Care(Formerly Religare) travel insurance plans - FAQ's
Is Care(Formerly Religare) travel insurance a cashless travel health insurance?
After specified deductible, Care(Formerly Religare) overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis.
Does Care(Formerly Religare) travel health insurance cover outpatient medical expenses?
Yes Care(Formerly Religare) overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.
How do I claim if I want to use the policy for medical expenses?
For hospitalization medical expenses claims notify Care(Formerly Religare) health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers
USA & Canada: +1-844-3013135 / +1-844-3013146 ( Toll Free)
Rest of the world: +91-124-4498760 (Call Back Facility)
Email: travelassistance@religare.com
In case of reimbursement of treatment expenses, contact Care(Formerly Religare) Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009
India: 1800 200 4488 (Toll Free & Accessible in India only)
Email: travelassistance@religare.com
How do I use the insurance if I fall sick during my overseas trip?
The Medical Cover component of your Care(Formerly Religare) travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).
How does this policy cater to medical evacuation should the need arise during my travel abroad?
The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?
The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap?
The Common Carrier Accidental Death clause providesa lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
What dental coverage does the policy provide?
Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.
