Care travel insurance

Care travel insurance plans benefits

• Geographical scope	Asia
  Sum Insured	USD 10,000, USD 25,000, USD 50,000 & USD 100,000
  Hospitalization expenses	Yes
  In-patient Care  Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition)  Deductible: US $100 / € 75	10% of SI*
  Out-patient care  Deductible: US $100 / € 75	Up to SI*
  Daily Allowance  Time Delay: 2 days	US $25 per day, max 5 days
  Compassionate Visit	-
  Return of Minor Child	-
  Upgradation to Business Class	US $1,000
  Dental Expenses  Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	-
  Medical Evacuation	US $10,000
  Repatriation of Mortal Remains	US $10,000
  Trip Cancellation and Interruption	US $1,000
  Trip Delay  Time Dealy: 12 hours	US $500
  Loss of Checked-in-Baggage	US $100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	US $300
  Loss of Passport	US $300
  Personal Liability  Deductible: US $100 / € 75	US $100,000

• Geographical scope	Africa
  Sum Insured	USD 25,000, USD 50,000 & USD 100,000
  Hospitalization expenses	Yes
  In-patient Care Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of SI*
  Out-patient care Deductible: US $100 / € 75	Up to SI*
  Daily Allowance Time Delay: 2 days	US $25 per day, max 5 days
  Compassionate Visit	-
  Return of Minor Child	-
  Upgradation to Business Class	US $1,000
  Dental Expenses Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	-
  Medical Evacuation	US $10,000
  Repatriation of Mortal Remains	US $10,000
  Trip Cancellation and Interruption	US $1,000
  Trip Delay  Time Dealy: 12 hours	US $500
  Loss of Checked-in-Baggage	US $100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	US $300
  Loss of Passport	US $300
  Personal Liability  Deductible: US $100 / € 75	US $100,000

• Geographical scope	Europe
  Sum Insured	€ 30,000 & € 100,000
  Hospitalization expenses	€ 30,000
  In-patient Care Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of SI*
  Out-patient care Deductible: US $100 / € 75	Up to SI*
  Daily Allowance Time Delay: 2 days	US $25 per day, max 5 days
  Compassionate Visit	-
  Return of Minor Child	-
  Upgradation to Business Class	€ 750
  Dental Expenses Deductible: US $100 / € 75	€ 300
  Personal Accident	€ 10,000
  Common Carrier Accidental Death	-
  Medical Evacuation	€ 30,000
  Repatriation of Mortal Remains	€ 30,000
  Trip Cancellation and Interruption	€ 750
  Trip Delay  Time Dealy: 12 hours	€ 300
  Loss of Checked-in-Baggage	€ 100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	€ 100
  Loss of Passport	€ 250
  Personal Liability  Deductible: US $100 / € 75	€ 75,000

• Geographical scope	Worldwide excluding US
  Sum Insured	USD 50,000 & USD 100,000
  Hospitalization expenses	Yes
  In-patient Care Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of SI*
  Out-patient care Deductible: US $100 / € 75	USD 50,000
  Daily Allowance Time Delay: 2 days	US $25 per day, max 5 days
  Compassionate Visit	-
  Return of Minor Child	-
  Upgradation to Business Class	US $1,000
  Dental Expenses Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	-
  Medical Evacuation	US $50,000
  Repatriation of Mortal Remains	US $50,000
  Trip Cancellation and Interruption	US $1,000
  Trip Delay  Time Dealy: 12 hours	US $500
  Loss of Checked-in-Baggage	US $100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	US $300
  Loss of Passport	US $300
  Personal Liability  Deductible: US $100 / € 75	US $100,000

• Geographical scope	Worldwide / Worldwide excluding US and Canada
  Sum Insured	USD 25,000, USD 50,000, USD 100,00 & USD 200,000
  Hospitalization expenses	Yes
  In-patient Care  Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition)  Deductible: US $100 / € 75	10% of SI*
  Out-patient care  Deductible: US $100 / € 75	USD 50,000
  Daily Allowance  Time Delay: 2 days	-
  Compassionate Visit	-
  Return of Minor Child	-
  Upgradation to Business Class	US $1,000
  Dental Expenses   Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	-
  Medical Evacuation	US $50,000
  Repatriation of Mortal Remains	US $50,000
  Trip Cancellation and Interruption	NA
  Trip Delay  Time Dealy: 12 hours	NA
  Loss of Checked-in-Baggage	NA
  Delay of Checked-in-Baggage  Time Delay: 12 hours	NA
  Loss of Passport	NA
  Personal Liability  Deductible: US $100 / € 75	NA

• Geographical scope	Worldwide / Worldwide excluding US and Canada
  Sum Insured	USD 50,000, USD 100,000, USD 200,000, USD 300,000 & USD 500,000
  Hospitalization expenses	Yes
  In-patient Care Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of SI*
  Out-patient care Deductible: US $100 / € 75	USD 50,000
  Daily Allowance Time Delay: 2 days	US $25 per day, max 5 days
  Compassionate Visit	-
  Return of Minor Child	-
  Upgradation to Business Class	US $1,000
  Dental Expenses Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	-
  Medical Evacuation	US $50,000
  Repatriation of Mortal Remains	US $50,000
  Trip Cancellation and Interruption	US $1,000
  Trip Delay  Time Dealy: 12 hours	US $500
  Loss of Checked-in-Baggage	US $100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	US $300
  Loss of Passport	US $300
  Personal Liability  Deductible: US $100 / € 75	US $100,000

