Care travel insurance Care travel insurance for Canada from India

Buy Care travel insurance Canada - Quotes

Plan type
     
Pre-existing diseases?
No.Travelers
Destination
Date of Birth
OR age years
Start Date
      Total days: 
End Date
   
Care Travel Insurance

Key features of Care travel insurance

Available for 6 months and can be renewed for another 6 months.
Daily premium rates, hence you pay only for the number of days you travel.
Pre-existing diseases are covered up to 10% of chosen maximum under life threatening conditions.t
Cashless Hospitalization for accident and sickness.
Reimbursement for Out Patient / Doctor visits including prescription pharmacy bills.
Cheaper plan for people traveling to Canada.

Travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 3 Lakhs/ 5 Lakhs

Coverage period

180 days (can be extended for further)

Age of Entry

1 day to 90 years

Popular tourists destinations in Canada

Niagara Falls
Niagara Falls

Niagara Falls is Canada's most famous natural attraction, bringing in millions of visitors each year. Located just over an hour's drive from Toronto, along the American border.

Moraine Lake
Moraine Lake

Moraine Lake is one of the most photographed places in western Canada. This glacier-fed lake is a gorgeous blue-green surrounded by mountains in Alberta.

Toronto's CN Tower
Toronto's CN Tower

On the shores of Lake Ontario in Canada's biggest city is the iconic CN Tower. The tower is one of the tallest structures in the world standing 553 meters high.

churachill
Cn-tower

It may only be a small town of 1,000 residents in the Manitoba province on the Hudson Bay shore, but Churchill draws huge crowds every year to see its most famous inhabitants, the polar bears.

Canada Flag  Canada - General information

Location

North America

Capital

Ottawa

Currency

Canadian dollar(CAD)

Best time to visit

September to November

Population

Around 41 million

Language

English, French

Vacation spots

Banff National Park, Toronto, Vancouver, Banff, Montreal, Niagara falls, Quebec city, Whistler, Lake Louise.

Care Canada travel insurance plans details

  • Care travel insurance benefit table

    Explore Gold Explore Platinum
    Geographical scope
    Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada
    Sum Insured
    USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000
    Hospitalization expenses
    Yes Yes
    In-patient Care  Deductible: US $100 / € 75
    Up to SI* Up to SI*
    PED (Life Threatening Condition)  Deductible: US $100 / € 75
    10% of SI* 10% of SI*
    Additional SI* for Accidental Hospitalization  Deductible: US $100 / € 75
    Yes, up to 100% SI* Yes, up to 100% SI*
    Out-patient care  Deductible: US $100 / € 75
    20% of SI* 20% of SI*
    Daily Allowance  Deductible: 2 days
    US $25 per day, max 5 days US $25 per day, max 5 days
    Compassionate Visit
    - US $5,000
    Return of Minor Child
    - US $2,000
    Upgradation to Business Class
    US $1,000 US $1,000
    Dental Expenses  Deductible: US $100 / € 75
    US $300 US $300
    Personal Accident
    US $15,000 US $15,000
    Common Carrier Accidental Death
    - US $5,000
    Medical Evacuation
    US $10,000 US $10,000
    Repatriation of Mortal Remains
    US $10,000 US $10,000
    Trip Cancellation and Interruption
    US $1,000 US $1,000
    Trip Delay  Time Delay: 12 hours
    US $500 US $500
    Loss of Checked-in-Baggage
    US $100 US $100
    Delay of Checked-in-Baggage  Time Delay: 12 hours
    US $100 US $100
    Loss of Passport
    US $300 US $300
    Personal Liability Deductible: US $100 / € 75
    US $100,000 US $100,000
    * - Sum Insured

    Sub limit details are as follows:

    Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan
    Medical Expense Sub-limit
    Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
    ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
    Operation Theatre Charges
    (Including surgeon charges)
    10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
    Ambulance Services US $ 500 per claim / €375 per claim
    Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
    Medical Practitioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
    Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim
    For the purpose of application of the above limits :
    (i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
    (ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
    (iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.
  • Care travel health insurance policy coverage


