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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Travelers who have already traveled from India and do not have insurance can buy Care(Formerly Religare) student travel medical insurance.
Download Care(Formerly Religare) student travel health insurance brochure online!
In case of Claim or reimbursement of treatment expenses, notify Care(Formerly Religare) health insurance
Know moreGet all the answers to the most frequently asked questions (FAQs) regarding religare travel health insurance
Insurance customers can do Care(Formerly Religare) student health insurance policy renewal online before the exipry date at any time.
| Explore Start | Explore Plus | Explore Super | Explore Ultra |
|---|---|---|---|
| Medical Expenses | |||
| - | US $50,000 / US $100,000 | US $50,000 / US $100,000 / US $300,000 / US $500,000 | US $50,000 / US $100,000 / US $300,000 / US $500,000 / US $1,000,000 |
| In-patient & Out-patient Care | |||
| - | Up to SI of Medical Expenses | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Pre-Existing Disease Cover Deductible: US $100 | |||
| - | Up to 10% of SI of Medical Expenses | Up to 10% of SI of Medical Expenses | Up to 10% of SI of Medical Expenses |
| Extended Cover in the Country of Residence Deductible: US $100 | |||
| - | Up to SI of Medical Expenses | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Repatriation of Mortal Remains | |||
| - | US $ 7,500 | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Medical Evacuation | |||
| - | US $ 7,500 | Up to SI of Medical Expenses | Up to SI of Medical Expenses |
| Dental Expenses Deductible: US $50 | |||
| - | US $250 | US $500 | US $750 |
| Accidental Death | |||
| US $30,000 | US $15,000 | US $30,000 | US $30,000 |
| Compassionate Visit | |||
| US $5,000 | - | US $5,000 | US $7,500 |
| Loss of Checked-in Baggage | |||
| US $1000 | US $500 | US $1000 | US $2000 |
| Delay of Checked-in Baggage Time Delay: 12 hours | |||
| US $150 | - | US $150 | US $150 |
| Loss of Passport Deductible: US $50 | |||
| US $150 | US $150 | US $150 | US $200 |
| Loss of International driving license Deductible: US $50 | |||
| US $100 | - | US $100 | US $150 |
| Personal Liability Deductible: US $200 | |||
| US $100,000 | US $100,000 | US $100,000 | US $100,000 |
| Study interruption | |||
| US $10,000 | US $7,500 | US $10,000 | US $15,000 |
| Sponsor Protection | |||
| US $15,000 | US $10,000 | US $15,000 | US $15,000 |
| Bail Bond | |||
| US $5,000 | US $500 | US $5,000 | US $5,000 |
| University Insolvency | |||
| - | - | - | US $7,500 |
| Trip Delay Time Delay: 12 hours | |||
| - | - | - | US $200 |
| Loss of Laptop / Tablet | |||
| - | - | - | US $250 |
| Coverage at home country Deductible: US $100 | |||
| - | Up to 5% of SI of Medical Expenses | Up to 5% of SI of Medical Expenses | Up to 5% of SI of Medical Expenses |
| Treatment for Mental and Nervous disorders | |||
| - | - | US $1,500 | US $3,000 |
| Cancer screening and Mammographic Examination | |||
| - | - | US $2,000 | US $4,000 |
| Treatment for Alcoholism and Drug Dependency | |||
| - | - | US $1,500 | US $3,000 |
Student health insurance plans are designed keeping in mind the overseas university requirements. The student can buy the health insurance from Indian insurance companies which are much cheaper than the university insurance. It is the student’s responsibility to follow up with their university to see that they get a waiver from the university insurance.
It is up to student to find out if the university accepts health insurance bought outside the university. We can help the student who has purchased through us in getting the university waiver form filled and signed from the respective health insurance company.
The policy will be issued after you make the credit card purchase (Indian/international credit cards are accepted) and all relevant documents will be emailed as a PDF document. The emailed PDF document is a valid legal document and a print out of the same is proof of insurance coverage.
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