• Geographical scope	Worldwide / Worldwide excluding US and Canada
  Sum Insured	USD 50,000, USD 100,000, USD 300,000 & USD 500,000
  Hospitalization expenses	Yes
  In-patient Care Deductible: US $100 / € 75	Up to SI*
  Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of SI*
  Out-patient care Deductible: US $100 / € 75	USD 50,000
  Daily Allowance Time Delay: 2 days	US $25 per day, max 5 days
  Compassionate Visit	US $5,000
  Return of Minor Child	US $2,000
  Upgradation to Business Class	US $1,000
  Dental Expenses Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	US $5,000
  Medical Evacuation	US $50,000
  Repatriation of Mortal Remains	US $50,000
  Trip Cancellation and Interruption	US $1,000
  Trip Delay  Time Dealy: 12 hours	US $500
  Loss of Checked-in-Baggage	US $100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	US $300
  Loss of Passport	US $300
  Personal Liability  Deductible: US $100 / € 75	US $100,000

Care travel insurance plans details

• Explore Asia

  • Aged up to 80 years : $25,000, $50,000 & $100,000
  • Ages 81 to 90 years: $25,000, $50,000
  • Ideal and affordable plan for Indians visiting Asian countries as it is available for 180 days and good option for senior travelers.
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

  Explore Europe

  • Aged up to 80 years: 30,000 euros & 100,000 euros
  • Ages 81 to 90 years: 30,000 euros
  • Best coverage for visiting Schengen countries as it satisfies the visa insurance requirements.
  • Good medical insurance cover for Indian travellers visiting UK and other European countries
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

  Explore Africa

  • Aged up to 80 years: $25,000, $50,000 & $100,000
  • Ages 81 to 90 years: $25,000, $50,000
  • Cheaper plan for visiting African countries
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

  Explore Canada

  • Aged up to 80 years: $50,000 & $100,000
  • Ages 81 to 90 years: $50,000
  • Cheaper plan for visiting Canada as the coverage is excluding USA. Generally Including USA insurance plans are more expensive.
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

  Worldwide including USA / excluding USA options

  • Aged up to 60 years: $50,000, $100,000, $300,000 & $500,000
  • Ages 61 to 80 years: $50,000, $100,000
  • Ages 81 to 90 years: $50,000

  Available maximum coverage options for travelers having pre-existing diseases:

  • Aged up to 80 years: $50,000, $100,000
  • Ages 81 to 90 years: $50,000

  Availability of high coverage maximum of $500,000

  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.
  • Explore platinum plans offers comprehensive coverage without any sub limits for medical expenses.

• Care Foreign travel insurance - Unique features

  • Pre existing covered upto 10% of Sum Insured in case of life threatening only
    E.g.: USD 5,000 for USD 50,000
    USD 10,000 for USD 100,000 .
  • Age band covered from Day 1 (baby) - unlimited age.
  • Sublimit option for Gold plan for all age group is applicable; but Sublimit not applicable for Platinum Plan for any age group.
  • Per day rates - Premium calculated for actual days of travel i.e. Slab rates not applicable
    E.g. 2 days , 4 days etc.
  • Explore Europe & Explore-Platinum Plans are approved by all the Schengen consulates up to unlimited age.
  • Issuance of policy through Travel Agents login - Individuals could use their credit cards for payment.
  • E- Travel Insurance Card comes with every policy issued instantly. This helps the customer in case of any accident/ immediate reference in case of emergency
  • Premium quoting & coverage details could be sent to customer on their email ID's automatically from the Agents login before purchase/ Issuance of the policy
  • Our Policy don't have Per Aliment Limit
  • Customer can Upgrade to Business class travel ticket in case of hospitalization abroad while returning (Return should be within 20days post Discharge form hospital)
  • Treatment in home country covered upto 30days if the customer returns to India as per Doctor's advise post hospitalization abroad.
•   Coverage for medical needs
  

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

    Coverage for non-medical needs
  

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Care overseas travel insurance claims procedure

  In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

  Falck Global Assistance (24 hours assistance centre)

  • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
  • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@careinsurance.com
  • Fax: +91- 124- 4006674

  In case of reimbursement of treatment expenses, reach Care health insurance at the below touch points

  Care Health Insurance Limited , Vipul Tech Square, Tower C, 3rd Floor,

  • India: 1800 200 4499 (Toll Free & Accessible in India only)
  • Email: travelassistance@careinsurance.com
  • Fax: 1800 200 6677

  Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience! NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

• Care travel insurance plans, overseas health insurance - FAQ's

  How do I use the insurance if I fall sick during my overseas trip?

  The Medical Cover component of your Car travel insurance:
  Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier.

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  How does this policy cater to medical evacuation should the need arise during my travel abroad?

  The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

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  Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

  The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

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  Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap?
  The Common Carrier Accidental Death clause provides: a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.

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  What dental coverage does the policy provide?

  Dental Expenses: Incurred in connection with any injury while on your trip are covered by the policy.

• Care overseas travel insurance plan exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.