Single trip travel insurance covers the traveler for any unforeseen emergency medical expenses during ones travel outside India for the insurance coverage duration which is stated in the policy. These are also popularly known as round trip insurance. The maximum available duration usually is 180 days and can be renewed for another 180 days but this varies from company to company.
Annual multi trip travel insurance which is suitable for business people who travel overseas frequently but for shorter stays. The trip period varies for different companies but is usually 30, 45, 60 and 90 days.
Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.Know More
Insurance customers can renew their existing policy online before the exipry date at any time.Know More
Find out the difference between plans having sub-limits and not having sub-limitsKnow More
The plan covers for medical expenses due to accident and sickness while traveling outside India. This covers for both hospitalization medical expenses and out patient medical expenses / doctor visits, pharmacy bills.
Reimbursement for loss of checked in baggage.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
Covers the loss of pre-paid, non-refundable and unused payments, when the covered trip is cancelled due to illness, injury or death of family member, bankruptcy, jury duty, auto accident, terrorist incident etc.
This coverage is offered only by some policies and have clearly defined constraints. The pre-existing condition covers any sickness or illness, which existed prior to the effective date of the insurance including whether or not the insured had knowledge that symptoms were related to the sickness or illness.
Covers your medical condition warrants immediate Transportation from the place where You are injured or sick to the nearest Hospital where appropriate medical treatment can be obtained or after being treated at a local Hospital, Your medical condition warrants Transportation to the country where the Trip commenced to obtain further medical treatment or to recover
Travelers who are traveling to Europe to any of the Schengen countries can buy the Schengen travel insurance.Know more
Travelers travelling USA can get the complete travel insurance quotes & can buy travel medical insurance.Know More
Travelers travelling Australia can get the complete travel insurance quotes & can buy travel medical insurance.Know More
Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance.Know more
International travel insurance popularly known as overseas travel medical insurance insures travelers for emergency accident and sickness medical expenses overseas.
Domestic travel insurance is for Indian citizens traveling within India. This provides coverage for medical expenses incurred towards the treatment due to accidental injuries while traveling by rail / road / air during the tenure of the policy.
Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
You can cancel the travel insurance policy and get a refund for the insurance plan. The policy may be cancelled if the cancellation occured before the start of the policy.
Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.
The main reason to buy travel insurance is to cover any emergency medical expenses of the traveler while outside Indian. Other unforeseen losses such as trip delays or baggage delays can also be covered. Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.
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