Indians travelling overseas are vulnerable to travel and health risks. Travel risks include unplanned trip cancellation, trip delay, trip interruption, baggage loss, baggage delay, loss of passport and personal liability. Health risks include sudden sickness, accidental injury which may sometimes result in hospitalization or medical evacuation. Buying the right insurance that would cover these emergency expenses is important so that you need not compromise on the healthcare treatment because it is expensive.Under certain circumstances most insurance plans have sub-limits on every benefit offered by them. These plans would not cover all the expenses up to the chosen plan maximum thereby making the insurance plan you buy inconvenient.
Care has designed an insurance plan namely Explore Platinum which offers comprehensive coverage without any sub-limits. This plan offers global coverage and does not have any sublimit on the benefits. Therefore it makes a difference when the cost of health care treatment is very high. The coverage for travelers is available for older travellers and also offers coverage for pre-existing diseases up to 10% of the chosen maximum limit.
USD 25,000 / 50,000 / 100,000 / 250,000 / 500,000
180 days( can be extended for further)
1 day to 90 years
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers who have already traveled from India and do not have insurance can buy Care travel medical insurance.
In case of Claim or reimbursement of treatment expenses, notify Care health insurance
Care travel health insurance explore the world without worry!
Insurance customers can renew their existing policy online before the exipry date at any time.
Get all the answers to the most frequently asked questions (FAQs) regarding Care travel health insurance
With Care Explore Europe Insurance, that is approved by VFS global most of these expenses are covered and the Indian travelers can enjoy the European visit without worrying about any such risks.
Know more »Care Explore Asia travel insurance is an overseas travel insurance plan for Indians which provides complete travel and health cover to Indian travellers visiting Asian countries.
Know more »Indians travelling to Africa can buy the customized Care Explore Africa travel medical insurance as it offers exclusive coverage in the African countries.
Know more »Care Explore Canada travel insurance is an overseas travel insurance plan which provides travel health coverage to Indian travellers visiting Canada.
Know more »Benefits | Explore Platinum |
---|---|
Geographical scope | Worldwide / Worldwide excluding US and Canada |
sum insured | USD 50,000, USD 100,000, USD 300,000 & USD 500,000 |
Hospitalization expenses | Yes |
In-patient Care Deductible: US $100 / € 75 |
Up to sum insured |
Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75 |
10% of sum insured |
Additional sum insured for Accidental Hospitalization Deductible: US $100 / € 75 |
Yes, up to 100% sum insured |
Out-patient care Deductible: US $100 / € 75 |
USD 50,000 |
Daily Allowance Deductible: 2 days |
US $25 per day, max 5 days |
Compassionate Visit | US $5,000 |
Return of Minor Child | US $2,000 |
Upgradation to Business Class | US $1,000 |
Dental Expenses Deductible: US $100 / € 75 |
US $300 |
Personal Accident | US $15,000 |
Common Carrier Accidental Death | US $5,000 |
Medical Evacuation | US $50,000 |
Repatriation of Mortal Remains | US $50,000 |
Trip Cancellation and Interruption | US $1,000 |
Trip Delay Time delay: 12 hours |
US $500 |
Loss of Checked-in-Baggage | US $100 |
Delay of Checked-in-Baggage Time delay: 12 hours |
US $100 |
Loss of Passport | US $300 |
Personal Liability Deductible: US $100 / € 75 |
US $100,000 |
After specified deductible, Care overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis.
Yes Care overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.
For hospitalization medical expenses claims notify Care health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers
USA & Canada: +1-844-3013135 / +1-844-3013146 ( Toll Free)
Rest of the world: +91-124-4498760 (Call Back Facility)
Email: travelassistance@religare.com
In case of reimbursement of treatment expenses, contact Care Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009
India: 1800 200 4488 (Toll Free & Accessible in India only)
Email: travelassistance@religare.com
The Medical Cover component of your Care travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).
The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.
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Care travel insurance for Indians traveling overseas.
Know more & buy »Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
Know more & buy »Care Travel Care insurance for Indians going to other Asian countries.
Know more & buy »Senior travelers up to the age of 90 years can opt for Care Travel insurance coverage.
Know more & buy »Applying for Schengen visa? Then this Care Schengen insurance is a good option to go for!
Know more & buy »Buy Care family travel medical insurance online.
Know more & buy »Do you need health insurance?
Older parents, young kids, expensive medical bills?
Find the best health insurance for your needs!
Do you need travel insurance?
Are you traveling overseas
Find the best travel insurance for your needs and have a safe journey!!
Do you need schengen travel insurance?
Are you traveling to Europe?
Buy Schengen travel insurance to satisfy Schengen visa requirements.