Care Overseas Travel Insurance

Care travel insurance online plan details, Care overseas insurance policy benefits

• Care travel insurance benefits

  Explore Asia	Explore Africa	Explore Europe	Explore Canada+	Explore Gold	Explore Platinum
  Geographical scope
  Asia	Africa	Europe	Worldwide excluding US	Worldwide / Worldwide excluding US and Canada	Worldwide / Worldwide excluding US and Canada
  Sum Insured
  USD 10,000, USD 25,000, USD 50,000 & USD 100,000	USD 25,000, USD 50,000 & USD 100,000	€ 30,000 & € 100,000	USD 50,000 & USD 100,000	USD 50,000, USD 100,000, USD 200,000, USD 300,000 & USD 500,000	USD 50,000, USD 100,000, USD 300,000 & USD 500,000
  Hospitalization expenses
  Yes	Yes	Yes	Yes	Yes	Yes
  In-patient Care   Deductible: US $100 / € 75
  Up to SI*	Up to SI*	Up to SI*	Up to SI*	Up to SI*	Up to SI*
  Pre-existing diseases (Life Threatening Condition)   Deductible: US $100 / € 75
  10% of SI*	10% of SI*	10% of SI*	10% of SI*	10% of SI*	10% of SI*
  Out-patient care   Deductible: US $100 / € 75
  Up to SI*	Up to SI*	€ 30,000	USD 50,000	USD 50,000	USD 50,000
  Daily Allowance   Time Delay: 2 days
  US $25 per day, max 5 days	US $25 per day, max 5 days	US $25 per day, max 5 days	US $25 per day, max 5 days	US $25 per day, max 5 days	US $25 per day, max 5 days
  Compassionate Visit
  -	-	-	-	-	US $5,000
  Return of Minor Child
  -	-	-	-	-	US $2,000
  Upgradation to Business Class
  US $1,000	US $1,000	€ 750	US $1,000	US $1,000	US $1,000
  Dental Expenses  Deductible: US $100 / € 75
  US $300	US $300	€ 300	US $300	US $300	US $300
  Personal Accident
  US $15,000	US $15,000	€ 10,000	US $15,000	US $15,000	US $15,000
  Common Carrier Accidental Death
  -	-	-	-	-	US $5,000
  Medical Evacuation
  US $10,000	US $10,000	€ 30,000	US $50,000	US $50,000	US $50,000
  Repatriation of Mortal Remains
  US $10,000	US $10,000	€ 30,000	US $50,000	US $50,000	US $50,000
  Trip Cancellation and Interruption
  US $1,000	US $1,000	€ 750	US $1,000	US $1,000	US $1,000
  Trip Delay   Time Dealy: 12 hours
  US $500	US $500	€ 300	US $500	US $500	US $500
  Loss of Checked-in-Baggage
  US $100	US $100	€ 100	US $100	US $100	US $100
  Delay of Checked-in-Baggage   Time Delay: 12 hours
  US $100	US $100	€ 100	US $100	US $100	US $100
  Loss of Passport
  US $300	US $300	€ 250	US $300	US $300	US $300
  Personal Liability   Deductible: US $100 / € 75
  US $100,000	US $100,000	€ 75,000	US $100,000	US $100,000	US $100,000

  * - Sum Insured
  Sub limit details are as follows:
  Sublimits are applicable for all age group. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan

  Medical Expense	Sub-limit
  Room Rent including boarding and lodging	1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
  ICU Charges	2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
  Operation Theatre Charges (Including surgeon charges)	10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
  Ambulance Services	US $ 500 per claim / €375 per claim
  Diagnostics and Radiology Services	US $ 1,000 per claim / €750 per claim
  Medical Practitioners visit fees	US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
  Miscellaneous Expenses	US $ 1,000 per claim / € 750 per claim

• Care Foreign travel insurance - Unique features

  • Pre existing covered upto 10% of Sum Insured in case of life threatening only
    E.g.: USD 5,000 for USD 50,000
    USD 10,000 for USD 100,000 .
  • Age band covered from Day 1 (baby) - unlimited age.
  • Sublimit option for Gold plan for all age group is applicable; but Sublimit not applicable for Platinum Plan for any age group.
  • Per day rates - Premium calculated for actual days of travel i.e. Slab rates not applicable
    E.g. 2 days , 4 days etc.
  • Explore Europe & Explore-Platinum Plans are approved by all the Schengen consulates up to unlimited age.
  • Issuance of policy through Travel Agents login - Individuals could use their credit cards for payment.
  • E- Travel Insurance Card comes with every policy issued instantly. This helps the customer in case of any accident/ immediate reference in case of emergency
  • Premium quoting & coverage details could be sent to customer on their email ID's automatically from the Agents login before purchase/ Issuance of the policy
  • Our Policy don't have Per Aliment Limit
  • Customer can Upgrade to Business class travel ticket in case of hospitalization abroad while returning (Return should be within 20days post Discharge form hospital)
  • Treatment in home country covered upto 30days if the customer returns to India as per Doctor's advise post hospitalization abroad.

• Coverage for medical needs

  

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

  Coverage for non-medical needs

  

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Care overseas travel insurance claims procedure

  In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
  
  Falck Global Assistance (24 hours assistance centre)
  

  • • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674

  In case of reimbursement of treatment expenses, reach Care health insurance at the below touch points
  
  Care Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  

  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677

  Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience!
  NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

• Care travel insurance plans, overseas health insurance - FAQ's

  How do I use the insurance if I fall sick during my overseas trip?

  The Medical Cover component of your Car travel insurance (formerly Religare travel insurance):
  Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier.

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  How does this policy cater to medical evacuation should the need arise during my travel abroad?

  The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

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  Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

  The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

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  Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap?
  The Common Carrier Accidental Death clause provides: a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.

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  What dental coverage does the policy provide?

  Dental Expenses: Incurred in connection with any injury while on your trip are covered by the policy.

• Care overseas travel insurance plan exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.