for first $5000 within provider network then 100%.
  • Renewable up to 364 days.
Buy Online DETAILS BROCHURE
Atlas America Insurance:- TokioMarine HCC
TokioMarine HCC Medical Insurance services is a leading international travel insurance provider to travelers from over 130 countries worldwide. It offers Atlas America insurance plan for visitors to USA. It offers good medical insurance coverage with excellent provider network of doctors and hospitals. It is one of the visitors insurance plans offering coverage of $2,000,000 plan maximum for emergency sickness or injury.
Key highlights:
  • Offers coverage for acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • AM best rating of “A++” (superior).
  • Maximum coverage up to $2 million.
  • Coinsurance 100% within the provider network .
  • Renewable up to 364 days.
Buy Online DETAILS BROCHURE
Safe Travel USA Comprehensive:- Trawick International Insurance
Safe travels USA comprehensive plan that offer accidental injury and sickness medical coverage while in USA. It offers emergency medical evacuation, repatriation and security evacuation benefits. It offers coverage for travelers up to 89 years.
Key highlights:
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • Maximum coverage up to $1 million.
  • Coinsurance 100% within the provider network.
  • Renewable up to 2 years.
  • AM Best Rating: “A+”.
Buy Online DETAILS BROCHURE

Travel tips for parents and older travelers to USA

Are you excited about your parents and in-laws visiting the US? As they are senior citizens and older travelers travelling on long flights and coming to different weather conditions, they are more vulnerable to travel and health risks. Here some travel tips for parents and older travelers visiting you.
Tips for Senior Citizens

Tips for Senior Citizens and Parents

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Travel Tips for Hot and Cold regions

Tips for travel to hot and cold climate places

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Tips for food and water

Tips for food and water safety

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Resourceful US Travel insurance for visitor from India web-links

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