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Care Formerly Religare Explore Africa Travel insurance

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Pre-existing disease?
Number of Travelers
Date of Birth
or age yrs
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Importance of Care(Formerly Religare) travel insurance for Indians visiting Africa

Africa known for its majestic wildlife, beautiful beaches and scenic landscapes is quite popular among Indians. Africa today is also one of the fastest growing economic regions in the world and this is also incentivizing Indians to travel to Africa. South Africa, Botswana, Kenya, Tanzania, Morocco, Zimbabwe, Namibia and Egypt are among the most visited countries in Africa by Indians. Indians travelling to Africa can buy the customized Care(Formerly Religare) Explore Africa travel medical insurance as it offers exclusive coverage in the African countries. The plan covers hospitalization expenses arising from sudden sickness or accidental injuries. Care(Formerly Religare) African travel insurance also covers expenses from risks like loss of passport, trip cancellation or interruption, personal liability. Given all these advantages and the fact that the Care(Formerly Religare) plan is very affordable, makes it ideal for Indians to buy the Care(Formerly Religare) travel insurance for visiting Africa.

Covid 19 Care (Formerly Religare) travel insurance for Coronavirus

The Care (Formerly Religare) travel insurance now offers coverage for medical expenses related to COVID-19. The Care (Formerly Religare) covid travel insurance coverage for all travellers is available up to the limits mentioned in the policy schedule when the insured is outside the Republic of India. The Care (Formerly Religare) coronavirus travel insurance coverage in the policy is subject to policy terms & conditions.

Care (Formerly Religare) overseas travel insurance India - Useful links

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How to buy Care (Formerly Religare) overseas travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Care (Formerly Religare) travel medical insurance.

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Care (Formerly Religare) Brochure
Care (Formerly Religare) overseas mediclaim insurance brochure

Care (Formerly Religare) health insurance explore the world without worry!

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Care (Formerly Religare) insurance claims
Care (Formerly Religare) travel insurance claim process

In case of Claim or reimbursement of treatment expenses, notify Care (Formerly Religare) health insurance

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Care (Formerly Religare) insurance faq
Care (Formerly Religare) visitor travel insurance FAQ

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Online Renewal
Care (Formerly Religare) travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Care (Formerly Religare) travel without sublimits
Care (Formerly Religare) travel medical insurance without sublimits

Care (Formerly Religare) visitor medical insurance plan without sub-limits

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Popular tourist destinations in Africa


Botswana is one of the best travel destinations in Africa to go to for an awesome safari holiday.


Kenya is an East African paradise filled with abundant wildlife, mountains, flora, fauna and islands.


Morocco is a North African country that has a coastline on both the North Atlantic Ocean and the Mediterranean Sea.

South Africa
South Africa

South Africa is a country on the southernmost tip of the African continent, marked by several distinct ecosystems.


Egypt, a country linking northeast Africa with the Middle East, dates to the time of the pharaohs.


Tanzania is an East African country known for its vast wilderness areas.

Care(Formerly Religare) Explore Africa travel insurance - Details, Benefits & Reviews

