Indian Travel Insurance for seniors above 80 years

What does Travel Insurance Cover?

1. Medical expenses coverage The plan covers for medical expenses due to accident and sickness while traveling outside India. This covers for both hospitalization medical expenses and out patient medical expenses / doctor visits, pharmacy bills.
2. Checked baggage loss Reimbursement for loss of checked in baggage.
3. Baggage delay Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
4. Trip Cancellation Covers the loss of pre-paid, non-refundable and unused payments, when the covered trip is cancelled due to illness, injury or death of family member, bankruptcy, jury duty, auto accident, terrorist incident etc.
5. Pre-existing This coverage is offered only by some policies and have clearly defined constraints. The pre-existing condition covers any sickness or illness, which existed prior to the effective date of the insurance including whether or not the insured had knowledge that symptoms were related to the sickness or illness.
6. Emergency Medical EvacuationCovers your medical condition and pays for immediate Transportation from the place where you are injured or sick to the nearest Hospital where appropriate medical treatment can be obtained or after being treated at a local Hospital, Your medical condition warrants Transportation to the country where the Trip commenced to obtain further medical treatment or to recover