Care Classic - Zone Based Health Insurance Plan

Care health insurance online - Quotes

Plan Type

Individual Health Family Floater

Coverage Type

Coverage Amount

Age of senior member:

years OR age

All day care procedures covered
Unlimited automatic recharge of sum insured
Up to 150% increase in sum insured for 6 consecutive claim free years
Unlimited e-consultation with general physician
Avail discount on pharmacy and diagnostic tests through our online platform discount connect

Call: 080-4110 1026

Sum Insured
4 lacs – 600 lacs options available

Tenure Options
1, 2, 3 years options available

Claims Incurred Ratio *
55.00%

Claims Settlement Ratio **
93.44%

List of Network Hospitals
7,400+ hospitals

Number of Policies issued *
6,91,739

Number of Lives Covered *
1,07,13,000

Maximum Family Floater Coverage
Self, Spouse + dependent (children + parents)

* As per IRDAI report for 2018-19 | ** As per NL25 data published on the Insurance Company website

Entry Age – Minimum	Floater: 91 Days with at least 1 insured member of Age 18 years of age
Entry Age – Maximum	Adult: 60 Years Child: 24 Years
Exit Age	Adult: Lifelong Child: 25 Years
Cover Type	Floater
Tenure options	1 / 2 / 3 years
Allowed relationships	Self, Legally married spouse, son, daughter or Parents(father, mother) or In Laws(father-in-laws, mother-in-laws)

Coverage Table
Sum Insured in ₹ INR	5 / 7 / 10 / 15 Lacs
Room Rent	Single private A/C room
ICU charges	No limit
In-Patient Care	Upto SI
Day Care Treatments	All day care procedures
Pre-hospitalization	Upto 60 days
Post-hospitalization	Upto 90 days
Ayush Treatment	Upto 10% of SI; Max Rs. 50,000/year
Organ Donor	Upto 10% of SI
Domiciliary Hospitalization	Upto SI if hospitalization exceeds 3 days; Ayush treatment is part of Domiciliary Hospitalization SI
Ambulance Cover	Upto ₹ 1,000 per policy year
Second Opinion	Once per policy year for each insured person covering only major illness / injury
Annual Health check-up	Once a year for all insured members
No Claim Bonus	25% of SI for every claim free year, Max 150% of SI
Unlimited Automatic Recharge	Unlimited times in a policy year, not applicable on advanced technology methods
Unlimited E-Consultations	Consultations with general physicians