Care 45+ Health Insurance Plan

Care health insurance online - Quotes

Coverage type

Coverage State

Coverage City

Coverage amount

Date of Birth

OR age years

Policy duration

Gender

Male Female

Sum insured

USD 4lacs/600Lac options available

Tenure options

1, 2, 3 years options available

Claims incurred ratio *

59.00%

Claims settlement ratio **

86.63%

List of network hospitals

19,000+ hospitals

Number of Policies issued *

1,178,380

Number of lives covered *

7,342,207

Maximum family floater coverage

Self, Spouse + dependent (children + parents)

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

Entry Age – Minimum	Individual: 46 years Floater: 91 Days with at least 1 insured member of Age 45 years of age
Entry Age – Maximum	Adult: 60 Years Child: 24 Years
Renewability	Lifelong
Waiting period	Named aliment Waiting period - 24 months of continued coverage Pre - existing disease Waiting period - 48 months of continued coverage
Initial Wait Period	30 days for all illness except Accidental injury

Coverage Table
Sum Insured in ₹ INR	5 / 7 / 10 Lacs
In-Patient Hospitalization	Upto SI
Day Care Treatments	Upto SI
Pre-hospitalization	30 days
Post-hospitalization	60 days
Ambulance Cover	Upto ₹ 2,000 per hospitalization
Organ Donor	Upto ₹ 1,00,000
Domiciliary Hospitalization	Upto 10% of SI
Automatic Recharge	√
Second Opinion	√
Alternate Treatment	Up to Rs.20,000
No Claim Bonus	√
Annual Health check-up	√
Room Rent	Single private room(Max. Up to 1% of SI per day)
ICU Charges	Up to 2% of SI per day
Tenure	1 year / 2 year / 3 years