Care travel insurance for visiting China

Care China travel insurance plans details

• Benefit	Explore Asia	Explore Gold	Explore Platinum
  Hospitalization expenses	Yes	Yes	Yes
  In-patient Care   Deductible: US $ 100 / € 75	Up to SI*	Up to SI*	Up to SI*
  Out-patient care   Deductible: US $ 100 / € 75	Up to SI	Up to SI	Up to SI
  Daily Allowance   Deductible: 2 days	US $ 25 per day, max 5days consecutives	US $ 25 per day, max 5days consecutives	US $ 25 per day, max 5days consecutives
  Compassionate Visit	-	-	Up to US $ 5,000
  Return of Minor Child	-	-	Up to US $ 2,000
  Upgradation to Business Class	Up to US $ 1,000	Up to US $ 1,000	Up to US $ 1,000
  Dental Expenses   Deductible: US $ 100 / € 75	Up to US $300	Up to US $400	Up to US $500
  Personal Accident	US $15,000	US $20,000	US $25,000
  Common Carrier Accidental Death	-	-	US $ 5,000
  Arrangement of Emergency - Medical Evacuation	Up to base SI (part of Policy SI)	Up to base SI (part of Policy SI)	Up to base SI (part of Policy SI)
  Repatriation of Mortal Remains	US $10,000	Up to US $ 50,000	Up to US $ 50,000
  Trip Cancellation	US $1,000	US $1,000	US $1,000
  Trip Interruption	Up to US $ 500	Up to US $ 500	Up to US $ 500
  Trip Delay	$25 per each set of 4 hours delay; Up to150 $	$25 per each set of 4 hours delay; Up to150 $	$25 per each set of 4 hours delay; Up to150 $
  Loss of Checked-in-Baggage	Up to US $500	Up to US $ 750	Up to US $ 1000
  Delay of Checked-in-Baggage   Time Delay: 12 hours	US $100	US $100	US $100
  Loss of Passport	US $300	US $300	US $300
  Personal Liability  Deductible: US $ 100 / € 75	Up to US $100,000	Up to US $100,000	Up to US $100,000
  Hijack Distress Allowance	$100 per day for max. 5 consecutive days	$100 per day for max. 5 consecutive days	$100 per day for max. 5 consecutive days
  Missed Flight Connection  Deductible: 6 hours	Up to $300	Up to $300	Up to $300
  Automatic Trip Extension  Deductible: as applicable under Benefit 1	Up to 7 consecutive days	Up to 7 consecutive days	Up to 7 consecutive days

  * - Sum Insured
  

  Sub limit details are as follows:

  Sublimits are applicable for all age group. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan

  Medical Expense	Sub-limit
  Room Rent including boarding and lodging	1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
  ICU Charges	2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
  Operation Theatre Charges (Including surgeon charges)	10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
  Ambulance Services	US $ 500 per claim / €375 per claim
  Diagnostics and Radiology Services	US $ 1,000 per claim / €750 per claim
  Medical Practitioners visit fees	US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
  Miscellaneous Expenses	US $ 1,000 per claim / € 750 per claim

  For the purpose of application of the above limits :
  (i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
  (ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
  (iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.

• Care travel health insurance policy coverage

  
  Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

  
  Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Care China Visitor Travel Insurance - Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.