The Indian community in the USA has grown significantly in the recent past thanks largely to the number of Indians who have gone to the US for their higher education and for work in the IT industry.
These Indians have a strong bond with their friends and families back in India. As a result of this, very often parents, senior citizens, relatives and other family members visit the US. Thanks to the growing Indian middle class, a number of Indians also travel to the United States for vacations.
The duration of their stay could range from a few weeks to a few months. These traveling Indians however while in the US are exposed to a completely different environment and are prone to fall sick or even have an accident.
While they are focused on their the trip or enjoying their vacation, facing adverse medical circumstances can be very disturbing. Healthcare in any US hospital while sophisticated is extremely expensive. Without the best visitor medical insurance, Indian visitors can have the difficulty in seeking good medical treatment. Indians can buy Care Explore international travel health insurance to insure oneself against medical expenses while in US.
Indian tourists travelling overseas can get Care travel insurance quotes online using the Care travel insurance premium calculator. Indian tourists can also fill the Care travel insurance proposal form online. Indian international tourists can buy Care travel health insurance online either using the Credit Card purchase, Net banking, UPI, Mobile wallet or Cheque payment facilities. Please read through Care travel insurance brochure for complete benefits covered by the plan and its policy wordings which includes the terms and conditions.
USD 50,000 / 1 Lakh/ 3 Lakhs/ 5 Lakhs
180 days (can be extended for further)
1 day to 90 years
You can buy insurance online by using a credit/debit card, UPI, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy Care travel insurance online.
Care travel health insurance explore the world without worry!
In case of Claim or reimbursement of treatment expenses, notify Care health insurance
Insurance customers can renew their existing policy online before the exipry date at any time.
Get all the answers to the most frequently asked questions (FAQs) regarding Care travel health insurance
The City of New York, often called New York City or simply New York. New York City comprises 5 boroughs sitting where the Hudson River meets the Atlantic Ocean.
San Francisco, in northern California, is a hilly city on the tip of a peninsula surrounded by the Pacific Ocean and San Francisco Bay. It's known for its year-round fog, iconic Golden Gate Bridge, cable cars and colorful Victorian houses.
Las Vegas, in Nevada’s Mojave Desert, is a resort city famed for its vibrant nightlife, centered around 24-hour casinos and other entertainment options.
Los Angeles is a sprawling Southern California city and the center of the nation’s film and television industry.
North America
Washington, D.C.
United States Dollar
Spring and Autumn
32.57 crores
American English
New York City, Los Angeles, Chicago, Las Vegas, Washington, D.C., Yellowstone, San Francisco, Jacksonville, Savannah, New Orleans, Asheville, Hawaii, Florida, Redwood National Park.
Geographical scope | |
Worldwide / Worldwide excluding US and Canada | Worldwide / Worldwide excluding US and Canada |
Sum Insured | |
USD 50,000, USD 100,000, USD 300,000 & USD 500,000 | USD 50,000, USD 100,000, USD 300,000 & USD 500,000 |
Hospitalization expenses | |
Yes | Yes |
In-patient Care Deductible: US $100 / € 75 | |
Up to SI* | Up to SI* |
PED (Life Threatening Condition) Deductible: US $100 / € 75 | |
10% of SI* | 10% of SI* |
Additional SI* for Accidental Hospitalization Deductible: US $100 / € 75 | |
Yes, up to 100% SI* | Yes, up to 100% SI* |
Out-patient care Deductible: US $100 / € 75 | |
20% of SI* | 20% of SI* |
Daily Allowance Deductible: 2 days | |
US $25 per day, max 5 days | US $25 per day, max 5 days |
Compassionate Visit | |
- | US $5,000 |
Return of Minor Child | |
- | US $2,000 |
Upgradation to Business Class | |
US $1,000 | US $1,000 |
Dental Expenses Deductible: US $100 / € 75 | |
US $300 | US $300 |
Personal Accident | |
US $15,000 | US $15,000 |
Common Carrier Accidental Death | |
- | US $5,000 |
Medical Evacuation | |
US $10,000 | US $10,000 |
Repatriation of Mortal Remains | |
US $10,000 | US $10,000 |
Trip Cancellation and Interruption | |
US $1,000 | US $1,000 |
Trip Delay Time Delay: 12 hours | |
US $500 | US $500 |
Loss of Checked-in-Baggage | |
US $100 | US $100 |
Delay of Checked-in-Baggage Time Delay: 12 hours | |
US $100 | US $100 |
Loss of Passport | |
US $300 | US $300 |
Personal Liability Deductible: US $100 / € 75 | |
US $100,000 | US $100,000 |
Sub limit details are as follows:
Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum planMedical Expense | Sub-limit |
---|---|
Room Rent including boarding and lodging | 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day |
ICU Charges | 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day |
Operation Theatre Charges (Including surgeon charges) |
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim |
Ambulance Services | US $ 500 per claim / €375 per claim |
Diagnostics and Radiology Services | US $ 1,000 per claim / €750 per claim |
Medical Practitioners visit fees | US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim |
Miscellaneous Expenses | US $ 1,000 per claim / € 750 per claim |
Falck Global Assistance (24 hours assistance centre)
Care Health Insurance Limited , Vipul Tech Square, Tower C, 3rd Floor,
In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience! NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.
The cost for the USA travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of USA travel insurance required, the greater will be the cost. You can get buy Care travel insurance for USA by getting free quotes on our website and then completing the Care travel insurance proposal form and buying the Indian overseas mediclaim policy online.
If you are applying for the USA visa, the consular authorities can ask you to have adequate travel insurance for the USA. However given the fact that your domestic Indian health insurance provides little coverage in USA, it is important for Indian travelers to buy good Care overseas travel insurance for the USA.
The Medical Cover component of your Care travel insurance : Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).
The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
A lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
Dental Expenses: incurred in connection with any injury while on your trip are covered by the policy.
Care travel insurance is one of the most popular Indian travel insurance policy as it offers the following benefits:
One of the most popular US visitor medical insurance for Indians is the Care US travel health insurance. It covers travelers of all age groups up to 99 years. It has two plans namely Explore Gold and Explore Platinum with a wide range of maximum coverage.
The US government has in October 2019 introduced a rule which makes it compulsory for all new US immigrant visa applicants from November 2019 to have proper US health insurance in the United States.
This new rule will directly impact new US immigrant visa applications, such as for parents and family members of the Indians living in the United States. This compulsory US immigrant health insurance attempts to reduce the burden on the US health care system and on US tax payers by uninsured new US immigrants.
While this rule is focused on those applying for US immigrant visas, we are hearing from customers that even tourist visa applicants are being expected to have good travel medical insurance. The travel insurance plans offered here work well for tourists to the US. After buying this US travel insurance, customers will receive the travel insurance document by email.
Customers can use this travel insurance document as proof of travel health insurance in the US while applying for the US tourist visa. Given the high cost of US healthcare, it is in any case very important for all tourists to buy adequate US health insurance.