Care travel insurance Care Explore Europe travel insurance

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Care Travel Insurance

Care travel insurance for Indian tourists in Europe

Europe comprising of Schengen countries and other non-Schengen countries like UK/England, Ireland, Russia, Croatia, Israel, Turkey is one of the most visited continents by Indian tourists. This is because with a single Schengen visa allows Indians to visit any of the 27 Schengen countries.

The visa application process is quite simple and easy making it more ideal for Indians to visit Europe. Be aware of the high health care cost in Europe which is sophisticated but expensive. Indians should have proper overseas travel medical insurance to visit Europe, without which it can lead to financial troubles in clearing the medical bills.

Travelling abroad may also involve other risks like the loss of baggage, loss of passport, trip interruption, trip delay which may result in severe expenses in European countries. With Care Explore Europe Insurance, that is approved by VFS global most of these expenses are covered and the Indian travelers can enjoy the European visit without worrying about any such risks.

Travel insurance highlights

assignment
Sum Insured

USD 25,000 / 50,000 / 100,000 / 250,000 / 500,000

lists
Coverage period

180 days( can be extended for further)

person
Age of Entry

1 day to 90 years

Popular tourists destinations in Europe

paris insurance
Paris

Paris is a major European city and a global center for art, fashion, gastronomy and culture.

Italy
Italy

Italy, a European country with a long Mediterranean coastline, has left a powerful mark on Western culture and cuisine.

Greece
Greece

Greece is a country in southeastern Europe with thousands of islands throughout the Aegean and Ionian seas.

Switzerland
Switzerland

Switzerland is popular for adventure sports like Mountaineering, snowboarding, and skiing. There are more than 1500 lakes in Switzerland. Lake Geneva is the largest freshwater lake in Switzerland.

Care Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Care travel insurance online. These travelers can complete the Care international travel insurance renewal request form online and we will try to get an approval for you".

ONLINE RENEWAL

Care Explore Europe travel insurance plans details

  • Explore Europe Explore Gold Explore Platinum
    Geographical scope
    Europe Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada
    Sum Insured
    € 30,000 & € 100,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000
    Hospitalization expenses
    Yes Yes Yes
    In-patient Care   Deductible: US $100 / € 75
    Up to sum insured Up to sum insured Up to sum insured
    Pre-existing diseases (Life Threatening Condition)   Deductible: US $100 / € 75
    10% of sum insured 10% of sum insured 10% of sum insured
    Out-patient care   Deductible: US $100 / € 75
    € 30,000 USD 50,000 USD 50,000
    Daily Allowance   Time Delay: 2 days
    US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days
    Compassionate Visit
    - - US $5,000
    Return of Minor Child
    - - US $2,000
    Upgradation to Business Class
    € 750 US $1,000 US $1,000
    Dental Expenses  Deductible: US $100 / € 75
    € 300 US $300 US $300
    Personal Accident
    € 10,000 US $15,000 US $15,000
    Common Carrier Accidental Death
    - - US $5,000
    Medical Evacuation
    € 30,000 US $50,000 US $50,000
    Repatriation of Mortal Remains
    € 30,000 US $50,000 US $50,000
    Trip Cancellation and Interruption
    € 750 US $1,000 US $1,000
    Trip Delay   Time Dealy: 12 hours
    € 300 US $500 US $500
    Loss of Checked-in-Baggage
    € 100 US $100 US $100
    Delay of Checked-in-Baggage   Time Delay: 12 hours
    € 100 US $100 US $100
    Loss of Passport
    € 250 US $300 US $300
    Personal Liability   Deductible: US $100 / € 75
    € 75,000 US $100,000 US $100,000
    * - Sum Insured

    Sub limit details are as follows:

    Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan

    Medical Expense Sub-limit
    Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
    ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
    Operation Theatre Charges
    (Including surgeon charges)
    10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
    Ambulance Services US $ 500 per claim / €375 per claim
    Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
    Medical Practitioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
    Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim
    For the purpose of application of the above limits :
    (i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
    (ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
    (iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.
  • Pre-existing conditions coverage under Care travel policy

    • Under life threatening situations, Care covers medical expenses for pre-existing diseases.
    • Covers critical diseases like Liver disease, Cancer / Tumor, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke
    • It is cashless if hospitalization is more than 24 hours
    • Reimbursement if hospitalization is less than 24 hours
  •   Coverage for medical needs
    • Hospitalisation Cover - In-patient & Out-patient
    • Pre-Existing Disease Coverage
    • Double Sum Insured for Accidental Hospitalization
    • Treatment in Home Country
    • Medical Evacuation
    • Common Carrier Accidental Death
    • Dental Expenses
    • Daily Allowance for Hospitalization
    • 2-way Compassionate Visit
    • Accidental Death/Permanent Total Disability
      Coverage for non-medical needs
    • Trip Delay, Cancellation or Interruption
    • Loss/Delay of Checked-In baggage
    • Loss of Passport
    • Personal Liability
    • Return of Minor Child
    • Up-gradation To Business Class
  • Care Explore Europe travel insurance claims procedure

    Falck Global Assistance (24 hours assistance centre)

    • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
    • Email: travelassistance@careinsurance.com
    • Fax: +91- 124- 4006674

    Care Health Insurance Limited , Vipul Tech Square, Tower C, 3rd Floor,

    • India: 1800 200 4499 (Toll Free & Accessible in India only)
    • Email: travelassistance@careinsurance.com
    • Fax: 1800 200 6677

    In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

    Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience! NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

  • Care overseas travel insurance plan exclusions

    • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
    • War and Nuclear perils or consequences thereof.
    • Ionising Radiation or contamination arising out of the same.
    • Any intentional self-injury, suicide or attempted suicide.
    • Any claim relating to hazardous activities.
    • The insured being involved in Breach of taw.
    • HIV/AIDS.

Care Explore Europe travel insurance - FAQ's

How do I use the insurance if I fall sick during my overseas?

The Medical Cover component of your Care travel insurance: Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical sum insured is doubled in the event of an accident (as opposed to sickness).

The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

The Common Carrier Accidental Death clause provides a lumpsum payment of the sum insured in the event of accidental death of the insured while traveling on a common carrier/transport.

Dental Expenses: incurred in connection with any injury while on your trip are covered by the policy.

You can renew the Care policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Care insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office. However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

List of Popular Schengen countries

Customer testimonial