Care travel insurance Care travel insurance for Pre-existing conditions
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Care Travel Insurance

Unique features of Care travel insurance India

Up to 10% of sum insured under life threatening conditions
Only Declared pre-existing medical conditions are covered
Available for all age group.
No medical reports required.
Exclusive coverage for critical illness.

Care travel insurance highlights

Sum Insured

USD 25,000 / 50,000 / 1 Lakh / 2 Lakhs / 3 Lakhs/ 5 Lakhs

Coverage period

180 days (can be extended for further)

Eligibility

1 day to 90 years

Care travel insurance Eligibility

  • Coverage for pre-existing conditions in case of life threatening up to 10% of Sum Insured
  • Only declared pre-existing conditions are covered as per terms and conditions of insurance.
  • Covers for critical illness like Liver disease, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke and other non-critical illness.
  • Compare and buy travel insurance plans online by Care Health Insurance
  • Travelers up to the age of 90 years can buy this Indian pre-existing condition coverage travel insurance plan without giving any medical reports.

Care international travel insurance covering pre existing conditions for Indians

If the claim is made for an emergency medical treatment rendered in case of a life threatening medical condition, during the period of insurance for any sudden, unexpected, unforeseen development attributable to any pre-existing disease, the claim amount shall be 10% of the Sum Insured or the actual hospitalization expenses whichever is less, the deductibles being applied on the claim amount, provided that:

  • The approval of the Company or the Assistance Service Provider is obtained within 24 hours of commencement of Hospitalization
  • Any Claim under this Clause shall be admissible only till the Insured Person becomes medically stable or is relieved from Acute pain.
  • All further Medical Expenses including but not limited to those expenses related to maintaining the medically stable state or to prevent the onset of Acute pain or any further treatment would not be covered by the Company.

Care pre-existing conditions coverage under life threatening situations

Life Threatening Medical Condition means a medical condition suffered by the Insured Person which has the following characteristics:

  • Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate);or
  • Acute impairment of one or more vital organ systems (involving brain, heart, lungs, liver, kidneys and pancreas); or
  • Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system functions to treat single or multiple vital organ failures and requires interpretation of multiple physiological parameters and application of advanced technology; or
  • Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department; and certified by the attending Medical Practitioner as a Life Threatening Medical Condition.

Care travel health insurance policy for pre existing diseases -FAQ's

Care Travel insurance India offers coverage for pre-existing conditions under life threatening conditions. While buying the travel insurance, the pre-existing conditions or ailments must be declared. The expenses are covered up to 10% of sum insured under life threatening conditions.

Yes Care can be extended for 180 days up to a total of 365 days. Extension must be requested 10 days prior to the end date.

A Pre-existing disease means any condition, ailment or injury or related condition(s) for which the insured person had signs or symptoms, and / or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the first policy issued by the company.

A life threatening medical condition refers to a medical condition suffered by the insured person which has the following characteristics
  1. Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate or
  2. Acute impairment of one or more vital organ systems (involving brain, heart, lungs, liver, kidneys and pancreas ) or
  3. Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system functions to treat single or multiple vital organ failures and requires interpretation of multiple physiological parameters and application of advanced technology or
  4. Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department and certified by the attending medical practitioner as a life threatening medical condition.

Care travel insurance covers declared pre-existing medical conditions under life threatening conditions. You can get more information at and buy the policy online.

Yes, Care travel insurance covers pre-existing diseases for senior citizens for life threatening conditions up to 10% of sum insured irrespective of the plan and coverage. They can just declare the pre-existing diseases in the online proposal form and buy the policy without submitting any paper documents or medical reports.

Care travel health insurance covers life threatening conditions for declared pre-existing medical conditions up to 10% of sum insured or policy medical maximum.

Care travel insurance plans cover pre-existing medical conditions up to 10% of sum insured in case of life threatening conditions. Explore Asia plan, Explore Canada plan, Explore Africa plan, Explore Europe plan, Explore worldwide plan Explore worldwide excluding USA and Canada cover pre-existing medical conditions.

For declared pre-existing medical conditions Care travel insurance offers up to 10% of sum insured in case of life threatening situations and as per terms and conditions of the policy.

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