You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
KNOW MORETravelers who have already traveled from India and do not have insurance can buy Care (Formerly Religare) travel medical insurance.
Care (Formerly Religare) travel health insurance explore the world without worry!
In case of Claim or reimbursement of treatment expenses, notify Care (Formerly Religare) health insurance
Get all the answers to the most frequently asked questions (FAQs) regarding Care (Formerly Religare) travel health insurance
Insurance customers can renew their existing policy online before the exipry date at any time.
KNOW MORE about Care (Formerly Religare) travel health insurance products
Care (Formerly Religare) visitor medical insurance plan without sub-limits
Yes, Care(Formerly Religare) overseas travel insurance has a cashless medical claim facility if it involves a minimum of 24 hour hospitalization. Any claims involving less than 24 hour hospitalization will be on settled on reimbursement basis.
Cashless medical claims:
Planned Hospitalization:
For Single trip there is no age limit, however for the annual multi trip coverage, the maximum age limit is 70 years.
Please fill the traveler already outside India and we will try to get approval from the underwriter to buy Care(Formerly Religare) travel insurance policy.
Care(Formerly Religare) has designed special travel insurance that satisfies Schengen visa requirements and is approved by VFS global . Care(Formerly Religare) Explore Europe offers maximum coverage options up to 30,000 euros or 100,000 euros. Buy Now
Care(Formerly Religare) Travel insurance offers coverage for pre-existing conditions under life threatening conditions. While buying the travel insurance the pre-existing conditions or ailments must be declared. The expenses are covered up to 10% of sum insured under life threatening conditions. Buy Now
Yes Care(Formerly Religare) can be extended for 180 days up to a total of 365 days. Extension must be requested 10 days prior to the end date.
The following are key features of Care(Formerly Religare) overseas travel insurance.
An Indian resident whose age is between 1 day to 90 years can buy the Care(Formerly Religare) travel health insurance. The trip should start from India and can purchase Care(Formerly Religare) travel medical insurance before they depart from India.
A deductible is a specified amount which the policy holder has to pay from his / her pocket before the company pays him / her in case of eligible claims. Any claim amount less than or equal to the specified deductible amount should be borne by the policy holder.
Yes Care(Formerly Religare) overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.
Explore Asia |
Explore Africa |
Explore Europe |
Explore Canada+ |
Explore Gold |
Explore Platinum |
---|---|---|---|---|---|
Geographical scope | |||||
Asia | Africa | Europe | Worldwide excluding US | Worldwide / Worldwide excluding US and Canada | Worldwide / Worldwide excluding US and Canada |
Sum Insured | |||||
USD 25,000, USD 50,000 & USD 100,000 | USD 25,000, USD 50,000 & USD 100,000 | € 30,000 & € 100,000 | USD 50,000 & USD 100,000 | USD 50,000, USD 100,000, USD 300,000 & USD 500,000 | USD 50,000, USD 100,000, USD 300,000 & USD 500,000 |
Hospitalization expenses | |||||
Yes | Yes | Yes | Yes | Yes | Yes |
In-patient Care Deductible: US $100 / € 75 | |||||
Up to SI* | Up to SI* | Up to SI* | Up to SI* | Up to SI* | Up to SI* |
Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75 | |||||
10% of SI* | 10% of SI* | 10% of SI* | 10% of SI* | 10% of SI* | 10% of SI* |
Additional SI* for Accidental Hospitalization Deductible: US $100 / € 75 | Yes, up to 100% SI* | Yes, up to 100% SI* | Yes, up to 100% SI* | Yes, up to 100% SI* | Yes, up to 100% SI* | Yes, up to 100% SI* |
Out-patient care Deductible: US $100 / € 75 | |||||
20% of SI* | 20% of SI* | € 30,000 | USD 50,000 | USD 50,000 | USD 50,000 |
Daily Allowance Time Delay: 2 days | |||||
US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days |
Compassionate Visit | |||||
- | - | - | - | - | US $5,000 |
Return of Minor Child | - | - | - | - | - | US $2,000 |
Upgradation to Business Class | |||||
US $1,000 | US $1,000 | € 750 | US $1,000 | US $1,000 | US $1,000 |
Dental Expenses Deductible: US $100 / € 75 | |||||
US $300 | US $300 | € 300 | US $300 | US $300 | US $300 |
Personal Accident | |||||
US $15,000 | US $15,000 | € 10,000 | US $15,000 | US $15,000 | US $15,000 |
Common Carrier Accidental Death | |||||
- | - | - | - | - | US $5,000 |
Medical Evacuation | |||||
US $10,000 | US $10,000 | € 30,000 | US $50,000 | US $50,000 | US $50,000 |
Repatriation of Mortal Remains | |||||
US $10,000 | US $10,000 | € 30,000 | US $50,000 | US $50,000 | US $50,000 |
Trip Cancellation and Interruption | |||||
US $1,000 | US $1,000 | € 750 | US $1,000 | US $1,000 | US $1,000 |
Trip Delay Time Dealy: 12 hours | |||||
US $500 | US $500 | € 300 | US $500 | US $500 | US $500 |
Loss of Checked-in-Baggage | |||||
US $100 | US $100 | € 100 | US $100 | US $100 | US $100 |
Delay of Checked-in-Baggage Time Delay: 12 hours | |||||
US $100 | US $100 | € 100 | US $100 | US $100 | US $100 |
Loss of Passport | |||||
US $300 | US $300 | € 250 | US $300 | US $300 | US $300 |
Personal Liability Deductible: US $100 / € 75 | |||||
US $100,000 | US $100,000 | € 75,000 | US $100,000 | US $100,000 | US $100,000 |
Medical Expense | Sub-limit |
---|---|
Room Rent including boarding and lodging | 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day |
ICU Charges | 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day |
Operation Theatre Charges (Including surgeon charges) |
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim |
Ambulance Services | US $ 500 per claim / €375 per claim |
Diagnostics and Radiology Services | US $ 1,000 per claim / €750 per claim |
Medical Practitioners visit fees | US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim |
Miscellaneous Expenses | US $ 1,000 per claim / € 750 per claim |
The Medical Cover component of your Care(Formerly Religare) travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).
The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.
Indians visiting France can buy the Care (Formerly Religare) travel medical insurance policy.
Indians travelling to USA can get free quotes from Care (Formerly Religare) travel insurance to USA online.
Indians travelling to Australia can get free quotes for Care (Formerly Religare) Explore Gold or Platinum travel insurance online.
Know moreIndians visiting UK can get free quotes and buy the Explore Europe Care (Formerly Religare) travel insurance online.
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Care (Formerly Religare) Travel insurance for Indians traveling overseas.
Know more »Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurancer.
Know more »Care (Formerly Religare) Travel Care insurance for Indians going to other Asian countries.
Know more »Senior travelers up to the age of 90 years can opt for Care (Formerly Religare) Travel insurance coverage.
Know more »Applying for Schengen visa? Then this Care (Formerly Religare) Schengen insurance is a good option to go for!
Know more »Buy Care (Formerly Religare) family travel medical insurance online.
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