Care Critical Illness Insurance - Assure

Care Critical Illness Insurance plan details

• Highlights of Care Critical Illness mediclaim insurance

  Minimum entry age	18 years
  Maximum entry age	65 years
  Grace period	30 days from the date of expiry to renew the policy
  Waiting period	90 days (except personal accident)
  Policy Tenure	1 year / 2 years / 3years

• Features of Care critical illness medical insurance plan

  • 20 Critical Illness Covered
    Critical illness cover is a benefit plan where you get a lump sum amount when diagnosed or operated for any of the below specified critical illness. Cancer, End Stage Renal Failure, Multiple Sclerosis, Benign Brain Tumor, Motor Neuron Disorder, End Stage Lung Disease, Major Organ Transplant, Heart Valve Replacement, Coronary Artery Bypass Graft, Stroke, Paralysis, Myocardial Infarction, Major Burns, Coma, Blindness, Parkinson’s Disease before the age of 50 years, Alzheimer’s Disease before the age of 50 years, End Stage Liver Disease, Bacterial Meningitis, Aplastic Anemia.
  • Accidental Death Cover
    Our assurance towards your family’s well being and financial independence! We will pay a lump sum amount equal to the Sum Insured in the event of Accidental Death or Permanent Total Disablement of the insured.
  • Health Check-up, every year
    Our concern is your good health. This we make sure by providing a health check-up, once in a policy year
  • Get Second Opinionr
    If you are suffering with a critical illness or wish to get a second opinion of an expert/doctor, we arrange one for you, at no extra cost.
  • Tax Benefit
    You can avail of a tax benefit on the premiums you pay towards your health insurance, as per the prevailing tax laws of the Income Tax Act, 1961 (u/s 80D).

• Benefits of Care critical illness insurance policy

  Sum Insured (in Rs.)	5, 10, 15, 20, 30, 50, 75 Lacs & 1 Crore
  Number of critical illness covered	It covers 20 illness
  Critical Illness, Medical Events and Surgical Procedures	Covered up to 100% of Sum Insured
  Personal Accident	Covered up to 100% of Sum Insured
  Child Education Cover	Covered up to 10% of Sum Insured
  Health Check-up	Yes
  Second Opinion	Yes

• Exclusions of Care Critical Illness medical insurance

  1. Any pre-existing illness.
  2. Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date.
  3. Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
  4. Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
  5. Medical expenses incurred for treatment of AIDS
  6. Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
  7. Congenital disease
  8. Cosmetic & aesthetic and obesity related treatment
  9. Tests and treatment relating to infertility and in vitro fertilization.
  10. War, riot, strike, nuclear weapons induced hospitalization.