    Coverage for medical needs
    • Hospitalisation Cover - In-patient & Out-patient
    • Pre-Existing Disease Coverage
    • Double Sum Insured for Accidental Hospitalization
    • Treatment in Home Country
    • Medical Evacuation
    • Common Carrier Accidental Death
    • Dental Expenses
    • Daily Allowance for Hospitalization
    • 2-way Compassionate Visit
    • Accidental Death/Permanent Total Disability

    Coverage for non-medical needs
    • Trip Delay, Cancellation or Interruption
    • Loss/Delay of Checked-In baggage
    • Loss of Passport
    • Personal Liability
    • Return of Minor Child
    • Up-gradation To Business Class
  • Pre-existing conditions coverage under Care travel policy

    • Under life threatening situations, Care covers medical expenses for pre-existing diseases.
    • Covers critical diseases like Liver disease, Cancer / Tumor, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke
    • It is cashless if hospitalization is more than 24 hours
    • Reimbursement if hospitalization is less than 24 hours
  • Care travel insurance claims procedure

    Falck Global Assistance (24 hours assistance centre)

    • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
    • Email: travelassistance@careinsurance.com
    • Fax: +91- 124- 4006674

    Care Health Insurance Limited , Vipul Tech Square, Tower C, 3rd Floor,

    • India: 1800 200 4499 (Toll Free & Accessible in India only)
    • Email: travelassistance@careinsurance.com
    • Fax: 1800 200 6677

    In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

    Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience! NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

  • Care health insurance travel - Exclusions

    • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
    • War and Nuclear perils or consequences thereof.
    • Ionising Radiation or contamination arising out of the same.
    • Any intentional self-injury, suicide or attempted suicide.
    • Any claim relating to hazardous activities.
    • The insured being involved in Breach of taw.
    • HIV/AIDS.

Importance of Care travel insurance for Indians visiting Canada

These days there are lot of Indians living or working in Canada. They have maintained strong ties with their families and friends back in India. The Indians visit Canada mainly on a holiday, on work, to visit their relatives. Majority of these Indians are parents and senior citizens visiting their children for a span of 1 month to 6 months

Travelling overseas can result in unpredictable events like sudden sickness or accidental injury. This may result in hospitalization or evacuation, which would end up in financial crisis.

The medical treatment in Canada is very sophisticated and therefore the cost of health care in Canada would be extremely high. It is ideal for Indian tourists travelling to Canada to buy Care Explore Canada international travel medical insurance to protect oneself from financial in case of any medical or travel emergency. This plan is designed exclusively for visiting Canada and is relatively cheaper than some insurance plans that offer insurance coverage in both US and Canada.

Care Travel Insurance Plans - FAQ's

How much is Care travel insurance cost for the Canada?

The cost for the Canada travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Canada travel insurance required, the greater will be the cost. You can get buy Care travel insurance for Canada by getting free quotes on our website and then completing the Care travel insurance proposal form and buying the Indian overseas mediclaim policy online.

If you are applying for the Canada visa, the consular authorities can ask you to have adequate travel insurance for the Canada. However given the fact that your domestic Indian health insurance provides little coverage in Canada, it is important for Indian travelers to buy good Care overseas travel insurance for the Canada.

The Medical Cover component of your Care travel insurance : Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).

The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

The Common Carrier Accidental Death clause provides a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.

Dental Expenses: incurred in connection with any injury while on your trip are covered by the policy.

Care travel insurance is one of the most popular Indian travel insurance policy as it offers the following benefits:

  • Customized plans for different destinations.
  • Premium can be paid per day.
  • Covers declared pre-existing medical conditions up to 10% of sum insured.
  • Comprehensive Explore Platinum plan for travelers of all age group without any sublimits.
  • Double sum insured for accidental hospitalization medical expenses.
  • Upgrade to business class if the traveler cannot fly in economy class due to medical conditions.

The cost of Care travel insurance for Canada from India depends on the following factors :

  1. Age of the traveler: The older the traveler the higher the cost of travel insurance.
  2. Length of travel: The cost of travel insurance increases with the duration of insurance coverage required.
  3. Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.

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