Care travel insurance for Australia

Care Australia travel insurance plans details

• Geographical scope	Worldwide / Worldwide excluding US and Canada	Worldwide / Worldwide excluding US and Canada
  Sum Insured	USD 50,000, USD 100,000, USD 300,000 & USD 500,000	USD 50,000, USD 100,000, USD 300,000 & USD 500,000
  Hospitalization expenses	Yes	Yes
  In-patient Care  Deductible: US $100 / € 75	Up to SI*	Up to SI*
  PED (Life Threatening Condition)  Deductible: US $100 / € 75	10% of SI*	10% of SI*
  Additional SI* for Accidental Hospitalization  Deductible: US $100 / € 75	Yes, up to 100% SI*	Yes, up to 100% SI*
  Out-patient care  Deductible: US $100 / € 75	20% of SI*	20% of SI*
  Daily Allowance  Deductible: 2 days	US $25 per day, max 5 days	US $25 per day, max 5 days
  Compassionate Visit	-	US $5,000
  Return of Minor Child	-	US $2,000
  Upgradation to Business Class	US $1,000	US $1,000
  Dental Expenses  Deductible: US $100 / € 75	US $300	US $300
  Personal Accident	US $15,000	US $15,000
  Common Carrier Accidental Death	-	US $5,000
  Medical Evacuation	US $10,000	US $10,000
  Repatriation of Mortal Remains	US $10,000	US $10,000
  Trip Cancellation and Interruption	US $1,000	US $1,000
  Trip Delay  Time Delay: 12 hours	US $500	US $500
  Loss of Checked-in-Baggage	US $100	US $100
  Delay of Checked-in-Baggage  Time Delay: 12 hours	US $100	US $100
  Loss of Passport	US $300	US $300
  Personal Liability Deductible: US $100 / € 75	US $100,000	US $100,000

  * - Sum Insured
  
  

  Sub limit details are as follows:

  Sublimits are applicable ffor all the age group. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan

  Medical Expense	Sub-limit
  Room Rent including boarding and lodging	1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
  ICU Charges	2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
  Operation Theatre Charges (Including surgeon charges)	10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
  Ambulance Services	US $ 500 per claim / €375 per claim
  Diagnostics and Radiology Services	US $ 1,000 per claim / €750 per claim
  Medical Practitioners visit fees	US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
  Miscellaneous Expenses	US $ 1,000 per claim / € 750 per claim

  For the purpose of application of the above limits :
  (i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
  (ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
  (iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.

• Care travel health insurance policy coverage

  
  Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

  
  Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Pre-existing conditions coverage under Care travel policy

  • Under life threatening situations, Care covers medical expenses for pre-existing diseases.
  • Covers critical diseases like Liver disease, Cancer / Tumor, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke
  • It is cashless if hospitalization is more than 24 hours
  • Reimbursement if hospitalization is less than 24 hours

• Care travel insurance claims procedure

  Falck Global Assistance (24 hours assistance centre)

  • Australia & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
  • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@careinsurance.com
  • Fax: +91- 124- 4006674

  Care Health Insurance Limited , Vipul Tech Square, Tower C, 3rd Floor,

  • India: 1800 200 4499 (Toll Free & Accessible in India only)
  • Email: travelassistance@careinsurance.com
  • Fax: 1800 200 6677

  In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

  Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience! NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

• Care Australia travel insurance plan exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.