Care Explore travel insurance without sublimits
Indians travelling overseas are vulnerable to travel and health risks. Travel risks include unplanned trip cancellation, trip delay, trip interruption, baggage loss, baggage delay, loss of passport and personal liability. Health risks include sudden sickness, accidental injury which may sometimes result in hospitalization or medical evacuation. Buying the right insurance that would cover these emergency expenses is important so that you need not compromise on the healthcare treatment because it is expensive.Under certain circumstances most insurance plans have sub-limits on every benefit offered by them. These plans would not cover all the expenses up to the chosen plan maximum thereby making the insurance plan you buy inconvenient.
Care has designed an insurance plan namely Explore Platinum which offers comprehensive coverage without any sub-limits. This plan offers global coverage and does not have any sublimit on the benefits. Therefore it makes a difference when the cost of health care treatment is very high. The coverage for travelers is available for older travellers and also offers coverage for pre-existing diseases up to 10% of the chosen maximum limit.
USD 50,000 / 1 Lakh / 2 Lakhs / 3 Lakhs/ 5 Lakhs
180 days (can be extended for further)
1 day to 90 years
You can buy insurance online by using a credit/debit card, UPI, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Care travel insurance online.
Care travel health insurance explore the world without worry!
In case of Claim or reimbursement of treatment expenses, notify Care health insurance
Insurance customers can renew their existing policy online before the exipry date at any time.
Get all the answers to the most frequently asked questions (FAQs) regarding Care travel health insurance
After specified deductible, Care overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis.
Yes Care overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.
For hospitalization medical expenses claims notify Care health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers
USA & Canada: +1-844-3013135 / +1-844-3013146 ( Toll Free)
Rest of the world: +91-124-4498760 (Call Back Facility)
Email: travelassistance@religare.com
In case of reimbursement of treatment expenses, contact Care Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009
India: 1800 200 4488 (Toll Free & Accessible in India only)
Email: travelassistance@religare.com
The Medical Cover component of your Care travel insurance: Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).
The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
A lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
Dental Expenses: incurred in connection with any injury while on your trip are covered by the policy.
