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Religare Explore travel insurance without sublimits

Buy Religare travel insurance online

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Religare Explore Platinum travel insurance

Indians travelling overseas are vulnerable to travel and health risks. Travel risks include unplanned trip cancellation, trip delay, trip interruption, baggage loss, baggage delay, loss of passport and personal liability. Health risks include sudden sickness, accidental injury which may sometimes result in hospitalization or medical evacuation. Buying the right insurance that would cover these emergency expenses is important so that you need not compromise on the healthcare treatment because it is expensive. Under certain circumstances most insurance plans have sub-limits on every benefit offered by them. These plans would not cover all the expenses up to the chosen plan maximum thereby making the insurance plan you buy inconvenient.

Religare has designed an insurance plan namely Explore Platinum which offers comprehensive coverage without any sub-limits. This plan offers global coverage and does not have any sublimit on the benefits. Therefore it makes a difference when the cost of health care treatment is very high. The coverage for travelers is available for older travellers and also offers coverage for pre-existing diseases up to 10% of the chosen maximum limit.

Covid 19 Religare travel insurance for Coronavirus

The Religare travel insurance now offers coverage for medical expenses related to COVID-19. The Religare covid travel insurance coverage for all travellers is available up to the limits mentioned in the policy schedule when the insured is outside the Republic of India. The Religare coronavirus travel insurance coverage in the policy is subject to policy terms & conditions.

Religare overseas travel insurance India - Useful links

How to buy Religare overseas travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.

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Religare overseas mediclaim insurance brochure

Religare health insurance explore the world without worry!

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Religare travel insurance claim process

In case of Claim or reimbursement of treatment expenses, notify Religare health insurance

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Religare visitor travel insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding religare travel health insurance

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Religare travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Religare visitor medical insurance policy wordings

Know more about Religare travel health insurance products

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Religare travel medical insurance without sublimits

Religare visitor medical insurance plan without sub-limits

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Religare travel insurance benefits

Benefit Table
Policy Coverage
Claims process
FAQ's
Exclusions

Religare travel insurance benefits

Benefits	Explore Platinum
Geographical scope	Worldwide / Worldwide excluding US and Canada
sum insured	USD 50,000, USD 100,000, USD 300,000 & USD 500,000
Hospitalization expenses	Yes
In-patient Care Deductible: US $100 / € 75	Up to sum insured
Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of sum insured
Additional sum insured for Accidental Hospitalization Deductible: US $100 / € 75	Yes, up to 100% sum insured
Out-patient care Deductible: US $100 / € 75	USD 50,000
Daily Allowance Deductible: 2 days	US $25 per day, max 5 days
Compassionate Visit	US $5,000
Return of Minor Child	US $2,000
Upgradation to Business Class	US $1,000
Dental Expenses Deductible: US $100 / € 75	US $300
Personal Accident	US $15,000
Common Carrier Accidental Death	US $5,000
Medical Evacuation	US $50,000
Repatriation of Mortal Remains	US $50,000
Trip Cancellation and Interruption	US $1,000
Trip Delay Time delay: 12 hours	US $500
Loss of Checked-in-Baggage	US $100
Delay of Checked-in-Baggage Time delay: 12 hours	US $100
Loss of Passport	US $300
Personal Liability Deductible: US $100 / € 75	US $100,000

Coverage for medical needs

Hospitalisation Cover - In-patient & Out-patient
Pre-Existing Disease Coverage
Double Sum Insured for Accidental Hospitalization
Treatment in Home Country
Medical Evacuation
Common Carrier Accidental Death
Dental Expenses
Daily Allowance for Hospitalization
2-way Compassionate Visit
Accidental Death/Permanent Total Disability

Coverage for non-medical needs

Trip Delay, Cancellation or Interruption
Loss/Delay of Checked-In baggage
Loss of Passport
Personal Liability
Return of Minor Child
Up-gradation To Business Class

Religare travel insurance claims procedure

In case of Claim, notify Religare health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

Falck Global Assistance (24 hours assistance centre)

- USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
- Rest of the world: +91-124-4498760 (Call Back Facility)
Email: travelassistance@religare.com
Fax: +91- 124- 4006674

In case of reimbursement of treatment expenses, reach Religare health insurance at the below touch points

Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301

India: 1800 200 4488 (Toll Free & Accessible in India only)
Email: travelclaims@religare.com
Fax: 1800 200 6677

Be it Cashless settlement or reimbursement of medical expenses, Religare Health Insurance Company delivers its promise of worry free experience!
NRI Online Pvt Ltd markets Religare Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Religare Health Insurance Company Limited.

Religare travel insurance plans - FAQ's

Is Religare travel insurance a cashless travel health insurance?

After specified deductible, Religare overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis.

Does Religare travel health insurance cover outpatient medical expenses?

Yes Religare overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.

How do I claim if I want to use the policy for medical expenses?

For hospitalization medical expenses claims notify Religare health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers
USA & Canada: +1-844-3013135 / +1-844-3013146 ( Toll Free)
Rest of the world: +91-124-4498760 (Call Back Facility)
Email: travelassistance@religare.com

In case of reimbursement of treatment expenses, contact Religare Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009
India: 1800 200 4488 (Toll Free & Accessible in India only)
Email: travelassistance@religare.com

How do I use the insurance if I fall sick during my overseas trip?

The Medical Cover component of your Religare travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).

How does this policy cater to medical evacuation should the need arise during my travel abroad?

The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides
a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.

What dental coverage does the policy provide?

Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.