  • Benefit Table
  • Policy Coverage
  • Pre-existing conditions
  • Claims process
  • FAQ's
  • Exclusions
Explore Africa Explore Gold Explore Platinum
Geographical scope
Africa Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada
sum insured
USD 25,000, USD 50,000 & USD 100,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000
Hospitalization expenses
Yes Yes Yes
In-patient Care  Deductible: US $100 / € 75
Up to sum insured Up to sum insured Up to sum insured
Pre-existing diseases (Life Threatening Condition)  Deductible: US $100 / € 75
10% of sum insured 10% of sum insured 10% of sum insured
Additional sum insured for Accidental Hospitalization  Deductible: US $100 / € 75
Yes, up to 100% sum insured Yes, up to 100% sum insured Yes, up to 100% sum insured
Out-patient care  Deductible: US $100 / € 75
20% of sum insured USD 50,000 USD 50,000
Daily Allowance  Deductible: 2 days
US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days
Compassionate Visit
- - US $5,000
Return of Minor Child
- - US $2,000
Upgradation to Business Class
US $1,000 US $1,000 US $1,000
Dental Expenses  Deductible: US $100 / € 75
US $300 US $300 US $300
Personal Accident
US $15,000 US $15,000 US $15,000
Common Carrier Accidental Death
- - US $5,000
Medical Evacuation
US $10,000 US $50,000 US $50,000
Repatriation of Mortal Remains
US $10,000 US $50,000 US $50,000
Trip Cancellation and Interruption
US $1,000 US $1,000 US $1,000
Trip Delay  Time delay: 12 hours
US $500 US $500 US $500
Loss of Checked-in-Baggage
US $100 US $100 US $100
Delay of Checked-in-Baggage  Time delay: 12 hours
US $100 US $100 US $100
Loss of Passport
US $300 US $300 US $300
Personal Liability  Deductible: US $100 / € 75
US $100,000 US $100,000 US $100,000

Sub limit details are as follows:
Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan.
Medical Expense Sub-limit
Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
Operation Theatre Charges
(Including surgeon charges)
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
Ambulance Services US $ 500 per claim / €375 per claim
Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
Medical Practitioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim

For the purpose of application of the above limits:
(i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
(ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
(iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.
medical insurance

Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

non medical

Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

Pre-existing conditions coverage

  • Under life threatening situations, Care(Formerly Religare) covers medical expenses for pre-existing diseases up to 10% of sum insured.
  • Only declared pre-existing diseases are covered
  • Covers critical diseases like Liver disease, Cancer / Tumor, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke
  • It is cashless if hospitalization is more than 24 hours
  • Reimbursement if hospitalization is less than 24 hours

Care(Formerly Religare) Explore Africa travel insurance claims procedure

In case of Claim, notify Care(Formerly Religare) health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

Falck Global Assistance (24 hours assistance centre)
    • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674
In case of reimbursement of treatment expenses, reach Care(Formerly Religare) health insurance at the below touch points

Care(Formerly Religare) Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677
Be it Cashless settlement or reimbursement of medical expenses, Care(Formerly Religare) Health Insurance Company delivers its promise of worry free experience!
NRI Online Pvt Ltd markets Care(Formerly Religare) Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care(Formerly Religare) Health Insurance Company Limited.

Care(Formerly Religare) Travel Insurance Plans - FAQ's

Is Care(Formerly Religare) travel insurance a cashless travel health insurance?

After specified deductible, Care(Formerly Religare) overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis..

Does Care(Formerly Religare) travel health insurance cover outpatient medical expenses?

Yes Care(Formerly Religare) overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.

How do I claim if I want to use the policy for medical expenses?

For hospitalization medical expenses claims notify Care(Formerly Religare) health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers

In case of reimbursement of treatment expenses, contact Care(Formerly Religare) Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009

How do I use the insurance if I fall sick during my overseas trip?

The Medical Cover component of your Care(Formerly Religare) travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical sum insured is doubled in the event of an accident (as opposed to sickness).

How does this policy cater to medical evacuation should the need arise during my travel abroad?

The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides
a lumpsum payment of the sum insured in the event of accidental death of the insured while traveling on a common carrier/transport.
What dental coverage does the policy provide?

Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.

Care(Formerly Religare) Explore Africa insurance - Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.

How is Care(Formerly Religare) travel insurance? Is Care(Formerly Religare) travel insurance good?

Care(Formerly Religare) overseas travel insurance is quite popular among Indian tourists going abroad. Care(Formerly Religare) travel insurance is one of the top rated insurance providers in India, and it offers Custom designed plans for different destinations therefore it is one of the best Indian travel insurance products available. Care(Formerly Religare) travel insurance provides comprehensive coverage for hospitalization medical expenses and outpatient care. It also offers coverage for declared pre-existing conditions.

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