Care travel insurance

Care Senior citizen travel insurance review

Care travel insurance online - Quotes
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Pre-existing disease?
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Senior Citizen Travel Insurance

Key features of Care travel insurance

No medical test required to buy the plan.
Cheaper plan for Senior citizens aged 71-90 years due to a single slab.
Platinum plan offers medical cover up to policy maximum without any restrictions.
Covers for medical evacuation and repatriation.
Covers declared pre-existing diseases up to 10% of policy maximum under life threatening situations.

Care travel insurance highlights

Sum Insured

USD 25,000 / 50,000 / 1 Lakh / 2 Lakhs / 3 Lakhs/ 5 Lakhs

Coverage period

180 days (can be extended for further)

Eligibility

1 day to 90 years

Care senior citizen health insurance plan details

    • Pre-existing diseases (Life Threatening Condition)
    • Trip Delay
    • Delay of Checked-in-Baggage
    • Loss of passport
    • Personal Accident
    • Personal Liability
    • For More details... click here
  • Key features of Care senior citizen travel health insurance

    • Cashless hospitalization for medical expenses after deductible
    • Covers doctor visits / outpatient medical expenses after deductible
    • Per day premium. Pay for the number of days you buy insurance.
    • Covers for medical evacuation and repatriation
    • Wide range of plan options for travel to any country for senior citizens.
    • Buy for 180 days and renew for another 180 days
  •   Coverage for medical needs
    • Hospitalisation Cover - In-patient & Out-patient
    • Pre-Existing Disease Coverage
    • Double Sum Insured for Accidental Hospitalization
    • Treatment in Home Country
    • Medical Evacuation
    • Common Carrier Accidental Death
    • Dental Expenses
    • Daily Allowance for Hospitalization
    • 2-way Compassionate Visit
    • Accidental Death/Permanent Total Disability
      Coverage for non-medical needs
    • Trip Delay, Cancellation or Interruption
    • Loss/Delay of Checked-In baggage
    • Loss of Passport
    • Personal Liability
    • Return of Minor Child
    • Up-gradation To Business Class

International Travel Insurance for Senior travelers

Many Indians work overseas or have settled abroad permanently. Quite often they have their older parents or senior citizens visiting them. Travelling outside India involves health risks and other adverse situations like the loss of baggage, trip delay, trip cancellation or interruption, or the loss of passport. Being older travelers chances of falling sick or meeting with an accident is greater. The cost of treating a senior citizen traveler is also high in foreign countries.

It is wrong to assume that your domestic Indian health insurance would cover your older parents, since domestic Indian health insurance provides little to no coverage outside India. Therefore buying the appropriate travel medical insurance for senior citizens or parents going abroad is essential and important.

Care travel medical insurance for senior citizens and parents

Care offers good travel health insurance for 70+ travelers which includes cashless in-patient hospitalization, covers pre-existing conditions under life threatening situations, doctor visits in outpatient department, ambulance services and much more in case of a medical emergency. Care’s overseas travel insurance is popularly known as "Care Explore international travel insurance" among Indian senior citizens overseas. This insurance plan offers worldwide coverage in Asian countries, African countries, USA, Canada, Schengen and other European countries.

Care health insurance for senior citizens, Senior citizen insurance - FAQ's

What is the maximum coverage that Care travel health insurance offers for 70+ senior citizens?

Care travel insurance offers insurance cover to senior citizens without any requirement of medical reports. Travelers aged 61 to 80 years can get a coverage of $50,000 and $100,000 / 30,000 Euros and 160,000 Euros and 81 to 90 year old travelers get a coverage of $50,000 / 30,000 Euros.

Yes, senior citizens who are 60+ years and traveling overseas, there are medical restrictions or medical sub limits on the policy coverage. However these medical sub limits can be waived off by paying extra premium and get a comprehensive coverage plan. Platinum plan is a comprehensive plan.

Yes, Care travel insurance covers pre-existing diseases for senior citizens for life threatening conditions up to 10% of sum insured irrespective of the plan and coverage. They can just declare the pre-existing diseases in the online proposal form and buy the policy without submitting any paper documents or medical reports.

For declared pre-existing medical conditions Care travel insurance offers up to 10% of sum insured in case of life threatening situations and as per terms and conditions of the policy.

No. Care travel insurance has to purchase before the travelers depart India.

90 years

Senior citizens and Indian parents aged up to 90 years can get the Care travel medical insurance. They can buy the Care explore plans online without submitting any medical reports.

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