USD 25,000 / 50,000 / 100,000 / 250,000 / 500,000
180 days( can be extended for further)
1 day to 90 years
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers who have already traveled from India and do not have insurance can buy Care travel medical insurance.
In case of Claim or reimbursement of treatment expenses, notify Care health insurance
Care travel health insurance explore the world without worry!
Insurance customers can renew their existing policy online before the exipry date at any time.
Get all the answers to the most frequently asked questions (FAQs) regarding Care travel health insurance
Many Indians work overseas or have settled abroad permanently. Quite often they have their older parents or senior citizens visiting them. Travelling outside India involves health risks and other adverse situations like the loss of baggage, trip delay, trip cancellation or interruption, or the loss of passport. Being older travelers chances of falling sick or meeting with an accident is greater. The cost of treating a senior citizen traveler is also high in foreign countries.
It is wrong to assume that your domestic Indian health insurance would cover your older parents, since domestic Indian health insurance provides little to no coverage outside India. Therefore buying the appropriate travel medical insurance for senior citizens or parents going abroad is essential and important.
Care offers good travel health insurance for 70+ travelers which includes cashless in-patient hospitalization, covers pre-existing conditions under life threatening situations, doctor visits in outpatient department, ambulance services and much more in case of a medical emergency. Care’s overseas travel insurance is popularly known as "Care Explore international travel insurance" among Indian senior citizens overseas. This insurance plan offers worldwide coverage in Asian countries, African countries, USA, Canada, Schengen and other European countries.
Explore Asia |
Explore Africa |
Explore Europe |
Explore Canada+ |
Explore Gold |
Explore Platinum |
---|---|---|---|---|---|
Geographical scope | |||||
Asia | Africa | Europe | Worldwide excluding US | Worldwide / Worldwide excluding US and Canada | Worldwide / Worldwide excluding US and Canada |
Sum Insured | |||||
USD 10,000, USD 25,000, USD 50,000 & USD 100,000 | USD 25,000, USD 50,000 & USD 100,000 | € 30,000 & € 100,000 | USD 50,000 & USD 100,000 | USD 50,000, USD 100,000, USD 200,000, USD 300,000 & USD 500,000 | USD 50,000, USD 100,000, USD 300,000 & USD 500,000 |
Hospitalization expenses | |||||
Yes | Yes | Yes | Yes | Yes | Yes |
In-patient Care Deductible: US $100 / € 75 | |||||
Up to SI* | Up to SI* | Up to SI* | Up to SI* | Up to SI* | Up to SI* |
Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75 | |||||
10% of SI* | 10% of SI* | 10% of SI* | 10% of SI* | 10% of SI* | 10% of SI* |
Out-patient care Deductible: US $100 / € 75 | |||||
Up to SI* | Up to SI* | € 30,000 | USD 50,000 | USD 50,000 | USD 50,000 |
Daily Allowance Time Delay: 2 days | |||||
US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days | US $25 per day, max 5 days |
Compassionate Visit | |||||
- | - | - | - | - | US $5,000 |
Return of Minor Child | |||||
- | - | - | - | - | US $2,000 |
Upgradation to Business Class | |||||
US $1,000 | US $1,000 | € 750 | US $1,000 | US $1,000 | US $1,000 |
Dental Expenses Deductible: US $100 / € 75 | |||||
US $300 | US $300 | € 300 | US $300 | US $300 | US $300 |
Personal Accident | |||||
US $15,000 | US $15,000 | € 10,000 | US $15,000 | US $15,000 | US $15,000 |
Common Carrier Accidental Death | |||||
- | - | - | - | - | US $5,000 |
Medical Evacuation | |||||
US $10,000 | US $10,000 | € 30,000 | US $50,000 | US $50,000 | US $50,000 |
Repatriation of Mortal Remains | |||||
US $10,000 | US $10,000 | € 30,000 | US $50,000 | US $50,000 | US $50,000 |
Trip Cancellation and Interruption | |||||
US $1,000 | US $1,000 | € 750 | US $1,000 | US $1,000 | US $1,000 |
Trip Delay Time Dealy: 12 hours | |||||
US $500 | US $500 | € 300 | US $500 | US $500 | US $500 |
Loss of Checked-in-Baggage | |||||
US $100 | US $100 | € 100 | US $100 | US $100 | US $100 |
Delay of Checked-in-Baggage Time Delay: 12 hours | |||||
US $100 | US $100 | € 100 | US $100 | US $100 | US $100 |
Loss of Passport | |||||
US $300 | US $300 | € 250 | US $300 | US $300 | US $300 |
Personal Liability Deductible: US $100 / € 75 | |||||
US $100,000 | US $100,000 | € 75,000 | US $100,000 | US $100,000 | US $100,000 |
Medical Expense | Sub-limit |
---|---|
Room Rent including boarding and lodging | 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day |
ICU Charges | 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day |
Operation Theatre Charges (Including surgeon charges) |
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim |
Ambulance Services | US $ 500 per claim / €375 per claim |
Diagnostics and Radiology Services | US $ 1,000 per claim / €750 per claim |
Medical Practitioners visit fees | US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim |
Miscellaneous Expenses | US $ 1,000 per claim / € 750 per claim |
Care travel insurance offers insurance cover to senior citizens without any requirement of medical reports. Travelers aged 61 to 80 years can get a coverage of $50,000 and $100,000 / 30,000 Euros and 100,000 Euros and 81 to 90 year old travelers get a coverage of $50,000 / 30,000 Euros.
Yes, senior citizens who are 60+ years and traveling overseas, there are medical restrictions or medical sub limits on the policy coverage. However these medical sub limits can be waived off by paying extra premium and get a comprehensive coverage plan. Platinum plan is a comprehensive plan.
Yes, Care travel insurance covers pre-existing diseases for senior citizens for life threatening conditions up to 10% of sum insured irrespective of the plan and coverage. They can just declare the pre-existing diseases in the online proposal form and buy the policy without submitting any paper documents or medical reports.
For declared pre-existing medical conditions Care travel insurance offers up to 10% of sum insured in case of life threatening situations and as per terms and conditions of the policy.
No. Care travel insurance has to purchase before the travelers depart India.
90 years
Senior citizens and Indian parents aged up to 90 years can get the Care travel medical insurance. They can buy the Care explore plans online without submitting any medical reports.
Care Travel Insurance Reviews - Customer experiences and testimonials.
Care travel insurance proposal form for Indians travelling overseas.
Calculate the international travel insurance premium for Indian travelers travelling overseas.
Care travel insurance customer care information for Indians travelling overseas.
Care travel insurance for Indians traveling overseas.
Know more & buy »Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
Know more & buy »Care Travel Care insurance for Indians going to other Asian countries.
Know more & buy »Senior travelers up to the age of 90 years can opt for Care Travel insurance coverage.
Know more & buy »Applying for Schengen visa? Then this Care Schengen insurance is a good option to go for!
Know more & buy »Buy Care family travel medical insurance online.
Know more & buy »Do you need health insurance?
Older parents, young kids, expensive medical bills?
Find the best health insurance for your needs!
Do you need travel insurance?
Are you traveling overseas
Find the best travel insurance for your needs and have a safe journey!!
Do you need schengen travel insurance?
Are you traveling to Europe?
Buy Schengen travel insurance to satisfy Schengen visa requirements.